SIGNUS
ActiveSIGNUS has been active since 1985 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €144k and a net result of €-21k. Equity remains stable across the filed fiscal years (±0.8% per year). Its solvency ranks better than 83% of 11151 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.5% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-100
Solvency100▲+4
Growth32▼-46
Stability100
Bankruptcy probability, 12 months
0.5%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
Liquidity ample (current ratio 5.67 against 2.11 in 2024), and 17.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
82.6%
Return on assets
-12.2%
Age of the figures
14 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 15-12-2025, 47 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
47 d early
2024
53 d early
2023
37 d early
2022
33 d early
2021
33 d early
2020
41 d early
2019
51 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close11-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
€372k
EBIT margin
-9.3%
Net result
€-21k
2024 · €44k
2019: €35k
2020: €-11k
2021: €-22k
2022: €-35k
2023: €39k
2024: €44k
2019 → 2025
Working capital
€141k▼ 14.1%
2024 · €165k
2019: €146k
2020: €136k
2021: €115k
2022: €81k
2023: €120k
2024: €165k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Turnover€372k
Equity€116k-€82k▼ 29.7%€121k▲ 48.3%€165k▲ 36.4%€144k▼ 12.9%
Operating result€-21k-€-35k▼ 62.6%€43k€42k▼ 2.4%€-19k
Net result€-22k-€-35k▼ 56.8%€39k€44k▲ 11.7%€-21k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €19k after €42k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €174k
Fixed assets
€3k▲ 261%
Current assets
€172k▼ 45.2%
Equity and liabilities €174k
Equity
€144k▼ 12.9%
Debt
€30k▼ 79.6%
The debt ratio falls from 47.4% to 17.4%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-19k▼
2024 · €42k
Cash flow
€-21k▼
2024 · €44k
Solvency
82.6%▲
2024 · 52.6%
Current ratio
5.67▲
2024 · 2.11
Quick ratio
5.67▲
2024 · 2.11
Debt / equity
0.21▼
2024 · 0.90
ROE
-14.8%▼
2024 · 26.7%
ROA
-12.2%▼
2024 · 14.0%
Interest coverage
-2.43▼
2024 · 7.67
Debt
€30k▼
2024 · €149k
Debt ≤ 1 year
€30k▼
2024 · €149k
Income taxes
€3▼
2024 · €9
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€314k€174k▼
Fixed assets21/28€711€3k▲
Tangible fixed assets22/27€711€3k▲
Plant, machinery and equipment23€653€3k▲
Furniture and vehicles24€58€44▼
Current assets29/58€313k€172k▼
Amounts receivable within one year40/41€9k€8▼
Trade receivables40€8k-
Other amounts receivable41€1k€8▼
Cash at bank and in hand54/58€303k€172k▼
Deferred charges and accrued income490/1€817€128▼
Equity and liabilities
Total equity and liabilities10/49€314k€174k▼
Equity10/15€165k€144k▼
Contributions10/11€250k€250k=
Reserves13€25k€25k=
Non-distributable reserves130/1€25k€25k=
Reserves not available under the articles1311€25k€25k=
Profit (loss) carried forward14€-110k€-131k▼
Amounts payable17/49€149k€30k▼
Amounts payable within one year42/48€149k€30k▼
Financial debts43€111-
Credit institutions430/8€111-
Trade debts44€16k€429▼
Suppliers440/4€16k€429▼
Taxes, remuneration and social security45€368€6k▲
Taxes450/3€368€3k▲
Remuneration and social security454/9-€3k
Other amounts payable47/48€132k€24k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€308€194▼
Other operating charges640/8€499€513▲
Non-recurring operating charges66A-€653
Gross operating margin9900€43k€-18k▼
Operating profit (loss)9901€42k€-19k▼
Financial income75/76B€8k€6k▼
Recurring financial income75€8k€6k▼
Financial charges65/66B€6k€8k▲
Recurring financial charges65€6k€8k▲
Profit (loss) for the period before taxes9903€44k€-21k▼
Income taxes67/77€9€3▼
Profit (loss) for the period9904€44k€-21k▼
Profit (loss) for the period to be appropriated9905€44k€-21k▼
Appropriation of the result
Profit (loss) to be appropriated9906€-110k€-131k▼
Profit (loss) brought forward from the previous period14P€-154k€-110k▲
The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2025
15-12
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
30-06
Financial
Liquidity triplescurrent ratio 5.67
Current ratio from 2.11 to 5.67; short-term debt falls from €149k to €30k.
2024
09-12
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
30-06
Financial
Highest result since 2019net €44k ▲11.7%
Net result €44k, the highest in the series.
30-06
Financial
Equity above €150kEq €165k ▲36.4%
2 profitable years in a row build equity to €165k.
2023
25-12
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
30-06
Financial
Back to profitnet €39k
Net result €39k after 3 loss-making years.
30-06
Financial
Equity above €100kEq €121k ▲48.3%
Equity rises from €82k to €121k.
2022
29-12
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
30-06
Financial
Weakest financial yearnet €-35k
Net result drops to €-35k, the lowest in the series; recovery starts the following year.
2021
29-12
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
21-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
11-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
22-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
03-02
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 3 days late
2016
06-12
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 5 acts read
About the unread acts
We know of 5 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Knokke-Heist · 1 establishment unit since 2000
Ground area
1.2 ha
Building footprint
360 m²
Volume, LiDAR
432 m³
Parcel 31013D0624/00C000, Flanders · tallest building 9.5 m. Linked by address, not a title deed.
1 establishment unit
SIGNUS
since 20002.026.090.369
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 31013D0624/00C000 | Flanders | 1.2 ha | 1 · 360 m² | 9.5 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 1,557 companies in sector 46900 we hold annual accounts for 913. 624 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded14-01-1985
Fiscal year end30-06
Activities, NACEBEL
46900Non-specialised wholesale trade
51900
Sources
Crossroads Bank for EnterprisesNational Bank · 39 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.