SILKE PATTYN
ActiveSummary
SILKE PATTYN has been active since 2019 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €3k and a net result of €31k. Equity is shrinking by ~33.9% per year across the filed fiscal years. Its solvency ranks better than 12% of 16546 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
73
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency33▲+1
Growth72=
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 86
Relative position
BE, all sectors
reference
Sector 86
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 12% of 16546 sector peers (2025).
NBB · sector comparisonPosition among 16546 sector peers
Solvency
better than 12%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 10-10-2025, 113 days ahead of the deadline.
NBB · 6 filingsDeviation from the deadline
2025
113 d early
2024
105 d early
2023
55 d early
2022
12 d early
2021
19 d early
2020
25 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close24-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Turnover
€93k▼ 3.9%
2021 · €96k
2020: €46k
2021: €96k
2020 → 2022
EBIT margin
44.1%▼ 7.2pp
2021 · 51.2%
2020: 48.3%
2021: 51.2%
2020 → 2022
Net result
€31k▼ 20.5%
2024 · €39k
2020: €16k
2021: €36k
2022: €30k
2023: €42k
2024: €39k
2020 → 2025
Working capital
€3k▼ 23.3%
2024 · €3k
2020: €19k
2021: €54k
2022: €84k
2023: €2k
2024: €3k
2020 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€96k-€93k▼ 3.9%
Equity€55k-€85k▲ 53.3%€3k▼ 96.4%€4k▲ 19.3%€3k▼ 18.6%
Operating result€49k-€41k▼ 17.3%€59k▲ 43.4%€53k▼ 9.0%€42k▼ 20.6%
Net result€36k-€30k▼ 18.1%€42k▲ 42.2%€39k▼ 8.0%€31k▼ 20.5%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 21% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €40k
Fixed assets
€2k ▲ 562%
Current assets
€37k ▼ 28.9%
Equity and liabilities €40k
Equity
€3k ▼ 18.6%
Debt
€37k ▼ 25.3%
Debt's share of the balance-sheet total falls from 93.0% to 92.4%. Equity and debt are lower.
Key figures and ratios
EBITDA
€43k▼
2024 · €54k
Cash flow
€31k▼
2024 · €39k
Current ratio
1.07▲
2024 · 1.07
Debt to equity
12.19▼
2024 · 13.28
ROA
77.5%▲
2024 · 73.3%
Interest coverage
273.57▲
2024 · 130.82
Debt ≤ 1 year
€35k▼
2024 · €49k
Debt > 1 year
€2k
Income taxes
€11k▼
2024 · €14k
A ratio outside any meaningful range has been withheld (balance sheet total €40k, equity €3k).
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 38 lines
Balance sheet
Code20242025
Assets
Total assets20/58€53k€40k▼
Fixed assets21/28€366€2k▲
Tangible fixed assets22/27€366€2k▲
Furniture and vehicles24€366€2k▲
Current assets29/58€52k€37k▼
Amounts receivable within one year40/41€5k€4k▼
Trade receivables40€4k€3k▼
Other amounts receivable41€758€561▼
Cash at bank and in hand54/58€47k€33k▼
Deferred charges and accrued income490/1€95€303▲
Equity and liabilities
Total equity and liabilities10/49€53k€40k▼
Equity10/15€4k€3k▼
Contributions10/11€3k€3k=
Profit (loss) carried forward14€687-
Amounts payable17/49€49k€37k▼
Amounts payable after more than one year17-€2k
Financial debts170/4-€2k
Amounts payable within one year42/48€49k€35k▼
Trade debts44€2k€1k▼
Suppliers440/4€2k€1k▼
Taxes, remuneration and social security45€3k€2k▼
Taxes450/3€2k€2k▼
Remuneration and social security454/9€105€40▼
Other amounts payable47/48€45k€31k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€316€701▲
Other operating charges640/8€353€904▲
Gross operating margin9900€54k€44k▼
Operating profit (loss)9901€53k€42k▼
Financial charges65/66B€410€157▼
Recurring financial charges65€410€157▼
Profit (loss) for the period before taxes9903€53k€42k▼
Income taxes67/77€14k€11k▼
Profit (loss) for the period9904€39k€31k▼
Profit (loss) for the period to be appropriated9905€39k€31k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€31k▼
Profit (loss) brought forward from the previous period14P€90€687▲
Profit to be distributed694/7€38k€31k▼
Return on contributions (dividend)694€38k€31k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
10-10
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2024
18-10
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2023
07-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Highest result since 2020net €42k ▲42.2%
Operating result €59k, net result €42k, both a record.
19-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
12-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-06
Financial
Liquidity times 5current ratio 25.92
Current ratio from 5.50 to 25.92; short-term debt falls from €4k to €2k.
06-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Torhout · 1 establishment unit since 2019
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koningsdreef 18820 TorhoutGround area
889 m²
Building footprint
156 m²
Volume, LiDAR
788 m³
Parcel 31522B0084/00N002, Flanders · tallest building 7.0 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SILKE PATTYN
since 20192.296.568.931
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31522B0084/00N002 | Flanders | 889 m² | 1 · 156 m² | 7.0 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2025 · 4 entries · 2,701 EUR awarded · 2,597 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 800 EUR | 696 EUR |
| 2024 | 1 | 958 EUR | 958 EUR |
| 2023 | 1 | 614 EUR | 614 EUR |
| 2022 | 1 | 329 EUR | 329 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 12,686 companies in sector 86951 we hold annual accounts for 2,142. 718 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-12-2019
Fiscal year end30-06
Activities, NACEBEL 2025
86951Physiotherapy
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 6 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.