SIGNTEC
ActiveSIGNTEC has been active since 1994 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €524k and a net result of €20k. Equity is growing by ~2.6% per year across the filed fiscal years. Its solvency ranks better than 90% of 1236 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
91
/ 100
Excellent▼ -3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability19▲+4
Solvency100=
Growth52=
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €50k at 30 days acceptable
Liquidity ample (current ratio 7.02 against 7.86 in 2023), and 11.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
88.7%
Return on assets
3.3%
Age of the figures
20 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-08-2025, 28 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
28 d late
2023
68 d late
2022
20 d early
2021
31 d late
2020
29 d early
2019
37 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€524k▼ 5.5%
2023 · €555k
2018: €457k
2019: €497k
2020: €528k
2021: €568k
2022: €538k
2023: €555k
2018 → 2024
Total assets
€591k▼ 4.8%
2023 · €621k
2018: €567k
2019: €601k
2020: €624k
2021: €649k
2022: €587k
2023: €621k
2018 → 2024
Net result
€20k▲ 19.3%
2023 · €17k
2018: €70k
2019: €55k
2020: €40k
2021: €40k
2022: €-30k
2023: €17k
2018 → 2024
Working capital
€404k▼ 11.6%
2023 · €457k
2018: €371k
2019: €455k
2020: €457k
2021: €494k
2022: €432k
2023: €457k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€528k-€568k▲ 7.5%€538k▼ 5.2%€555k▲ 3.1%€524k▼ 5.5%
Operating result€48k-€56k▲ 17.3%€-30k€17k€23k▲ 32.6%
Net result€40k-€40k▼ 1.9%€-30k€17k€20k▲ 19.3%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 33% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €591k
Fixed assets
€121k▲ 23.1%
Current assets
€471k▼ 10.0%
Equity and liabilities €591k
Equity
€524k▼ 5.5%
Debt
€67k▲ 0.8%
The debt ratio rises from 10.7% to 11.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€54k▲
2023 · €42k
Cash flow
€51k▲
2023 · €41k
Solvency
88.7%▼
2023 · 89.3%
Current ratio
7.02▼
2023 · 7.86
Quick ratio
5.97▼
2023 · 6.62
Debt / equity
0.13▲
2023 · 0.12
ROE
3.8%▲
2023 · 3.0%
ROA
3.3%▲
2023 · 2.7%
Interest coverage
48.91▼
2023 · 52.90
Debt
€67k▲
2023 · €67k
Debt ≤ 1 year
€67k▲
2023 · €67k
Income taxes
€4k▲
2023 · €2k
Staff costs
€303k▲
2023 · €264k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€621k€591k▼
Fixed assets21/28€98k€121k▲
Intangible fixed assets21€2k€990▼
Tangible fixed assets22/27€96k€120k▲
Plant, machinery and equipment23€76k€64k▼
Furniture and vehicles24€20k€56k▲
Current assets29/58€523k€471k▼
Stocks and contracts in progress3€83k€70k▼
Stocks30/36€83k€70k▼
Amounts receivable within one year40/41€124k€143k▲
Trade receivables40€79k€90k▲
Other amounts receivable41€45k€53k▲
Cash at bank and in hand54/58€304k€246k▼
Deferred charges and accrued income490/1€12k€12k▼
Equity and liabilities
Total equity and liabilities10/49€621k€591k▼
Equity10/15€555k€524k▼
Contributions10/11€25k€25k=
Reserves13€530k€500k▼
Tax-exempt reserves132€56k€56k=
Distributable reserves133€474k€444k▼
Profit (loss) carried forward14-€0
Amounts payable17/49€67k€67k▲
Amounts payable within one year42/48€67k€67k▲
Trade debts44€12k€20k▲
Suppliers440/4€12k€20k▲
Taxes, remuneration and social security45€54k€46k▼
Taxes450/3€27k€11k▼
Remuneration and social security454/9€27k€35k▲
Other amounts payable47/48€590€590=
Income statement
Code20232024
Remuneration, social security and pensions62€264k€303k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€25k€31k▲
Other operating charges640/8€2k€2k▲
Gross operating margin9900€308k€360k▲
Operating profit (loss)9901€17k€23k▲
Financial income75/76B€2k€2k▲
Recurring financial income75€2k€2k▲
Financial charges65/66B€796€1k▲
Recurring financial charges65€796€1k▲
Profit (loss) for the period before taxes9903€19k€24k▲
Income taxes67/77€2k€4k▲
Profit (loss) for the period9904€17k€20k▲
Profit (loss) for the period to be appropriated9905€17k€20k▲
Appropriation of the result
Profit (loss) to be appropriated9906€17k€20k▲
Transfer from equity791/2-€50k
Transfer to equity691/2€17k€20k▲
To other reserves6921€17k€20k▲
Profit to be distributed694/7-€50k
Return on contributions (dividend)694-€50k
Social balance
Average headcount (FTE)90873.9-
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 28 days late
2024
07-10
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 68 days late
2023
31-12
Financial
Back to profitnet €17k
Net result €17k after one loss-making year.
11-07
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
31-12
Financial
Weakest financial yearnet €-30k ▼175%
Net result drops to €-30k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 31 days late
2021
02-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
31-12
Financial
Equity above €500kEq €528k ▲6.3%
3 profitable years in a row build equity to €528k.
24-06
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
19-07
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-06
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
30-06
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
27-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 director, no change since 2023
François Martine
CurrentDirector · since 07-11-2023
07-11-2023
Resigned as Director
07-11-2023
Appointed as Director
Location & real-estate footprint
Registered office, Kuurne · 1 establishment unit since 1994
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosbessenlaan 18520 KuurneGround area
610 m²
Building footprint
198 m²
Volume, LiDAR
945 m³
2 parcels, Flanders · tallest building 10.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
SIGNTEC
since 19942.065.888.875
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 34023B0718/00C008 | Flanders | 606 m² | 1 · 198 m² | 10.7 m · 1 fl. |
| 34323D0073/00N002 | Flanders | 4 m² | - | - |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Recognised contractor
1 categorySIGNTEC BV39682
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Of 2,853 companies in sector 18130 we hold annual accounts for 828. 489 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded01-03-1994
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22250
Sources
Crossroads Bank for EnterprisesNational Bank · 31 filingsAddress and cadastre registers
Data from official sources, last processed on 12-09-2026. Scores and ratios are computed by Checked and are not a credit decision.