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SilvaBâtir

Active
Private limited companyfounded 20251 yr activeLouizalaan 367, 1050 Elsene, BelgiumKBO/BCE: BE 1019.999.738
Summary

The computed 12-month bankruptcy probability of SilvaBâtir is 2.7% (moderate). The 2025 annual accounts show equity of €14,674 and a net result of €16,674. Its solvency ranks better than 40% of 28281 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.

Checked score

Score 2025
Axes
Profitability100
Solvency63
Growth-
Track record67
Bankruptcy probability, 12 months
2.7% Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity short (current ratio 0.76; short-term debt: 61.6% and cash: 38.7% of total assets), and 61.6% of the assets are financed with debt.
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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Specialised construction activities (NACE 43)
about 85% more bankruptcies
← fewer bankruptcies more bankruptcies →
raises risk · Higher-failure-rate region
In this region companies fail more often than in the rest of the country.
KBO · registered office
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 1 year 0 10 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
38.4%
Return on assets
43.6%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-07-2026, 15 days ahead of the deadline.
NBB · 1 filing
Deviation from the deadline
2025
15 d early
← before the deadline after the deadline →
Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

On 14 February 2025, SilvaBâtir was incorporated as a Private limited company.1 The company has filed annual accounts once, for fiscal year 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2025

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Financials · fiscal year 2025, micro schema

Equity
€14,674
Total assets
€38,258
Net result
€16,674
Working capital
-€5,579

Turnover and EBIT margin not published: the micro schema does not require them.

Balance-sheet composition
Assets €38,258
Fixed assets €20,253
Current assets €18,005
Equity and liabilities €38,258
Equity €14,674
Debt €23,584
Debt finances 61.6% of the balance-sheet total.
Key figures and ratios
2025 value
EBITDA
€21,337
Cash flow
€17,477
Current ratio
0.76
Debt to equity
1.61
ROE
113.6%
ROA
43.6%
Interest coverage
199.64
Debt ≤ 1 year
€23,584
Income taxes
€3,766

Peer companies

Historical observation

Of the 11,280 companies that looked in July 2024 the way this one looks now, 0.7% went bankrupt within 24 months and 97% are still going.

  • Micro
  • under 2 years old
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.7% went bankrupt
2.6% stopped otherwise
97% still going

For this company itself Checked computes a higher bankruptcy probability: 2.7% over twelve months. The score reads more about this company than the group's four characteristics; both figures are right about what they measure.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 11,280 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 · 38 lines
Balance sheet Code2025
Assets
Total assets20/58€38,258
Fixed assets21/28€20,253
Tangible fixed assets22/27€19,983
Plant, machinery and equipment23€7,192
Furniture and vehicles24€12,791
Financial fixed assets28€270
Current assets29/58€18,005
Amounts receivable within one year40/41€2,866
Trade receivables40€1,600
Other amounts receivable41€1,266
Cash at bank and in hand54/58€14,807
Deferred charges and accrued income490/1€332
Equity and liabilities
Total equity and liabilities10/49€38,258
Equity10/15€14,674
Contributions10/11€1,000
Profit (loss) carried forward14€13,674
Amounts payable17/49€23,584
Amounts payable within one year42/48€23,584
Trade debts44€18
Suppliers440/4€18
Taxes, remuneration and social security45€3,766
Taxes450/3€3,766
Other amounts payable47/48€19,801
Income statement Code2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€804
Other operating charges640/8€491
Gross operating margin9900€21,828
Operating profit (loss)9901€20,534
Financial income75/76B€12
Recurring financial income75€12
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€20,439
Income taxes67/77€3,766
Profit (loss) for the period9904€16,674
Profit (loss) for the period to be appropriated9905€16,674
Appropriation of the result
Profit (loss) to be appropriated9906€16,674
Profit to be distributed694/7€3,000
Directors or managers695€3,000

The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line2025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€804
Other operating charges640/8€491
Gross operating margin9900€21,828
Operating profit (loss)9901€20,534
Financial income75/76B€12
Recurring financial income75€12
Financial charges65/66B€107
Recurring financial charges65€107
Profit (loss) for the period before taxes9903€20,439
Income taxes67/77€3,766
Profit (loss) for the period9904€16,674
Profit (loss) for the period to be appropriated9905€16,674
Line2025
Assets
Total assets20/58€38,258
Fixed assets21/28€20,253
Tangible fixed assets22/27€19,983
Plant, machinery and equipment23€7,192
Furniture and vehicles24€12,791
Financial fixed assets28€270
Current assets29/58€18,005
Amounts receivable within one year40/41€2,866
Trade receivables40€1,600
Other amounts receivable41€1,266
Cash at bank and in hand54/58€14,807
Deferred charges and accrued income490/1€332
Equity and liabilities
Total equity and liabilities10/49€38,258
Equity10/15€14,674
Contributions10/11€1,000
Profit (loss) carried forward14€13,674
Amounts payable17/49€23,584
Amounts payable within one year42/48€23,584
Trade debts44€18
Suppliers440/4€18
Taxes, remuneration and social security45€3,766
Taxes450/3€3,766
Other amounts payable47/48€19,801
Line2025
Profit (loss) for the period9904€16,674
+ Depreciation and write-downs630€804
Operating cash flow (approximation)€17,477

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

2026
16-07
NBB filing Annual accounts filed
fiscal year 2025 · micro schema
NBB filing
0 of 1 act read
About the unread acts

We know of 1 Belgian State Gazette act for this company. It has not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Elsene · 1 establishment unit since 2025
seat establishment The establishment unit on the map
Ground area
1,320 m²
Building footprint
464 m²
Volume, LiDAR
6,033 m³
2 parcels, Brussels, Flanders · tallest building 34.0 m, ±5 floors. Linked by address, not a title deed.
493 companies at this address See who is registered here
1 establishment unit
SilvaBâtir
Platanenlaan 34, 1600 Sint-Pieters-LeeuwInsulation installation
since 20252.370.295.166
2 parcels
Flanders 1 (50%) Brussels 1 (50%)
Parcel (capakey) Region Area Buildings Height / fl.
23582E0639/00M002 Flanders 1,053 m² 1 · 198 m² 15.0 m · 4 fl.
21807G0211/00W012 Brussels 266 m² 1 · 265 m² 34.0 m · 5 fl.
Linked by address, not proof of ownership
Good to know
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Of 4,020 companies in sector 43310 we hold annual accounts for 1,749. 1,209 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector

Identification & contact

Identification
Legal formPrivate limited company
Founded14-02-2025
Fiscal year end31-12
Activities, NACEBEL 2025
43310Plastering work
43230Insulation installation
43350Other building finishing work
E-invoicing
Reachable via Peppol
Peppol ID 0208:1019999738
Also 9925:BE1019999738
Registered 14-12-2025

If you follow this company, Checked tells you the day it leaves the Peppol register.

Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.