SILVERLINE
ActiveSILVERLINE has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €255k and a net result of €-6k. Equity is growing by ~8.5% per year across the filed fiscal years. Its solvency ranks better than 94% of 9114 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
72
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability16▼-58
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €18k at 30 days acceptable
Liquidity ample (current ratio 18.22 against 12.8 in 2024; short-term debt: 4.9% and cash: 21.9% of total assets), and 4.9% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
27 d late
2024
50 d late
2023
27 d late
2022
31 d late
2021
53 d late
2020
38 d late
2019
21 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€255k▼ 2.2%
2024 · €261k
2018: €131k
2019: €141k
2020: €199k
2021: €204k
2022: €236k
2023: €249k
2024: €261k
2018 → 2025
Total assets
€269k▼ 4.3%
2024 · €281k
2018: €250k
2019: €276k
2020: €346k
2021: €328k
2022: €286k
2023: €284k
2024: €281k
2018 → 2025
Net result
€-6k
2024 · €13k
2018: €45k
2019: €10k
2020: €58k
2021: €5k
2022: €32k
2023: €12k
2024: €13k
2018 → 2025
Working capital
€229k▼ 2.2%
2024 · €234k
2018: €124k
2019: €131k
2020: €191k
2021: €198k
2022: €208k
2023: €221k
2024: €234k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€204k-€236k▲ 15.7%€249k▲ 5.1%€261k▲ 5.0%€255k▼ 2.2%
Operating result€7k-€48k▲ 567%€18k▼ 62.3%€19k▲ 6.1%€-6k
Net result€5k-€32k▲ 531%€12k▼ 62.2%€13k▲ 3.8%€-6k
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €6k after €19k in 2024, the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €269k
Fixed assets
€27k▼ 2.1%
Current assets
€242k▼ 4.6%
Equity and liabilities €269k
Equity
€255k▼ 2.2%
Debt
€13k▼ 33.0%
The debt ratio falls from 7.1% to 4.9%. Equity and debt are lower.
Key figures and ratios
EBITDA
€-5k▼
2024 · €20k
Cash flow
€-5k▼
2024 · €13k
Solvency
95.1%▲
2024 · 92.9%
Current ratio
18.22▲
2024 · 12.80
Quick ratio
18.22▲
2024 · 12.80
Debt / equity
0.05▼
2024 · 0.08
ROE
-2.2%▼
2024 · 4.8%
ROA
-2.1%▼
2024 · 4.5%
Interest coverage
-11.23▼
2024 · 44.80
Debt
€13k▼
2024 · €20k
Debt ≤ 1 year
€13k▼
2024 · €20k
Income taxes
€61▼
2024 · €7k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€281k€269k▼
Fixed assets21/28€27k€27k▼
Tangible fixed assets22/27€27k€27k▼
Land and buildings22€23k€22k▼
Other tangible fixed assets26€5k€5k=
Current assets29/58€253k€242k▼
Amounts receivable within one year40/41€182k€183k▲
Trade receivables40€73k€73k=
Other amounts receivable41€110k€110k▲
Cash at bank and in hand54/58€71k€59k▼
Equity and liabilities
Total equity and liabilities10/49€281k€269k▼
Equity10/15€261k€255k▼
Contributions10/11€19k€19k=
Reserves13€68k€68k=
Tax-exempt reserves132€10k€10k=
Distributable reserves133€58k€58k=
Profit (loss) carried forward14€175k€169k▼
Amounts payable17/49€20k€13k▼
Amounts payable within one year42/48€20k€13k▼
Trade debts44€12k€12k▲
Suppliers440/4€12k€12k▲
Taxes, remuneration and social security45€7k€0▼
Taxes450/3€7k€0▼
Other amounts payable47/48€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€588€588=
Other operating charges640/8€703€520▼
Gross operating margin9900€20k€-5k▼
Operating profit (loss)9901€19k€-6k▼
Financial income75/76B€529€513▼
Recurring financial income75€529€513▼
Financial charges65/66B€438€454▲
Recurring financial charges65€438€454▲
Profit (loss) for the period before taxes9903€19k€-6k▼
Income taxes67/77€7k€61▼
Profit (loss) for the period9904€13k€-6k▼
Profit (loss) for the period to be appropriated9905€13k€-6k▼
Appropriation of the result
Profit (loss) to be appropriated9906€187k€169k▼
Profit (loss) brought forward from the previous period14P€175k€175k=
Transfer to equity691/2€13k€0▼
To other reserves6921€13k€0▼
Social balance
Average headcount (FTE)90870.00.0=
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-08
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema · 27 days late
2025
31-12
Financial
Weakest financial yearnet €-6k ▼145%
Net result drops to €-6k, the lowest in the series.
19-09
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 50 days late
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 27 days late
2023
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
31-12
Financial
Liquidity doublescurrent ratio 5.23
Current ratio from 2.60 to 5.23; short-term debt falls from €124k to €49k.
22-09
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 53 days late
2021
31-12
Financial
Equity above €200kEq €204k ▲2.5%
4 profitable years in a row build equity to €204k.
07-09
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema · 38 days late
2020
31-12
Financial
Highest result since 2018net €58k ▲465%
Operating result €81k, net result €58k, both a record.
31-12
Financial
Equity above €150kEq €199k ▲41.1%
3 profitable years in a row build equity to €199k.
10-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
04-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
06-08
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema · 6 days late
2017
25-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 25 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Schoten · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frans Reinemundlei 242900 SchotenGround area
4,365 m²
Building footprint
414 m²
Volume, LiDAR
2,634 m³
Parcel 11040D0160/00T003, Flanders · tallest building 14.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Silverline
since 20132.218.928.646
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11040D0160/00T003 | Flanders | 4,365 m² | 1 · 414 m² | 14.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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MAO IMMO
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PROMOLYS
BE 0431.718.195
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RICARDO
BE 0440.571.426
Torhout · Eq €252k
AC IMMO
BE 0458.597.786
Merksplas · Eq €259k
Nippora Vastgoed
BE 0634.805.018
Turnhout · Eq €261k
Of 1,292 companies in sector 68122 we hold annual accounts for 899. 592 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-02-2013
Fiscal year end31-12
Activities, NACEBEL
68122Development of non-residential building projects
68110Buying and selling of own real estate
Sources
Crossroads Bank for EnterprisesNational Bank · 13 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.