Silver Top Supermarkt
ActiveSilver Top Supermarkt has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-20k) and a net result of €57k. Equity is shrinking by ~29.2% per year across the filed fiscal years. Its solvency ranks better than 19% of 13090 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.4% (low).
Checked score
Score 2025
16
/ 100
Critical▲ +9 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability0▼-100
Solvency40▲+7
Growth58▲+26
Stability100
Bankruptcy probability, 12 months
1.4%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.79 against 0.42 in 2024), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-19.1%
Return on assets
54.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 19% of 13090 sector peers (2025).
NBB · sector comparisonPosition among 13090 sector peers
Solvency
better than 19%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-04-2026, 97 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
97 d early
2024
29 d late
2023
68 d late
2022
129 d late
2021
190 d late
2020
59 d late
2018
120 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-20k▲ 74.0%
2024 · €-77k
2018: €-6k
2020: €-23k
2021: €-23k
2022: €-30k
2023: €-51k
2024: €-77k
2018 → 2025
Total assets
€104k▲ 71.8%
2024 · €61k
2018: €26k
2020: €29k
2021: €28k
2022: €31k
2023: €28k
2024: €61k
2018 → 2025
Net result
€57k
2024 · €-25k
2018: €-12k
2020: €-20k
2021: €-156
2022: €-7k
2023: €-21k
2024: €-25k
2018 → 2025
Working capital
€-26k▲ 67.4%
2024 · €-79k
2018: €-9k
2020: €-26k
2021: €-28k
2022: €-35k
2023: €-56k
2024: €-79k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€-23k-€-30k▼ 29.2%€-51k▼ 71.5%€-77k▼ 49.3%€-20k▲ 74.0%
Operating result€-78-€-7k▼ 8,389%€-21k▼ 223%€-25k▼ 18.9%€60k
Net result€-156-€-7k▼ 4,259%€-21k▼ 216%€-25k▼ 18.3%€57k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €60k after a loss of €25k in 2024, the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €104k
Fixed assets
€6k▲ 37.3%
Current assets
€99k▲ 74.3%
Key figures and ratios
EBITDA
€61k▲
2024 · €-25k
Cash flow
€58k▲
2024 · €-25k
Solvency
-19.1%▲
2024 · -126.4%
Current ratio
0.79▲
2024 · 0.42
Quick ratio
0.10▼
2024 · 0.12
Debt / equity
-6.23▼
2024 · -1.79
ROE
-284.9%▼
2024 · 33.0%
ROA
54.5%▲
2024 · -41.7%
Interest coverage
563.84▲
2024 · -243.99
Debt
€124k▼
2024 · €138k
Debt ≤ 1 year
€124k▼
2024 · €135k
Income taxes
€3k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€61k€104k▲
Fixed assets21/28€4k€6k▲
Tangible fixed assets22/27€1k€2k▲
Plant, machinery and equipment23€1k€2k▲
Financial fixed assets28€3k€3k▲
Current assets29/58€57k€99k▲
Stocks and contracts in progress3€41k€86k▲
Stocks30/36€41k€86k▲
Amounts receivable within one year40/41€15k€2k▼
Trade receivables40€9k-
Other amounts receivable41€6k€2k▼
Cash at bank and in hand54/58€1k€11k▲
Equity and liabilities
Total equity and liabilities10/49€61k€104k▲
Equity10/15€-77k€-20k▲
Contributions10/11€19k€19k=
Profit (loss) carried forward14€-95k€-39k▲
Amounts payable17/49€138k€124k▼
Amounts payable within one year42/48€135k€124k▼
Trade debts44€600€20k▲
Suppliers440/4€600€20k▲
Advances received on contracts in progress46€39k€39k=
Taxes, remuneration and social security45€8k€6k▼
Taxes450/3€943€3k▲
Remuneration and social security454/9€7k€3k▼
Other amounts payable47/48€88k€59k▼
Accrued charges and deferred income492/3€2k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€430€781▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€-24k€63k▲
Operating profit (loss)9901€-25k€60k▲
Financial charges65/66B€102€108▲
Recurring financial charges65€102€108▲
Profit (loss) for the period before taxes9903€-25k€60k▲
Income taxes67/77-€3k
Profit (loss) for the period9904€-25k€57k▲
Profit (loss) for the period to be appropriated9905€-25k€57k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-95k€-39k▲
Profit (loss) brought forward from the previous period14P€-70k€-95k▼
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
25-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €57k
Net result €57k after 6 loss-making years.
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 29 days late
2024
31-12
Financial
Weakest financial yearnet €-25k
Net result drops to €-25k, the lowest in the series; recovery starts the following year.
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 68 days late
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 129 days late
06-02
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 190 days late
2021
28-09
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 59 days late
2019
28-11
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 120 days late
11-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 223 days late
2016
14-09
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 45 days late
05-01
NBB filing
Annual accounts filed
fiscal year 2014 · abbreviated schema · 158 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 3 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
De Leescorfstraat 12140 AntwerpenGround area
340 m²
Building footprint
338 m²
Volume, LiDAR
2,995 m³
3 parcels, Flanders · tallest building 14.5 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
Silver Top Supermarkt
since 20142.235.293.635
Silver Top Supermarkt
since 20242.367.460.489
Café ’t Dorp
since 20262.392.970.006
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11018B0024/00X000 | Flanders | 150 m² | 1 · 148 m² | 7.0 m · 2 fl. |
| 11313B0905/00S013 | Flanders | 102 m² | 1 · 102 m² | 14.5 m · 5 fl. |
| 11513C0005/00X015 | Flanders | 88 m² | 1 · 88 m² | 13.0 m · 4 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2025 · 1 entry · 2,000 EUR awarded · 2,000 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 2,000 EUR | 2,000 EUR |
Schemes
Hinderpremie bij openbare werken
Recognitions · licences · registrations
Food safety, FASFC
2 sitesAntwerpen2.367.460.489
Mortsel2.235.293.635
Similar companies · same sector, comparable size
MALIBRI
BE 0802.216.625
Aalst · Eq €6k
LEUZECO
BE 0887.877.820
Eghezée · Eq €6k
FULL TIME GOOD TIME
BE 0799.842.895
Westerlo · Eq €6k
BEAUJEAN Ludivine
BE 0786.401.071
Chaudfontaine · Eq €6k
4 STARS AJK
BE 1003.359.882
Jette · Eq €6k
Of 10,412 companies in sector 47110 we hold annual accounts for 5,786. 2,836 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company (pre-2019)
Founded07-11-2013
Fiscal year end31-12
Abbreviation NL
S.T.S.
Activities, NACEBEL
47110Non-specialised retail sale with food, beverages or tobacco predominating
56301Cafés and bars
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.