SIGNA ART SCRIPT
ActiveSIGNA ART SCRIPT has been active since 1989 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €179k and a net result of €-17k. Equity is shrinking by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 63% of 950 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0=
Solvency75▲+2
Growth32=
Stability100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €9k at 30 days acceptable
Liquidity short (current ratio 0.89 against 0.77 in 2024), and 34.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 18
Relative position
BE, all sectors
reference
Sector 18
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity fell accordingly. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
1819202122232425
2018 to 2025 · latest year -€17k
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 18-05-2026, 74 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
74 d early
2024
66 d early
2023
68 d early
2022
34 d early
2021
17 d early
2020
38 d early
2019
67 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
16-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
€-17k▲ 40.7%
2024 · €-29k
2018: €4k
2019: €-37k
2020: €-43k
2021: €-28k
2022: €-22k
2023: €-35k
2024: €-29k
2018 → 2025
Working capital
€-10k▲ 52.1%
2024 · €-21k
2018: €70k
2019: €70k
2020: €20k
2021: €32k
2022: €-6k
2023: €-19k
2024: €-21k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€282k-€260k▼ 7.9%€225k▼ 13.4%€196k▼ 12.7%€179k▼ 8.7%
Operating result€-25k-€-11k▲ 56.8%€-31k▼ 186%€-25k▲ 21.5%€-12k▲ 50.2%
Net result€-28k-€-22k▲ 19.3%€-35k▼ 55.9%€-29k▲ 18.0%€-17k▲ 40.7%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €12k in 2025 against €25k in 2024; the loss shrinks.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €273k
Fixed assets
€190k▼ 13.0%
Current assets
€83k▲ 20.2%
Equity and liabilities €273k
Equity
€179k▼ 8.7%
Debt
€94k▲ 2.9%
The debt ratio rises from 31.7% to 34.3%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€16k▲
2024 · €4k
Cash flow
€11k▲
2024 · €-142
Solvency
65.7%▼
2024 · 68.3%
Current ratio
0.89▲
2024 · 0.77
Quick ratio
0.77▲
2024 · 0.66
Debt / equity
0.52▲
2024 · 0.46
ROE
-9.5%▲
2024 · -14.6%
ROA
-6.2%▲
2024 · -10.0%
Interest coverage
3.44▲
2024 · 1.04
Debt
€94k▲
2024 · €91k
Debt ≤ 1 year
€93k▲
2024 · €90k
Income taxes
€71▼
2024 · €349
Staff costs
€15k▼
2024 · €97k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€287k€273k▼
Fixed assets21/28€218k€190k▼
Tangible fixed assets22/27€218k€190k▼
Land and buildings22€189k€175k▼
Plant, machinery and equipment23€20k€10k▼
Furniture and vehicles24€8k€5k▼
Other tangible fixed assets26€1k€0▼
Current assets29/58€69k€83k▲
Stocks and contracts in progress3€10k€12k▲
Stocks30/36€10k€12k▲
Amounts receivable within one year40/41€57k€66k▲
Trade receivables40€55k€64k▲
Other amounts receivable41€2k€2k▲
Cash at bank and in hand54/58€942€4k▲
Deferred charges and accrued income490/1€1k€2k▲
Equity and liabilities
Total equity and liabilities10/49€287k€273k▼
Equity10/15€196k€179k▼
Contributions10/11€141k€141k=
Reserves13€32k€22k▼
Tax-exempt reserves132€10k€0▼
Distributable reserves133€22k€22k=
Profit (loss) carried forward14€22k€15k▼
Amounts payable17/49€91k€94k▲
Amounts payable within one year42/48€90k€93k▲
Current portion of amounts payable after more than one year42€0-
Financial debts43€12k€14k▲
Credit institutions430/8€12k€14k▲
Trade debts44€14k€31k▲
Suppliers440/4€14k€31k▲
Advances received on contracts in progress46€0-
Taxes, remuneration and social security45€27k€4k▼
Taxes450/3€14k€3k▼
Remuneration and social security454/9€13k€1k▼
Other amounts payable47/48€36k€44k▲
Accrued charges and deferred income492/3€1k€619▼
Income statement
Code20242025
Non-recurring operating income76A-€2k
Remuneration, social security and pensions62€97k€15k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€28k€28k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€190
Other operating charges640/8€6k€6k▲
Gross operating margin9900€106k€37k▼
Operating profit (loss)9901€-25k€-12k▲
Financial income75/76B€59€21▼
Recurring financial income75€59€21▼
Financial charges65/66B€4k€5k▲
Recurring financial charges65€4k€5k▲
Profit (loss) for the period before taxes9903€-28k€-17k▲
Transfer from deferred taxes780€0-
Income taxes67/77€349€71▼
Profit (loss) for the period9904€-29k€-17k▲
Transfer from tax-exempt reserves789€25k€10k▼
Profit (loss) for the period to be appropriated9905€-3k€-7k▼
Appropriation of the result
Profit (loss) to be appropriated9906€22k€15k▼
Profit (loss) brought forward from the previous period14P€26k€22k▼
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
18-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
26-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
24-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
27-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
14-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
23-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Weakest financial yearnet €-43k
Net result drops to €-43k, the lowest in the series; recovery starts the following year.
25-05
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
27-05
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
10-06
NBB filing
Annual accounts filed
fiscal year 2017 · full schema
2017
07-06
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nivelles · 1 establishment unit since 1989
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Chemin de la Vieille-Cour 781400 NivellesGround area
1,843 m²
Building footprint
833 m²
Volume, LiDAR
5,273 m³
Parcel 25099D0024/00P000, Wallonia · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SIGNA ART SCRIPT
since 19892.043.100.112
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25099D0024/00P000 | Wallonia | 1,843 m² | 1 · 833 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
MEDIA PROCESS
BE 0425.388.946
Evere · Eq €179k
REKO Technology
BE 0830.320.493
Tremelo · Eq €180k
FINLANDE GRAPHIC DESIGN
BE 0872.140.262
Ukkel · Eq €180k
LE PUR ET L'IMPUR
BE 0451.530.545
Kruisem · Eq €181k
(a)traction
BE 0457.768.932
Antwerpen · Eq €178k
Of 2,853 companies in sector 18130 we hold annual accounts for 828. 643 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded31-03-1989
Fiscal year end31-12
Activities, NACEBEL
18130Pre-press and pre-media services
22240
Sources
Crossroads Bank for EnterprisesNational Bank · 37 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.