SIKB IMMO
ActiveSIKB IMMO has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €7.70M and a net result of €176k. Equity remains stable across the filed fiscal years (±2.4% per year). Its solvency ranks better than 95% of 4489 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
94
/ 100
Excellent▲ +8 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability11▲+1
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €700k at 30 days acceptable
Liquidity ample (current ratio 22.68 against 21.13 in 2024), and 1.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 68
Relative position
BE, all sectors
reference
Sector 68
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
98.7%
Return on assets
2.3%
Age of the figures
8 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 01-07-2026, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
30 d early
2024
59 d early
2023
34 d early
2022
40 d early
2021
39 d early
2020
49 d early
2019
53 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
13-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€385k
EBIT margin
45.8%
Net result
€176k▲ 20.6%
2024 · €146k
2018: €4.86M
2019: €-9k
2020: €172k
2021: €153k
2022: €131k
2023: €279k
2024: €146k
2018 → 2025
Working capital
€2.07M▲ 15.8%
2024 · €1.79M
2018: €9.04M
2019: €355k
2020: €627k
2021: €888k
2022: €1.14M
2023: €1.53M
2024: €1.79M
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€385k
Equity€6.96M-€7.09M▲ 1.9%€7.37M▲ 3.9%€7.52M▲ 2.0%€7.70M▲ 2.3%
Operating result€205k-€176k▼ 14.0%€232k▲ 31.8%€158k▼ 32.0%€203k▲ 28.9%
Net result€153k-€131k▼ 14.8%€279k▲ 114%€146k▼ 47.6%€176k▲ 20.6%
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 29% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €7.79M
Fixed assets
€5.63M▼ 1.9%
Current assets
€2.17M▲ 15.4%
Equity and liabilities €7.79M
Equity
€7.70M▲ 2.3%
Debt
€99k▲ 5.6%
The debt ratio stays at 1.3%.
Key figures and ratios
EBITDA
€311k▲
2024 · €266k
Cash flow
€284k▲
2024 · €254k
Solvency
98.7%=
2024 · 98.8%
Current ratio
22.68▲
2024 · 21.13
Quick ratio
22.68▲
2024 · 21.13
Debt / equity
0.01▲
2024 · 0.01
ROE
2.3%▲
2024 · 1.9%
ROA
2.3%▲
2024 · 1.9%
Interest coverage
2007.68▼
2024 · 3615.49
Debt
€99k▲
2024 · €94k
Debt ≤ 1 year
€96k▲
2024 · €89k
Income taxes
€59k▲
2024 · €53k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€7.61M€7.79M▲
Fixed assets21/28€5.73M€5.63M▼
Tangible fixed assets22/27€5.73M€5.63M▼
Land and buildings22€5.73M€5.63M▼
Current assets29/58€1.88M€2.17M▲
Amounts receivable within one year40/41€1k€4k▲
Trade receivables40€1k€4k▲
Other amounts receivable41€10€809▲
Current investments50/53€1.50M€1.95M▲
Cash at bank and in hand54/58€346k€188k▼
Deferred charges and accrued income490/1€32k€27k▼
Equity and liabilities
Total equity and liabilities10/49€7.61M€7.79M▲
Equity10/15€7.52M€7.70M▲
Contributions10/11€2.14M€2.14M=
Capital10€2.14M€2.14M=
Issued capital100€2.14M€2.14M=
Reserves13€214k€214k=
Non-distributable reserves130/1€214k€214k=
Legal reserve130€214k€214k=
Distributable reserves133€14€14=
Profit (loss) carried forward14€5.16M€5.34M▲
Amounts payable17/49€94k€99k▲
Amounts payable within one year42/48€89k€96k▲
Trade debts44€48k€96k▲
Suppliers440/4€48k€96k▲
Taxes, remuneration and social security45€41k€0▼
Taxes450/3€41k€0▼
Accrued charges and deferred income492/3€5k€3k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€108k€108k▼
Other operating charges640/8€69k€71k▲
Gross operating margin9900€334k€382k▲
Operating profit (loss)9901€158k€203k▲
Financial income75/76B€42k€32k▼
Recurring financial income75€42k€32k▼
Financial charges65/66B€74€155▲
Recurring financial charges65€74€155▲
Profit (loss) for the period before taxes9903€200k€235k▲
Income taxes67/77€53k€59k▲
Profit (loss) for the period9904€146k€176k▲
Profit (loss) for the period to be appropriated9905€146k€176k▲
Appropriation of the result
Profit (loss) to be appropriated9906€5.16M€5.34M▲
Profit (loss) brought forward from the previous period14P€5.01M€5.16M▲
Social balance
Average headcount (FTE)9087-0.0
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
01-07
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
02-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
27-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-10
Financial
Liquidity triplescurrent ratio 12.91
Current ratio from 3.77 to 12.91; short-term debt falls from €320k to €96k.
22-04
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
12-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-10
Financial
Back to profitnet €172k
Net result €172k after one loss-making year.
31-10
Financial
Liquidity doublescurrent ratio 2.70
Current ratio from 1.13 to 2.70; short-term debt falls from €2.76M to €369k.
08-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
31-10
Financial
Weakest financial yearnet €-9k ▼100%
Net result drops to €-9k, the lowest in the series; recovery starts the following year.
18-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
11-04
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
18-05
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
2014
10-02
State Gazette act
General meeting · Director resignation
Director discharge · Director appointment
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 directors, no change since 2022
ENISOR
CurrentChair · since 14-06-2022 · Private limited company · perm. rep.: Johan De Clercq
HANS CARPELS
CurrentManaging director · since 14-06-2022 · Private limited company · perm. rep.: Joannes Carpels
14-06-2022
ENISOR: Appointed as Chair
14-06-2022
HANS CARPELS: Appointed as Managing director
Location & real-estate footprint
Registered office, Haaltert · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Wijngaardstraat(KE) 349451 HaaltertGround area
2,289 m²
Building footprint
1,609 m²
Parcel 41033B0750/00K000, Flanders. Linked by address, not a title deed.
1 establishment unit
SIKB IMMO
since 20112.360.143.325
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 41033B0750/00K000 | Flanders | 2,289 m² | 1 · 1,609 m² | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
FIGUERAS
BE 0678.461.451
Brussel · Eq €7.69M
B-LOGIC
BE 0882.963.086
Gent · Eq €7.68M
TREBORINVEST
BE 0403.060.338
Brussel · Eq €7.68M
XL INVEST
BE 0840.936.451
Waregem · Eq €7.74M
TRADING CORPORATION
BE 0427.722.389
Sint-Pieters-Leeuw · Eq €7.75M
Of 11,974 companies in sector 68203 we hold annual accounts for 5,947. 2,146 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPublic limited company
Founded23-05-2011
Fiscal year end31-12
Activities, NACEBEL
68203Renting and operating of own or leased non-residential real estate, excluding land
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.