SILU
ActiveSILU has been active since 2012 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show negative equity (€-105k) and a net result of €26k. Equity is shrinking by ~58.8% per year across the filed fiscal years. Its solvency ranks better than 15% of 18120 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.1% (low).
Checked score
Score 2025
44
/ 100
Weak
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability78▲+77
Solvency0=
Growth58▲+26
Track record100
Bankruptcy probability, 12 months
1.1%
Low
0%0.5%1.5%4%10%≥ 25%
No credit on open account
Liquidity short (current ratio 0.44 against 0.3 in 2024; short-term debt: 65.4% and cash: 2.7% of total assets), and equity is negative.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
-30.3%
Return on assets
7.6%
Age of the figures
9 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 18120 sector peers (2025).
NBB · sector comparisonPosition among 18120 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 02-06-2026, 59 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
59 d early
2024
28 d early
2023
27 d late
2022
25 d late
2021
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€-105k▲ 20.1%
2024 · €-132k
2021: €72k
2022: €23k
2023: €-83k
2024: €-132k
2021 → 2025
Total assets
€347k▲ 1.8%
2024 · €341k
2021: €206k
2022: €462k
2023: €402k
2024: €341k
2021 → 2025
Net result
€26k
2024 · €-49k
2021: €25k
2022: €-49k
2023: €-106k
2024: €-49k
2021 → 2025
Working capital
€-126k▲ 26.9%
2024 · €-173k
2021: €39k
2022: €-25k
2023: €-133k
2024: €-173k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€72k-€23k▼ 68.2%€-83k€-132k▼ 58.4%€-105k▲ 20.1%
Operating result€44k-€-47k€-98k▼ 109%€-41k▲ 58.3%€34k
Net result€25k-€-49k€-106k▼ 116%€-49k▲ 54.3%€26k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €34k after a loss of €41k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €347k
Fixed assets
€246k▼ 7.6%
Current assets
€101k▲ 35.5%
Key figures and ratios
EBITDA
€54k▲
2024 · €-14k
Cash flow
€47k▲
2024 · €-21k
Solvency
-30.3%▲
2024 · -38.6%
Current ratio
0.44▲
2024 · 0.30
Quick ratio
0.13▲
2024 · 0.02
Debt / equity
-4.30▼
2024 · -3.59
ROA
7.6%▲
2024 · -14.2%
Interest coverage
7.57▲
2024 · -1.92
Debt
€452k▼
2024 · €472k
Debt ≤ 1 year
€227k▼
2024 · €247k
Debt > 1 year
€225k=
2024 · €225k
Income taxes
€244▲
2024 · €237
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€341k€347k▲
Fixed assets21/28€266k€246k▼
Intangible fixed assets21€2k€1k▼
Tangible fixed assets22/27€265k€245k▼
Land and buildings22€246k€233k▼
Plant, machinery and equipment23€19k€12k▼
Furniture and vehicles24€62-
Financial fixed assets28€50€50=
Current assets29/58€74k€101k▲
Stocks and contracts in progress3€70k€70k▼
Stocks30/36€70k€70k▼
Amounts receivable within one year40/41€3k€20k▲
Trade receivables40€3k€20k▲
Cash at bank and in hand54/58€2k€9k▲
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€341k€347k▲
Equity10/15€-132k€-105k▲
Contributions10/11€1k€1k=
Reserves13€71k€71k=
Non-distributable reserves130/1€100€100=
Reserves not available under the articles1311€100€100=
Distributable reserves133€71k€71k=
Profit (loss) carried forward14€-204k€-177k▲
Amounts payable17/49€472k€452k▼
Amounts payable after more than one year17€225k€225k=
Financial debts170/4€225k€225k=
Amounts payable within one year42/48€247k€227k▼
Current portion of amounts payable after more than one year42€19k-
Financial debts43€5k-
Credit institutions430/8€5k-
Trade debts44€25k€27k▲
Suppliers440/4€25k€27k▲
Taxes, remuneration and social security45€10k€9k▼
Taxes450/3€5k€1k▼
Remuneration and social security454/9€5k€8k▲
Other amounts payable47/48€188k€191k▲
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€27k€20k▼
Other operating charges640/8€2k€3k▲
Gross operating margin9900€-11k€57k▲
Operating profit (loss)9901€-41k€34k▲
Financial income75/76B€3€2▼
Recurring financial income75€3€2▼
Financial charges65/66B€7k€7k▼
Recurring financial charges65€7k€7k▼
Profit (loss) for the period before taxes9903€-48k€27k▲
Income taxes67/77€237€244▲
Profit (loss) for the period9904€-49k€26k▲
Profit (loss) for the period to be appropriated9905€-49k€26k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-204k€-177k▲
Profit (loss) brought forward from the previous period14P€-155k€-204k▼
The notes to these accounts (10 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
02-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Back to profitnet €26k
Net result €26k after 3 loss-making years.
03-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 27 days late
2023
31-12
Financial
Weakest financial yearnet €-106k
Net result drops to €-106k, the lowest in the series; recovery starts the following year.
25-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 25 days late
2022
08-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
4 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Maaseik · 2 establishment units since 2012
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Hagerweg 103680 MaaseikGround area
1.4 ha
Building footprint
2,544 m²
Volume, LiDAR
15,736 m³
2 parcels, Flanders · tallest building 7.8 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
FBL
since 20122.206.726.541
Jagersborgweg 2, 3680 Maaseik
since 20202.305.024.361
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72021A1861/00W002 | Flanders | 1.3 ha | 1 · 2,309 m² | 7.6 m · 2 fl. |
| 72024A1378/00W000 | Flanders | 983 m² | 1 · 235 m² | 7.8 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
Distri - Full
BE 0466.691.546
Visé · Eq €23k
Brandhout Bart Logghe
BE 1003.708.290
Koekelare · Eq €23k
DENOYELLE BELGIUM
BE 0647.579.720
Bernissart · Eq €23k
GESCA
BE 0770.745.865
Beveren-Kruibeke-Zwijndrecht · Eq €23k
PETER LATHOUWERS
BE 0809.716.111
Riemst · Eq €22k
Of 3,239 companies in sector 47781 we hold annual accounts for 744. 387 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-01-2012
Fiscal year end31-12
Activities, NACEBEL
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47990Retail trade
43240Other construction installation
43299Specialised construction activities
43990Other specialised construction activities
43999Specialised construction activities
47512Retail sale of household textiles and bedding
47527Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
73120Media representation
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.