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SILVERT MEDICAL

Active
Public limited companyfounded 1987active for 39 yearsOud-Klooster(HN) 2, 1540 Pajottegem, BelgiumKBO/BCE: BE 0431.926.251
Summary

SILVERT MEDICAL has been active since 1987 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.0m and a net result of €94,643. Equity has been growing by about 9.9% per year since 2019. Its solvency ranks better than 79% of 12,775 sector peers (NACE 47, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

Source: KBO
Status
Active since 04-09-1987 Normal situation
Activity
Retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses NACE 47741
Joint committee
201 Paritair Comité voor de zelfstandige kleinhandel · annual accounts 30-06-2025
Establishment unit
2.030.508.918 1540 Pajottegem, since 22-09-1987
Financial year end
30 June
Peppol
Reachable since 03-11-2025

Board and ownership

Board
  • Silvert Medical France SARLChair · permanent representative Silvert Eric
  • Silvert EricDirector

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts to 30-06-2025
Gross margin
€262,778
▲ 47.5%
Turnover
≈ €960,000
estimated
Profit
€94,643
▲ 252%
Equity
€1.0m
▲ 10.2%
Total assets
€1.5m
▲ 21.7%
Employees on 30-06-2025
3
=
Score breakdownraises riskSector: Retail trade (NACE 47)lowers riskLiquidity: current ratio 2.83, cash €758,533Founded in 1987Equity €1.0m (66.1% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in retail trade (NACE 47)
Financial strength · tick: 2024
Strong
Solvency 91-7
equity 66.1% of total assets
Liquidity 85+12
short-term debt 33.7% · cash 49.1%
Profitability 76+35
return on assets 6.1%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,272 companies, NACE 47, micro)
Last 24 months 12-2024: < 0.1% 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: 0.1%▲ +0.1 percentage points vs 01-2025highest value 03-2025: < 0.1%▼ -0.1 percentage points vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: 0.1%▲ +0.1 percentage points vs 01-2026 03-2026: < 0.1%▼ -0.1 percentage points vs 02-2026lowest value 04-2026: < 0.1%● unchanged vs 03-2026lowest value 05-2026: < 0.1%● unchanged vs 04-2026lowest value 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026lowest value 08-2026: < 0.1%● unchanged vs 07-2026 09-2026: < 0.1%● unchanged vs 08-2026 10-2026: < 0.1%● unchanged vs 09-2026 11-2026: < 0.1%● unchanged vs 10-2026
Credit of up to €95,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.83 (3.51 in 2024), above the usual 1.5. Short-term debt is 33.7% and cash 49.1% of total assets. 33.9% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro). It does better than 78% of them on solvency, 88% on liquidity, 64% on profitability and 61% on growth.

The bankruptcy probability was computed on 02-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.83, cash €758,533
NBB · annual accounts
lowers risk · Founded in 1987
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €1.0m (66.1% of total assets)
NBB · annual accounts
raises risk · Sector: Retail trade (NACE 47)
KBO
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 31-01-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 day early
2022
on the day
2021
2 days late
2020
1 day late
2019
12 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 2 days after the deadline. In the sector (NACE 47), the median for financial year 2024 was on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 31 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: Result rose in 2025from €26,899 to €94,643 ▲ 252% View
  • Positive: More equity than 87% of companies in retail tradesector median €236,726 · 12,785 companies €1.0m View
  • Positive: 7 profitable years in a rowprofit 2025: €94,643 7 years View
  • Positive: Filed on time since financial year 2022accounts within the deadline every year 4 years View

Recent changes

  1. · Gazette deed Resignations: Michaël Silvert, Silvert Medical France and Hematech ConsultantsAppointment: Silvert Eric (niet statutaire enige bestuurder)
  2. · Gazette deed Resignations: Silvert Eric, Hematech Consultants BV and Silvert Medical France SARLAppointments: Silvert Michaël, Hematech Consultants BV and Silvert Medical France SARL · Permanent representatives: Silvert Eric and Cammaert Christa
  3. · Gazette deed Incorporation
All 15 events

Comparable companies

These companies have the same main activity as SILVERT MEDICAL: retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741). They are comparable in size and age: total assets between €670,000 and €1.8m, founded between 1989 and 2001.

CompanyTotal assetsGross margin
SILVERT MEDICAL Pajottegem€1.5m€0.3m
SAMSUP Etterbeek€1.8m€0.2m
ENDOVISION Holsbeek€0.7m€0.2m
ORTHO-TECH SMEETS Kapellen€1.4m€0.5m
APOTHEEK DE PRETER A. Sint-Niklaas€1.3m€0.3m
RAES BV Sint-Truiden€0.9m€0.3m
SANTE SERVICES Mons€0.8m€0.3m
Full comparison

Key facts about SILVERT MEDICAL

What is the company number of SILVERT MEDICAL?
The company number of SILVERT MEDICAL is 0431.926.251. The VAT number is the same number with BE in front: BE 0431.926.251.
Where is SILVERT MEDICAL based?
The registered office is at Oud-Klooster(HN) 2, 1540 Pajottegem.Company details
What does SILVERT MEDICAL do?
According to the KBO register, the main activity is retail sale of medical and orthopaedic goods, excluding prescription glasses and lenses (NACE 47741).
What is the legal form of SILVERT MEDICAL?
The legal form of SILVERT MEDICAL is Public limited company (NV).
When was SILVERT MEDICAL founded?
SILVERT MEDICAL was founded on 04-09-1987.
Is SILVERT MEDICAL still active?
Yes, SILVERT MEDICAL is an active enterprise in the KBO register.
How many employees does SILVERT MEDICAL have?
SILVERT MEDICAL had an average of 1.8 full-time equivalents in financial year 2025, according to the filed annual accounts.Financials
Which joint committee does SILVERT MEDICAL fall under?
In its 30-06-2025 annual accounts, SILVERT MEDICAL states joint committee 201 (Paritair Comité voor de zelfstandige kleinhandel).
What is the turnover of SILVERT MEDICAL?
The turnover in financial year 2025 is ≈ €960,000. This figure is estimated from the gross margin of €262,778 and 47 comparable companies (NACE 477). It probably lies between €740,000 and €1.6m.
Is SILVERT MEDICAL profitable?
In financial year 2025, SILVERT MEDICAL made a profit of €94,643.
Where can I find the annual accounts of SILVERT MEDICAL?
SILVERT MEDICAL filed 36 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SILVERT MEDICAL due?
SILVERT MEDICAL must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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