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SILYA IMMO

Active
Private limited companyfounded 20215 yrs activeKBO/BCE: BE 0767.429.554
Summary

The computed 12-month bankruptcy probability of SILYA IMMO is 3.4% (moderate). The 2024 annual accounts show negative equity (-€41,816) and a net result of -€20,884. Equity is shrinking by ~51.4% per year across the filed fiscal years. Its solvency ranks better than 10% of 4838 sector peers (fiscal year 2024). The company has been active since 2021 and the Belgian State Gazette contains no insolvency signals. The CBE does carry 1 administrative register entry (see administrative flags).

Checked score

Score 2024
Axes · tick = 2023
Profitability12▼-58
Solvency15▼-4
Growth32▼-26
Track record86
Bankruptcy probability, 12 months
3.4% Moderate
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.22 against 0.43 in 2023; short-term debt: 109.8% and cash: 6% of total assets), and equity is negative.
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Signals

Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Recent warning signals
The last 24 months brought warning signals in the Staatsblad or the KBO, and those often pile up before a bankruptcy.
Belgian State Gazette
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 5 years 0 10 y
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Real estate activities (NACE 68)
about 43% fewer bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024
Solvency, return and age of the figures
Solvency
-10.2%
Return on assets
-5.1%
Age of the figures
21 mo
raises risk · Ex-officio strike-off
The KBO struck this company off ex officio, which points to unmet obligations and often precedes a bankruptcy.
KBO publications
raises risk · Negative equity
The 2024 annual accounts show negative equity and a net loss.
NBB · annual accounts 2024
Equity per financial year
21222324
2021 to 2024 · latest year -€41,816
neutral · A punctual record breaks
This company filed 3 consecutive financial years on time. The year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-08-2025, 26 days late. Weigh it accordingly: a break into the 1-to-90-day band measures 1.41% abnormal legal state, below the 1.66% market average. It is a change in behaviour, not evidence of elevated risk.
NBB · 4 filings
Deviation from the deadline
2025
not confirmed
2024
26 d late
2023
29 d early
2022
42 d early
2021
11 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 4 accounts on average 14 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.
KBO publications
Publications
Address struck

History

SILYA IMMO was incorporated on 23 April 2021 as a Private limited company.1 The company has filed 4 sets of annual accounts, the latest for fiscal year 2024.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2024

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Financials · fiscal year 2024, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€20,884
2023 · €4,463
Working capital
-€349,071▼ 58.1%
2023 · -€220,798
Trend over the years

Click a name to add, emphasise or remove a line.Band: the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings. Dashed line: the median.

Every figure with its change against the fiscal year before
favourable unfavourable
Line2021202220232024
Operating result-€3,216--€26,545▼ 726%€4,647-€18,173
Net result-€3,216within the sector's middle half--€24,679below the sector's middle half▼ 667%€4,463within the sector's middle half-€20,884within the sector's middle half
Equity-€716below the sector's middle half--€25,395below the sector's middle half▼ 3,449%-€20,932below the sector's middle half▲ 17.6%-€41,816below the sector's middle half▼ 99.8%
Total assets€20below the sector's middle half-€221below the sector's middle half▲ 1,010%€370,493below the sector's middle half▲ 167,226%€408,231below the sector's middle half▲ 10.2%
Debt€736-€25,616▲ 3,383%€391,425▲ 1,428%€450,047▲ 15.0%
Working capital-€716within the sector's middle half--€25,395within the sector's middle half▼ 3,449%-€220,798below the sector's middle half▼ 769%-€349,071below the sector's middle half▼ 58.1%
Solvency-5.6%below the sector's middle half-10.2%below the sector's middle half▼ 4.6pp
Current ratio0.43below the sector's middle half0.22below the sector's middle half▼ 0.21
Return on assets (ROA)1.2%within the sector's middle half-5.1%below the sector's middle half▼ 6.3pp
above within below the middle half (P25 to P75) of NACE 68, Real estate activities, each year against the same schema; no band under 30 filings.
Result per fiscal year
Operating resultNet result
-€30,000-€20,000-€10,000€0Operating result 2021: -€3,216-€3,216Net result 2021: -€3,216-€3,216Operating result 2022: -€26,545-€26,545Net result 2022: -€24,679-€24,679Operating result 2023: €4,647€4,647Net result 2023: €4,463€4,463Operating result 2024: -€18,173-€18,173Net result 2024: -€20,884-€20,8842021202220232024-€30,000-€20,000-€10,000€0Operating result 2022: -€26,545-€26,500Net result 2022: -€24,679-€24,700Operating result 2023: €4,647€4,650Net result 2023: €4,463€4,460Operating result 2024: -€18,173-€18,200Net result 2024: -€20,884-€20,900202220232024
The operating result turns negative in 2024: a loss of €18,173 after €4,647 in 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €408,231
Fixed assets €309,255 ▲ 53.2%
Current assets €98,976 ▼ 41.3%
Key figures and ratios
2024 value · change against 2023
EBITDA
-€10,562▼
2023 · €7,781
Cash flow
-€13,273▼
2023 · €7,597
Debt to equity
-10.76▲
2023 · -18.70
Interest coverage
-45.79▼
2023 · 42.19
Debt ≤ 1 year
€448,047▲
2023 · €389,425
Debt > 1 year
€2,000=
2023 · €2,000
Income taxes
€2,481
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 1,564 companies that looked in July 2024 the way this one looks now, 5.1% went bankrupt within 24 months and 89% are still going.

  • Micro
  • 5 to 10 years old
  • negative equity
  • a small loss
5.1% went bankrupt
5.4% stopped otherwise
89% still going

A further 0.7% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 3.4% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 1,564 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2024 against 2023 · 34 lines
Balance sheet Code20232024
Assets
Total assets20/58€370,493€408,231▲
Fixed assets21/28€201,866€309,255▲
Tangible fixed assets22/27€201,866€309,255▲
Land and buildings22€201,866€309,255▲
Current assets29/58€168,627€98,976▼
Amounts receivable within one year40/41€73,620€74,476▲
Trade receivables40€36,300€36,300=
Other amounts receivable41€37,320€38,176▲
Cash at bank and in hand54/58€95,006€24,500▼
Equity and liabilities
Total equity and liabilities10/49€370,493€408,231▲
Equity10/15-€20,932-€41,816▼
Contributions10/11€2,500€2,500=
Capital10€2,500€2,500=
Issued capital100€2,500€2,500=
Profit (loss) carried forward14-€23,432-€44,316▼
Amounts payable17/49€391,425€450,047▲
Amounts payable after more than one year17€2,000€2,000=
Other amounts payable178/9€2,000€2,000=
Amounts payable within one year42/48€389,425€448,047▲
Trade debts44-€122,668
Suppliers440/4-€122,668
Other amounts payable47/48€389,425€325,380▼
Income statement Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3,134€7,611▲
Other operating charges640/8€824€14,729▲
Gross operating margin9900€8,605€4,167▼
Operating profit (loss)9901€4,647-€18,173▼
Financial charges65/66B€184€231▲
Recurring financial charges65€184€231▲
Profit (loss) for the period before taxes9903€4,463-€18,403▼
Income taxes67/77-€2,481
Profit (loss) for the period9904€4,463-€20,884▼
Profit (loss) for the period to be appropriated9905€4,463-€20,884▼
Appropriation of the result
Profit (loss) to be appropriated9906-€23,432-€44,316▼
Profit (loss) brought forward from the previous period14P-€27,895-€23,432▲

The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2021202220232024Change
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630--€3,134€7,611▲ 143%
Other operating charges640/8-€348€824€14,729▲ 1,688%
Gross operating margin9900-€3,216-€26,197€8,605€4,167▼ 51.6%
Operating profit (loss)9901-€3,216-€26,545€4,647-€18,173▼ 491%
Financial income75/76B-€2,000---
Recurring financial income75-€2,000---
Financial charges65/66B-€135€184€231▲ 25.1%
Recurring financial charges65-€135€184€231▲ 25.1%
Profit (loss) for the period before taxes9903-€3,216-€24,679€4,463-€18,403▼ 512%
Income taxes67/77---€2,481-
Profit (loss) for the period9904-€3,216-€24,679€4,463-€20,884▼ 568%
Profit (loss) for the period to be appropriated9905-€3,216-€24,679€4,463-€20,884▼ 568%
Line2021202220232024Change
Assets
Total assets20/58€20€221€370,493€408,231▲ 10.2%
Fixed assets21/28--€201,866€309,255▲ 53.2%
Tangible fixed assets22/27--€201,866€309,255▲ 53.2%
Land and buildings22--€201,866€309,255▲ 53.2%
Current assets29/58€20€221€168,627€98,976▼ 41.3%
Amounts receivable within one year40/41€20€221€73,620€74,476▲ 1.2%
Trade receivables40--€36,300€36,300=
Other amounts receivable41€20€221€37,320€38,176▲ 2.3%
Cash at bank and in hand54/58--€95,006€24,500▼ 74.2%
Equity and liabilities
Total equity and liabilities10/49€20€221€370,493€408,231▲ 10.2%
Equity10/15-€716-€25,395-€20,932-€41,816▼ 99.8%
Contributions10/11€2,500€2,500€2,500€2,500=
Capital10€2,500€2,500€2,500€2,500=
Issued capital100€2,500€2,500€2,500€2,500=
Uncalled capital101€0----
Profit (loss) carried forward14-€3,216-€27,895-€23,432-€44,316▼ 89.1%
Amounts payable17/49€736€25,616€391,425€450,047▲ 15.0%
Amounts payable after more than one year17--€2,000€2,000=
Other amounts payable178/9--€2,000€2,000=
Amounts payable within one year42/48€736€25,616€389,425€448,047▲ 15.1%
Trade debts44€736€20,144-€122,668-
Suppliers440/4€736€20,144-€122,668-
Other amounts payable47/48-€5,472€389,425€325,380▼ 16.4%
Line2021202220232024Change
Profit (loss) for the period9904-€3,216-€24,679€4,463-€20,884▼ 568%
+ Depreciation and write-downs630--€3,134€7,611▲ 143%
Operating cash flow (approximation)-€3,216-€24,679€7,597-€13,273▼ 275%
Investment in fixed assets (approximation)----€115,000-
Change in cash----€70,506-

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
05-05
KBO administration Address struck
event 03-02-2026
2025
26-08
NBB filing Annual accounts filed
fiscal year 2024 · full schema · 26 days late
2024
02-07
NBB filing Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial Back to profitnet €4,463
Net result €4,463 after 2 loss-making years.
19-06
NBB filing Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial Weakest financial yearnet -€24,679
Net result drops to -€24,679, the lowest in the series; recovery starts the following year.
20-07
NBB filing Annual accounts filed
fiscal year 2021 · full schema
SignalFinancial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Grimbergen · 1 establishment unit since 2021
seat establishment approximate The establishment unit on the map
Ground area
7,368 m²
Building footprint
505 m²
Volume, LiDAR
3,953 m³
2 parcels, Flanders · tallest building 14.6 m, ±4 floors. Linked by address, not a title deed.
6 companies at this address See who is registered here
1 establishment unit
SILYA IMMO
Specialised construction activities
since 20212.322.698.949
2 parcels
Flanders 2 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
23084A0070/00T004 Flanders 6,883 m² 1 · 180 m² -
23084A0070/00V004 Flanders 485 m² 1 · 325 m² 14.6 m · 4 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Public money · subsidies and aid

Flemish government

2022 to 2024 · 2 entries · 4,000 EUR awarded · 4,000 EUR paid
Year Entries awardedpaid
2024 1 2,000 EUR2,000 EUR
2022 1 2,000 EUR2,000 EUR
Schemes
2 entries · 4,000 EUR · 4,000 EUR paid · Fonds voor Innoveren en Ondernemen

Similar companies · same sector

This company's figures show no positive equity and no headcount, so a size comparison is not possible. These companies share only the sector. Of 7,326 companies in sector 68110 we hold annual accounts for 5,390. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded23-04-2021
Fiscal year end31-12
Activities, NACEBEL 2025
68110Buying and selling of own real estate
68121Development of residential building projects
68201Renting and operating of own or leased residential real estate, excluding social housing
68203Renting and operating of own or leased non-residential real estate, excluding land
68310Real estate agency activities
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 28 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.