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SILOBA

Active
Public limited companyfounded 197352 years activeIsabella Haeckstraat 3, 9070 Destelbergen, BelgiumKBO/BCE: BE 0413.608.493
Summary

SILOBA has been active since 1973 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €684,369 and a net result of €230,342. Equity is growing by ~25.1% per year across the filed fiscal years. Its solvency ranks better than 40% of 2,716 sector peers (NACE 41, fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
General construction of other non-residential buildings
NACE 41003Manufacture of fabricated metal products, except machinery and equipment NACE 25220
#1 oldest company in Destelbergen, Construction sector1 site
Size
€2.3mtotal assets 2025
Equity
€684,369
Profit
€230,342
Turnover not published (abridged schema)
Financial health
97 Excellent Checked score 2025
Bankruptcy probability, 12 months
0.1%
Structure
Accounts 100 days early0 of 9 deeds read
Why 97- Sector Construction of residential and non-residential buildings (NACE 41)+ Size: total assets €2.3m+ Founded in 1973+ Figures for FY 2025 (filed 22-04-2026)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially better than 76% of its sector peers (NACE 41, small)
Financial strength · tick = 2024
Strong
Solvency 55-4
equity 30.2% of total assets
Liquidity 59+15
short-term debt 29.4% · cash 16.8%
Profitability 81-5
return on assets 10.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (909 companies)
Last 24 months 11-2024: 0.2% 12-2024: 0.2%● unchanged vs 11-2024 01-2025: 0.2%● unchanged vs 12-2024 02-2025: 0.2%● unchanged vs 01-2025 03-2025: 0.2%● unchanged vs 02-2025 04-2025: 0.2%● unchanged vs 03-2025 05-2025: 0.2%● unchanged vs 04-2025 06-2025: 0.2%● unchanged vs 05-2025 07-2025: 0.2%● unchanged vs 06-2025 08-2025: 0.6%▲ +0.4 percentage points vs 07-2025 09-2025: 0.6%● unchanged vs 08-2025 10-2025: 0.6%● unchanged vs 09-2025 11-2025: 0.6%● unchanged vs 10-2025 12-2025: 0.6%● unchanged vs 11-2025 01-2026: 0.6%● unchanged vs 12-2025 02-2026: 0.6%● unchanged vs 01-2026 03-2026: 0.6%● unchanged vs 02-2026 04-2026: 0.7%▲ +0.1 percentage points vs 03-2026highest value 05-2026: 0.1%▼ -0.6 percentage points vs 04-2026lowest value 06-2026: 0.1%● unchanged vs 05-2026lowest value 07-2026: 0.1%● unchanged vs 06-2026lowest value 08-2026: 0.1%● unchanged vs 07-2026lowest value 09-2026: 0.1%● unchanged vs 08-2026lowest value 10-2026: 0.1%● unchanged vs 09-2026lowest value
Credit up to €65,000 at 30 days acceptable
Liquidity ample (current ratio 1.68 against 1.74 in 2024; short-term debt: 29.4% and cash: 16.8% of total assets), but 69.8% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, small): better than 48% on solvency, 80% on liquidity, 85% on profitability and 90% on growth.

The bankruptcy probability was computed on 06-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Five signals.
−lowers risk+raises risk○neutral
raises risk · Sector Construction of residential and non-residential buildings (NACE 41)
KBO
lowers risk · Size: total assets €2.3m
The company's size counts in the probability; how much depends on the rest of its profile.
NBB · annual accounts
lowers risk · Founded in 1973
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
lowers risk · Figures for FY 2025 (filed 22-04-2026)
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 22-04-2026, 100 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
100 days early
2024
28 days early
2023
34 days early
2022
20 days early
2021
118 days early
2020
134 days early
2019
4 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 63 days before the deadline; the sector median for financial year 2024 is on the deadline day, and 46% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 28 June (4 of the last 5 filed years within 67 days of that day).
Companies Code · seven months
Position in the running window
07-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
Checked from 2021 on.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · abbreviated…
  2. Equity above €500,000Eq €684,369 ▲42.9%
  3. Annual accounts filedfiscal year 2024 · abbreviated…

Key points

  • Positive: Oldest company in Destelbergen, Construction sectorin the Checked rankings #1 View
  • Positive: Always filed on timeaccounts within the deadline every year 8 years View
  • Positive: Equity rose in 2025from €479,028 to €684,369 ▲ 42.9% View
  • Positive: 6 profitable years in a rowprofit 2025: €230,342 6 years View
  • Active since 1973founded 10-12-1973 52 years View

By topic

Financials

Fiscal year
2025
Total assets
€2.3m
Profit
€230,342
Solvency
30.2%
Total assets▲ 59.9%
Net result
20182025
Go to Financials

Timeline

Events
15
Since
2017
Next accounts
by 31-07-2027
  1. 27-06-2024Annual accounts filed
  2. 11-07-2023Annual accounts filed
  3. 31-12-2022Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Public limited company
Activity
General construction of other non-residential buildingsNACE 41003
Founded
10-12-1973
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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