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Silverpac SRL

Active
Private limited companyfounded 200719 yrs activeGroenkraaglaan 3, 1170 Watermaal-Bosvoorde, BelgiumKBO/BCE: BE 0891.134.644
Summary

The annual accounts of Silverpac SRL for fiscal year 2025 show a net loss of 92% of total assets and of 56% of the equity at the start of that year. The 2025 annual accounts show equity of €7,674 and a net result of -€9,832. Equity is shrinking by ~15.7% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2026. Its solvency ranks better than 67% of 14009 sector peers (fiscal year 2025). The company has been active since 2007 and the Belgian State Gazette contains no insolvency or warning signals. The computed 12-month bankruptcy probability is 0.1% (very low).

Risk analysisWatch ReportCompare
Silverpac SRLActiveChecked score 54/100
Risk analysis ReportCompare

Overview

What they do
Activities of lawyers
NACE 69101
How big
€10,652total assets 2025
Equity
€7,674
Loss
-€9,832
Turnover not published (abridged schema)
Financially healthy?
54 Fair Checked score 2025
Bankruptcy chance 12 m
0.1%
Who decides
Accounts 45 d early0 of 2 deeds read
Why 54Capped at 59: a net loss of at least half of total assets or of the equity at the start of the financial year- Loss of €9,832, the second in a row (FY 2025)+ Sector Legal and accounting activities (NACE 69)+ Size: total assets €10,652+ Liquidity: current ratio 3.37, cash €2,116, halvedShow the evidence

Checked score

Score 2025
54 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 33% of its sector peers (NACE 69, micro)
Performance against the sector, not lower risk
A net loss of at least half of total assets or of the equity at the start of the financial year caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2024
Average
Solvency 97-3
equity 72.0% of total assets
Liquidity 64-24
short-term debt 28.0% · cash 19.9%
Profitability 0=
return on assets -92.3%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (19,709 companies)
Last 24 months 11-2024: 0.1%lowest value 12-2024: 0.1%● 0.0% vs 11-2024lowest value 01-2025: 0.1%● 0.0% vs 12-2024lowest value 02-2025: 0.1%● 0.0% vs 01-2025lowest value 03-2025: 0.1%▲ +6.0% vs 02-2025 04-2025: 0.1%▲ +9.4% vs 03-2025 05-2025: 0.1%▲ +8.6% vs 04-2025 06-2025: 0.1%▲ +4.8% vs 05-2025 07-2025: 0.1%▼ -10.6% vs 06-2025 08-2025: 0.1%● 0.0% vs 07-2025 09-2025: 0.1%● 0.0% vs 08-2025 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +10.2% vs 02-2026 04-2026: 0.1%▲ +10.8% vs 03-2026 05-2026: 0.1%▲ +8.3% vs 04-2026 06-2026: 0.1%▲ +3.8% vs 05-2026highest value 07-2026: 0.1%▼ -22.2% vs 06-2026 08-2026: 0.1%● 0.0% vs 07-2026 09-2026: 0.1%● 0.0% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Legal and accounting activities (NACE 69) lowers the probability
  • Loss of €9,832, the second in a row (FY 2025) raises the probability
  • Size: total assets €10,652 lowers the probability for this profile
  • Liquidity: current ratio 3.37, cash €2,116, halved lowers the probability
No publishable credit limit; credit only on tighter terms
Net loss of at least half of total assets or of the equity at the start of the financial year.
Liquidity ample (current ratio 3.37 against 12.96 in 2024; short-term debt: 28% and cash: 19.9% of total assets), and 28% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 69, micro). Better than this share of them on solvency 69%, liquidity 51%, profitability 1%, growth against the median 9%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610020317, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Legal and accounting activities (NACE 69)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · Loss of €9,832, the second in a row (FY 2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Size: total assets €10,652
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
lowers risk · Liquidity: current ratio 3.37, cash €2,116, halved
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025
Net result per financial year
1819202122232425
2018 to 2025 · latest year -€9,832
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 d early
2024
58 d early
2023
56 d early
2022
42 d early
2021
52 d early
2020
47 d early
2019
44 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 49 days before the deadline; the sector median for financial year 2024 is 9 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 June (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Risk: 3 loss-making years in a rowloss fiscal year 2025 -€9,832 View
  • Caution: Among the weakest 5% on net resultsector median €37,570 · 14,010 companies -€9,832 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View

By topic

Financials

Fiscal year
2025
Total assets
€10,652
Loss
-€9,832
Solvency
72.0%
Total assets▼ 43.4%
Net result
20182025
Go to Financials

Timeline

Events
14
Since
2017
Next accounts
by 31-07-2027
  1. 16-06-2026Annual accounts filed
  2. 03-06-2025Annual accounts filed
  3. 05-06-2024Annual accounts filed
Go to Timeline

Company details

Legal form
Private limited company
Activity
Activities of lawyersNACE 69101
Founded
30-07-2007
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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