SILOO
ActiveSILOO has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €2.30M and a net result of €-178k. Equity is growing by ~12.8% per year across the filed fiscal years. Its solvency ranks better than 21% of 4827 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.0% (low).
Checked score
Score 2025
48
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability36▼-34
Solvency44▼-4
Growth57▼-21
Track record100
Bankruptcy probability, 12 months
1.0%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity tight (current ratio 1.33 against 1.54 in 2024; short-term debt: 46.7% and cash: 0.6% of total assets), and 80.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Eight signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
19.4%
Return on assets
-1.5%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 21% of 4827 sector peers (2025).
NBB · sector comparisonPosition among 4827 sector peers
Solvency
better than 21%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
28 d late
2023
30 d late
2022
23 d late
2021
52 d early
2020
60 d early
2019
62 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€13.04M▲ 9.4%
2024 · €11.92M
2024: €11.92M
2024 → 2025
EBIT margin
1.6%▼ 6.1pp
2024 · 7.8%
2024: 7.8%
2024 → 2025
Net result
€-178k
2024 · €602k
2018: €145k
2019: €41k
2020: €434k
2021: €173k
2022: €553k
2023: €890k
2024: €602k
2018 → 2025
Working capital
€1.81M▼ 18.9%
2024 · €2.23M
2018: €1.11M
2019: €1,000k
2020: €1.14M
2021: €1.06M
2022: €2.14M
2023: €2.50M
2024: €2.23M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€11.92M€13.04M▲ 9.4%
Equity€1.16M-€2.18M▲ 87.7%€2.47M▲ 13.3%€2.48M▲ 0.1%€2.30M▼ 7.2%
Operating result€264k-€703k▲ 166%€1.11M▲ 57.6%€924k▼ 16.6%€212k▼ 77.0%
Net result€173k-€553k▲ 220%€890k▲ 60.9%€602k▼ 32.4%€-178k
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 77% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €11.86M
Fixed assets
€4.52M▲ 4.5%
Current assets
€7.34M▲ 15.2%
Equity and liabilities €11.86M
Equity
€2.30M▼ 7.2%
Debt
€9.56M▲ 16.3%
The debt ratio rises from 76.8% to 80.6%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€554k▼
2024 · €1.14M
Cash flow
€163k▼
2024 · €815k
Solvency
19.4%▼
2024 · 23.2%
Current ratio
1.33▼
2024 · 1.54
Quick ratio
0.52▼
2024 · 0.62
Debt / equity
4.16▲
2024 · 3.32
ROE
-7.8%▼
2024 · 24.3%
ROA
-1.5%▼
2024 · 5.6%
Interest coverage
2.26▼
2024 · 7.39
Debt
€9.56M▲
2024 · €8.22M
Debt ≤ 1 year
€5.53M▲
2024 · €4.14M
Debt > 1 year
€3.94M▲
2024 · €3.90M
Income taxes
€0▲
2024 · €-27k
Staff costs
€1.39M▲
2024 · €1.33M
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€10.69M€11.86M▲
Fixed assets21/28€4.32M€4.52M▲
Intangible fixed assets21€708k€636k▼
Tangible fixed assets22/27€3.59M€3.88M▲
Land and buildings22€197k€343k▲
Plant, machinery and equipment23€126k€281k▲
Furniture and vehicles24€142k€227k▲
Leasing and similar rights25€3.13M€3.03M▼
Financial fixed assets28€23k€0▼
Other financial fixed assets284/8€23k€0▼
Amounts receivable and cash guarantees285/8€23k€0▼
Current assets29/58€6.37M€7.34M▲
Amounts receivable after more than one year29€50k€50k=
Other amounts receivable291€50k€50k=
Stocks and contracts in progress3€3.83M€4.47M▲
Stocks30/36€3.83M€4.47M▲
Goods purchased for resale34€3.83M€4.47M▲
Amounts receivable within one year40/41€2.04M€2.65M▲
Trade receivables40€1.36M€1.39M▲
Other amounts receivable41€685k€1.25M▲
Cash at bank and in hand54/58€453k€71k▼
Deferred charges and accrued income490/1-€105k
Equity and liabilities
Total equity and liabilities10/49€10.69M€11.86M▲
Equity10/15€2.48M€2.30M▼
Contributions10/11€69k€69k=
Reserves13€2.41M€2.23M▼
Tax-exempt reserves132€40k€40k=
Distributable reserves133€2.37M€2.19M▼
Amounts payable17/49€8.22M€9.56M▲
Amounts payable after more than one year17€3.90M€3.94M▲
Financial debts170/4€3.90M€3.94M▲
Leasing and similar obligations172€2.98M€2.83M▼
Credit institutions173€922k€1.11M▲
Amounts payable within one year42/48€4.14M€5.53M▲
Current portion of amounts payable after more than one year42€303k€416k▲
Financial debts43€1.00M€2.45M▲
Credit institutions430/8€1.00M€2.45M▲
Trade debts44€1.86M€2.41M▲
Suppliers440/4€1.86M€2.41M▲
Advances received on contracts in progress46€253€25▼
Taxes, remuneration and social security45€363k€230k▼
Taxes450/3€218k€85k▼
Remuneration and social security454/9€145k€145k▼
Other amounts payable47/48€617k€26k▼
Accrued charges and deferred income492/3€170k€83k▼
Income statement
Code20242025
Operating income70/76A€11.94M€13.15M▲
Turnover70€11.92M€13.04M▲
Other operating income74€17k€112k▲
Operating charges60/66A€11.01M€12.94M▲
Goods for resale, raw materials and consumables60€7.43M€7.98M▲
Purchases600/8€7.73M€8.62M▲
Change in stocks: decrease (increase)609€-300k€-644k▼
Services and other goods61€2.02M€3.12M▲
Remuneration, social security and pensions62€1.33M€1.39M▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€213k€342k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€0-
Other operating charges640/8€19k€119k▲
Operating profit (loss)9901€924k€212k▼
Financial income75/76B€95k€70k▼
Recurring financial income75€95k€70k▼
Income from current assets751€28k€13k▼
Other financial income752/9€67k€57k▼
Financial charges65/66B€443k€461k▲
Recurring financial charges65€443k€461k▲
Debt charges650€154k€245k▲
Other financial charges652/9€289k€216k▼
Profit (loss) for the period before taxes9903€575k€-178k▼
Income taxes67/77€-27k€0▲
Taxes670/3€0-
Tax adjustments and reversals of tax provisions77€27k€0▼
Profit (loss) for the period9904€602k€-178k▼
Profit (loss) for the period to be appropriated9905€602k€-178k▼
Appropriation of the result
Profit (loss) to be appropriated9906€602k€-178k▼
Transfer from equity791/2-€178k
From reserves792-€178k
Transfer to equity691/2€2k€0▼
To other reserves6921€2k€0▼
Profit to be distributed694/7€600k€0▼
Directors or managers695€600k€0▼
Social balance
Average headcount (FTE)908717.820.5▲
The notes to these accounts (79 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · full schema · 31 days late
2025
31-12
Financial
Weakest financial yearnet €-178k ▼130%
Net result drops to €-178k, the lowest in the series.
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · full schema · 28 days late
2024
30-08
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 30 days late
2023
31-12
Financial
Highest result since 2018net €890k ▲60.9%
Operating result €1.11M, net result €890k, both a record.
23-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 23 days late
2022
31-12
Financial
Equity above €2MEq €2.18M ▲87.7%
5 profitable years in a row build equity to €2.18M.
09-06
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
01-06
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
01-10
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema · 62 days late
2019
30-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
05-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
01-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Ieper · 3 establishment units since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bargiestraat 328904 IeperGround area
9,742 m²
Building footprint
5,955 m²
Volume, LiDAR
45,661 m³
3 parcels, Flanders · tallest building 20.2 m, ±5 floors. Linked by address, not a title deed.
3 establishment units
PLASTINOX
since 20142.234.912.464
PLASTINOX
since 20142.234.912.563
PLASTINOX
since 20232.355.170.193
3 parcels
Flanders
3
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 33003B0813/00X002 | Flanders | 7,200 m² | 1 · 4,572 m² | 15.2 m · 4 fl. |
| 43502D0047/00S000 | Flanders | 1,784 m² | 1 · 1,022 m² | 9.0 m · 2 fl. |
| 31332F0019/00A000 | Flanders | 757 m² | 1 · 361 m² | 20.2 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 2
3 of 3 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 3 entries · 3,575 EUR awarded · 3,574 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 518 EUR | 2,745 EUR |
| 2024 | 1 | 2,228 EUR | 0 EUR |
| 2022 | 1 | 829 EUR | 829 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 679 companies in sector 46494 we hold annual accounts for 530. 307 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded28-07-2014
Fiscal year end31-12
Activities, NACEBEL
46494Wholesale of non-electrical household articles
46442Wholesale trade
46499Wholesale of other household goods
46841Wholesale trade
47783Retail trade
47784Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.