SILDACO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2025 annual accounts show equity of €1.33M and a net result of €100k. Equity is growing by ~9% per year across the filed fiscal years. Its solvency ranks better than 95% of 8018 sector peers (fiscal year 2025). The company has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Outside the general model
Model not applicable to financial institutions
The health score weighs liquidity, leverage and margins against norms for trading and manufacturing companies. A bank, insurer or financial holding has a fundamentally different balance-sheet structure, so those ratios, and hence the score, carry no meaning here. That is why we show no financial axes either.
Credit advice for your own amount and term
Signals
Three signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 22-12-2025, 40 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
40 d early
2024
22 d early
2023
19 d early
2022
40 d early
2021
33 d early
2020
2 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close21-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€1.33M▲ 8.1%
2024 · €1.23M
2019: €758k
2020: €871k
2021: €1.01M
2022: €1.04M
2023: €1.13M
2024: €1.23M
2019 → 2025
Net result
€100k▲ 4.8%
2024 · €96k
2019: €24k
2020: €123k
2021: €142k
2022: €99k
2023: €92k
2024: €96k
2019 → 2025
Total assets
€1.35M▲ 7.1%
2024 · €1.26M
2019: €1.07M
2020: €1.21M
2021: €1.30M
2022: €1.32M
2023: €1.30M
2024: €1.26M
2019 → 2025
Solvency
98.7%▲ 0.9pp
2024 · 97.8%
2019: 70.6%
2020: 71.7%
2021: 77.9%
2022: 78.6%
2023: 87.1%
2024: 97.8%
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€1.01M-€1.04M▲ 2.7%€1.13M▲ 8.8%€1.23M▲ 8.5%€1.33M▲ 8.1%
Operating result€213k-€162k▼ 24.0%€139k▼ 14.4%€139k▲ 0.4%€137k▼ 1.7%
Net result€142k-€99k▼ 30.2%€92k▼ 7.4%€96k▲ 4.4%€100k▲ 4.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 2% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.35M
Fixed assets
€1.07M=
Current assets
€272k▲ 49.3%
Equity and liabilities €1.35M
Equity
€1.33M▲ 8.1%
Debt
€18k▼ 34.9%
The debt ratio falls from 2.2% to 1.3%. Equity is higher and debt is lower.
Key figures and ratios
Solvency
98.7%▲
2024 · 97.8%
ROE
7.6%▼
2024 · 7.8%
ROA
7.5%▼
2024 · 7.6%
Debt
€18k▼
2024 · €27k
Debt ≤ 1 year
€18k▼
2024 · €27k
Income taxes
€40k▲
2024 · €38k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€1.26M€1.35M▲
Fixed assets21/28€1.07M€1.07M=
Tangible fixed assets22/27€539k€539k=
Land and buildings22€539k€539k=
Financial fixed assets28€535k€535k=
Current assets29/58€182k€272k▲
Amounts receivable within one year40/41€169k€261k▲
Trade receivables40€169k€161k▼
Other amounts receivable41-€100k
Cash at bank and in hand54/58€13k€9k▼
Deferred charges and accrued income490/1-€1k
Equity and liabilities
Total equity and liabilities10/49€1.26M€1.35M▲
Equity10/15€1.23M€1.33M▲
Contributions10/11€562k€562k=
Reserves13€666k€766k▲
Distributable reserves133€666k€766k▲
Amounts payable17/49€27k€18k▼
Amounts payable within one year42/48€27k€18k▼
Trade debts44-€3k
Suppliers440/4-€3k
Taxes, remuneration and social security45€13k€15k▲
Taxes450/3€12k€13k▲
Remuneration and social security454/9€2k€2k▲
Other amounts payable47/48€14k-
Income statement
Code20242025
Other operating charges640/8€3k€4k▲
Gross operating margin9900€142k€141k▼
Operating profit (loss)9901€139k€137k▼
Financial income75/76B-€3k
Recurring financial income75-€3k
Financial charges65/66B€5k€28▼
Recurring financial charges65€5k€28▼
Profit (loss) for the period before taxes9903€134k€140k▲
Income taxes67/77€38k€40k▲
Profit (loss) for the period9904€96k€100k▲
Profit (loss) for the period to be appropriated9905€96k€100k▲
Appropriation of the result
Profit (loss) to be appropriated9906€96k€100k▲
Transfer to equity691/2€96k€99k▲
To the legal reserve6920€96k-
To other reserves6921-€99k
Profit to be distributed694/7-€1k
Directors or managers695-€1k
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
22-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity doublescurrent ratio 15.25
Current ratio from 6.65 to 15.25; short-term debt falls from €27k to €18k.
09-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-06
Financial
Liquidity times 5current ratio 6.65
Current ratio from 1.35 to 6.65; short-term debt falls from €168k to €27k.
12-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2022
22-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
30-06
Financial
Highest result since 2019net €142k ▲15.7%
Operating result €213k, net result €142k, both a record.
30-06
Financial
Equity above €1MEq €1.01M ▲16.3%
3 profitable years in a row build equity to €1.01M.
29-01
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
24-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
24-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Deerlijk · 1 establishment unit since 1993
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Vichtestraat 1628540 DeerlijkGround area
2,913 m²
Building footprint
218 m²
Volume, LiDAR
770 m³
Parcel 34009B0745/00N003, Flanders · tallest building 4.5 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SILDACO NV
since 19932.064.655.391
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34009B0745/00N003 | Flanders | 2,913 m² | 1 · 218 m² | 4.5 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,728 companies in sector 64210 we hold annual accounts for 19,762. 12,038 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-1993
Fiscal year end30-06
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
68321Property management for co-owned buildings (syndics)
68322Real estate activities
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.