SILLIE
ActiveThe computed 12-month bankruptcy probability of SILLIE is 1.6% (moderate). The 2025 annual accounts show equity of €69k and a net result of €43k. Equity is growing by ~14.8% per year across the filed fiscal years. Its solvency ranks better than 54% of 17987 sector peers (fiscal year 2025). The company has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
91
/ 100
Excellent▼ -3 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency83▼-6
Growth78=
Stability94
Bankruptcy probability, 12 months
1.6%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €6k at 30 days acceptable
Liquidity ample (current ratio 2.19 against 2.48 in 2024), but 60.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Sector 47
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.3%
Return on assets
24.6%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 29-06-2026, 32 days ahead of the deadline.
NBB · 5 filingsDeviation from the deadline
2025
32 d early
2024
31 d early
2023
31 d early
2022
31 d early
2021
4 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€69k▼ 8.8%
2024 · €76k
2021: €36k
2022: €51k
2023: €76k
2024: €76k
2021 → 2025
Total assets
€176k▲ 3.2%
2024 · €170k
2021: €94k
2022: €109k
2023: €134k
2024: €170k
2021 → 2025
Net result
€43k▲ 14.5%
2024 · €38k
2021: €21k
2022: €15k
2023: €24k
2024: €38k
2021 → 2025
Working capital
€91k▼ 3.9%
2024 · €95k
2021: €55k
2022: €71k
2023: €96k
2024: €95k
2021 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€36k-€51k▲ 42.2%€76k▲ 46.9%€76k▲ 0.4%€69k▼ 8.8%
Operating result€27k-€22k▼ 19.5%€34k▲ 54.9%€49k▲ 43.6%€50k▲ 1.8%
Net result€21k-€15k▼ 28.0%€24k▲ 58.1%€38k▲ 56.9%€43k▲ 14.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed three years in a row; 2025 is 2% above 2024 and is the highest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €176k
Fixed assets
€8k▼ 27.4%
Current assets
€168k▲ 5.3%
Equity and liabilities €176k
Equity
€69k▼ 8.8%
Debt
€107k▲ 12.8%
The debt ratio rises from 55.5% to 60.7%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€53k▲
2024 · €52k
Cash flow
€46k▲
2024 · €40k
Solvency
39.3%▼
2024 · 44.5%
Current ratio
2.19▼
2024 · 2.48
Quick ratio
1.99▼
2024 · 2.25
Debt / equity
1.54▲
2024 · 1.25
ROE
62.6%▲
2024 · 49.9%
ROA
24.6%▲
2024 · 22.2%
Interest coverage
177.00▲
2024 · 62.80
Debt
€107k▲
2024 · €95k
Debt ≤ 1 year
€77k▲
2024 · €64k
Debt > 1 year
€30k=
2024 · €30k
Income taxes
€9k▼
2024 · €11k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€170k€176k▲
Fixed assets21/28€11k€8k▼
Intangible fixed assets21€612€12▼
Tangible fixed assets22/27€6k€3k▼
Plant, machinery and equipment23€981€373▼
Furniture and vehicles24€5k€3k▼
Financial fixed assets28€5k€5k=
Current assets29/58€159k€168k▲
Amounts receivable after more than one year29-€72k
Other amounts receivable291-€72k
Stocks and contracts in progress3€15k€16k▲
Stocks30/36€15k€16k▲
Amounts receivable within one year40/41€7k€15k▲
Trade receivables40€7k€15k▲
Current investments50/53€75k-
Cash at bank and in hand54/58€59k€58k▼
Deferred charges and accrued income490/1€3k€8k▲
Equity and liabilities
Total equity and liabilities10/49€170k€176k▲
Equity10/15€76k€69k▼
Contributions10/11€15k€15k=
Reserves13€51k€51k=
Distributable reserves133€51k€51k=
Profit (loss) carried forward14€10k€3k▼
Amounts payable17/49€95k€107k▲
Amounts payable after more than one year17€30k€30k=
Financial debts170/4€30k€30k=
Amounts payable within one year42/48€64k€77k▲
Trade debts44€11k€13k▲
Suppliers440/4€5k€3k▼
Bills of exchange payable441€6k€10k▲
Taxes, remuneration and social security45€13k€9k▼
Taxes450/3€13k€9k▼
Other amounts payable47/48€41k€54k▲
Accrued charges and deferred income492/3€226€200▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▲
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4€-47€142▲
Other operating charges640/8€5k€567▼
Gross operating margin9900€57k€54k▼
Operating profit (loss)9901€49k€50k▲
Financial income75/76B€242€2k▲
Recurring financial income75€242€2k▲
Financial charges65/66B€824€300▼
Recurring financial charges65€824€300▼
Profit (loss) for the period before taxes9903€49k€52k▲
Income taxes67/77€11k€9k▼
Profit (loss) for the period9904€38k€43k▲
Profit (loss) for the period to be appropriated9905€38k€43k▲
Appropriation of the result
Profit (loss) to be appropriated9906€47k€53k▲
Profit (loss) brought forward from the previous period14P€9k€10k▲
Profit to be distributed694/7€38k€50k▲
Return on contributions (dividend)694€38k€40k▲
Directors or managers695-€10k
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
29-06
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2021net €43k ▲14.5%
Operating result €50k, net result €43k, both a record.
30-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €15k ▼28%
Net result drops to €15k, the lowest in the series; recovery starts the following year.
27-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brugge · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Sint-Salvatorskerkhof 188000 BruggeGround area
339 m²
Building footprint
339 m²
Volume, LiDAR
4,344 m³
Parcel 31803C1254/00D000, Flanders · tallest building 16.8 m, ±5 floors. Linked by address, not a title deed.
1 establishment unit
SILLIE
since 20202.309.670.859
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31803C1254/00D000 | Flanders | 339 m² | 1 · 339 m² | 16.8 m · 5 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
La Donna
BE 0464.969.894
Ternat · Eq €69k
Hotta
BE 0422.557.338
Vorst · Eq €69k
MANELL
BE 0801.029.958
Spa · Eq €69k
PASTELL
BE 1011.108.796
Izegem · Eq €69k
Pollina's Clothes
BE 1030.601.640
Grâce-Hollogne · Eq €68k
Of 2,200 companies in sector 47711 we hold annual accounts for 889. 706 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded18-11-2020
Fiscal year end31-12
Activities, NACEBEL
47711Retail sale of women's outerwear
47712Retail trade
47713Retail trade
47714Retail trade
47715Retail trade
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47721Retail sale of footwear
47722Retail trade
77224Rental and leasing activities
95290Repair and maintenance of other personal and household goods
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.
Contact details
1 entryE-mail:sillieboetiek@gmail.com