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SIGIS

Active
Private limited companyfounded 199333 yrs activeGalgenveld 23, 1970 Wezembeek-Oppem, BelgiumKBO/BCE: BE 0450.442.660
Summary

SIGIS has been active since 1993 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €1.4m and a net result of €110,036. Equity is growing by ~33.8% per year across the filed fiscal years. The computed 12-month bankruptcy probability is 0.6% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability56▼-35
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.6% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €100,000 at 30 days acceptable
Liquidity ample (current ratio 57.5; short-term debt: 1.7% and cash: 14.6% of total assets), and 1.7% of the assets are financed with debt.
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Signals

Four signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation date
Age against the risk zone
highest failure risk from 2 to 8 years 33 years 0 40 y
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025
Solvency, return and age of the figures
Solvency
98.3%
Return on assets
7.9%
Age of the figures
12 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
on the day
2023
1 d early
2022
2 d early
2021
3 d early
2020
on the day
2019
on the day
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 1 day before the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today. Usually files around 30 April (5 of the last 5 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
29-09-2026 today30-09-2026 close30-04-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SIGIS was incorporated on 30 June 1993.1 The registered office was moved to Wezembeek-Oppem in 2026.2 Total assets rose from EUR 137,376 in 2018 to EUR 1.4 million in 2025.3

  1. 1Crossroads Bank for Enterprises
  2. 2Belgian State Gazette, 11-06-2026
  3. 3National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, abbreviated schema

Turnover
€357,038
EBIT margin
66.9%
Net result
€110,036▼ 44.8%
2024 · €199,448
Working capital
€1.4m▼ 3.8%
2024 · €1.4m
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Turnover€357,038
Operating result€388,137▲ 456%€901,140▲ 132%€347,555▼ 61.4%€238,906▼ 31.3%€98,195▼ 58.9%
Net result€282,299▲ 477%€614,536▲ 118%€251,066▼ 59.1%€199,448▼ 20.6%€110,036▼ 44.8%
EBIT margin66.9%
Equity€455,589▲ 163%€970,968▲ 113%€1.2m▲ 25.9%€1.4m▲ 16.3%€1.4m▼ 3.8%
Total assets€495,090▲ 172%€1.1m▲ 128%€1.2m▲ 8.6%€1.4m▲ 16.4%€1.4m▼ 2.7%
Debt€39,501▲ 356%€159,934▲ 305%€6,093▼ 96.2%€7,596▲ 24.7%€23,899▲ 215%
Working capital€444,699▲ 169%€957,077▲ 115%€1.2m▲ 25.5%€1.4m▲ 16.8%€1.4m▼ 3.8%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
€0€250,000€500,000€750,000€1.0mOperating result 2021: €388,137€388,137Net result 2021: €282,299€282,299Operating result 2022: €901,140€901,140Net result 2022: €614,536€614,536Operating result 2023: €347,555€347,555Net result 2023: €251,066€251,066Operating result 2024: €238,906€238,906Net result 2024: €199,448€199,448Operating result 2025: €98,195€98,195Net result 2025: €110,036€110,03620212022202320242025€0€100,000€200,000€300,000Operating result 2023: €347,555€348,000Net result 2023: €251,066€251,000Operating result 2024: €238,906€239,000Net result 2024: €199,448€199,000Operating result 2025: €98,195€98,200Net result 2025: €110,036€110,000202320242025
The operating result has fallen three years in a row; 2025 is 59% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €1.4m
Fixed assets €16,927 ▼ 5.8%
Current assets €1.4m ▼ 2.6%
Equity and liabilities €1.4m
Equity €1.4m ▼ 3.8%
Debt €23,899 ▲ 215%
Debt's share of the balance-sheet total rises from 0.5% to 1.7%. Equity is lower and debt is higher.
Key figures and ratios
2025 value · change against 2024
EBITDA
€100,130▼
2024 · €241,414
Cash flow
€111,971▼
2024 · €201,956
Current ratio
57.50
Debt to equity
0.02▲
2024 · 0.01
ROE
8.0%▼
2024 · 14.0%
ROA
7.9%▼
2024 · 14.0%
Interest coverage
3.34▼
2024 · 13.28
Debt ≤ 1 year
€23,899▲
2024 · €7,596
Income taxes
€53,772▼
2024 · €88,709
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 20,134 companies that looked in July 2024 the way this one looks now, 0.2% went bankrupt within 24 months and 95% are still going.

  • Small
  • 20 years or older
  • solvency 30% or more
  • a profit of 5% of the balance sheet or more
0.2% went bankrupt
4.7% stopped otherwise
95% still going

For this company itself Checked computes a bankruptcy probability of 0.6% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,338 companies of July 2024 its group's bankruptcy share. Expected: 1.6%; actually bankrupt within 24 months: 1.7%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.5%
3 0.5% 0.6%
4 0.7% 0.8%
5 0.9% 1.0%
6 1.3% 1.5%
7 1.6% 1.8%
8 1.8% 1.9%
9 3.0% 3.1%
10 5.6% 6.2%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 20,134 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 44 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.4m€1.4m▼
Fixed assets21/28€17,973€16,927▼
Tangible fixed assets22/27€11,473€10,427▼
Land and buildings22€1,281€1,135▼
Plant, machinery and equipment23€179€603▲
Furniture and vehicles24€10,014€8,689▼
Financial fixed assets28€6,500€6,500=
Current assets29/58€1.4m€1.4m▼
Amounts receivable within one year40/41€305,860€368,655▲
Trade receivables40€1,815€0▼
Other amounts receivable41€304,045€368,655▲
Current investments50/53€673,128€801,971▲
Cash at bank and in hand54/58€432,116€203,570▼
Equity and liabilities
Total equity and liabilities10/49€1.4m€1.4m▼
Equity10/15€1.4m€1.4m▼
Reserves13€1.4m€1.4m▼
Distributable reserves133€1.4m€1.4m▼
Profit (loss) carried forward14-€0
Amounts payable17/49€7,596€23,899▲
Amounts payable within one year42/48€7,596€23,899▲
Trade debts44€2,439€1,214▼
Suppliers440/4€2,439€1,214▼
Taxes, remuneration and social security45€5,157€22,684▲
Taxes450/3€5,157€22,684▲
Income statement Code20242025
Turnover70€357,038-
Goods, raw materials, services and sundry goods60/61€117,765-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€2,508€1,935▼
Other operating charges640/8€470€968▲
Gross operating margin9900€241,884€101,098▼
Operating profit (loss)9901€238,906€98,195▼
Financial income75/76B€67,423€95,623▲
Recurring financial income75€67,423€95,623▲
Financial charges65/66B€18,173€30,011▲
Recurring financial charges65€18,173€30,011▲
Profit (loss) for the period before taxes9903€288,157€163,808▼
Income taxes67/77€88,709€53,772▼
Profit (loss) for the period9904€199,448€110,036▼
Profit (loss) for the period to be appropriated9905€199,448€110,036▼
Appropriation of the result
Profit (loss) to be appropriated9906€199,448€110,036▼
Transfer from equity791/2-€156,078
Transfer to equity691/2€199,448€110,036▼
To other reserves6921€199,448€110,036▼
Profit to be distributed694/7-€156,078
Return on contributions (dividend)694-€156,078

The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

Line20212022202320242025Change
Turnover70---€357,038--
Non-recurring operating income76A--€15,026---
Goods, raw materials, services and sundry goods60/61---€117,765--
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€575€1,538€2,390€2,508€1,935▼ 22.9%
Other operating charges640/8€421€1,405€432€470€968▲ 106%
Gross operating margin9900€389,132€904,083€350,378€241,884€101,098▼ 58.2%
Operating profit (loss)9901€388,137€901,140€347,555€238,906€98,195▼ 58.9%
Financial income75/76B€3,803€14,483€30,868€67,423€95,623▲ 41.8%
Recurring financial income75€3,803€14,483€30,868€67,423€95,623▲ 41.8%
Financial charges65/66B€427€8,395€13,715€18,173€30,011▲ 65.1%
Recurring financial charges65€427€8,395€13,715€18,173€30,011▲ 65.1%
Profit (loss) for the period before taxes9903€391,513€907,228€364,708€288,157€163,808▼ 43.2%
Income taxes67/77€109,214€292,692€113,642€88,709€53,772▼ 39.4%
Profit (loss) for the period9904€282,299€614,536€251,066€199,448€110,036▼ 44.8%
Profit (loss) for the period to be appropriated9905€282,299€614,536€251,066€199,448€110,036▼ 44.8%
Line20212022202320242025Change
Assets
Total assets20/58€495,090€1.1m€1.2m€1.4m€1.4m▼ 2.7%
Fixed assets21/28€10,890€13,891€20,481€17,973€16,927▼ 5.8%
Tangible fixed assets22/27€4,390€7,391€13,981€11,473€10,427▼ 9.1%
Land and buildings22--€1,426€1,281€1,135▼ 11.4%
Plant, machinery and equipment23-€564€372€179€603▲ 238%
Furniture and vehicles24€4,390€6,827€12,183€10,014€8,689▼ 13.2%
Financial fixed assets28€6,500€6,500€6,500€6,500€6,500=
Current assets29/58€484,200€1.1m€1.2m€1.4m€1.4m▼ 2.6%
Amounts receivable within one year40/41€128,132€530,450€612,079€305,860€368,655▲ 20.5%
Trade receivables40€38,608€433,304€218,373€1,815€0▼ 100%
Other amounts receivable41€89,524€97,146€393,707€304,045€368,655▲ 21.2%
Current investments50/53-€128,223€462,865€673,128€801,971▲ 19.1%
Cash at bank and in hand54/58€356,068€458,338€132,701€432,116€203,570▼ 52.9%
Equity and liabilities
Total equity and liabilities10/49€495,090€1.1m€1.2m€1.4m€1.4m▼ 2.7%
Equity10/15€455,589€970,968€1.2m€1.4m€1.4m▼ 3.8%
Contributions10/11€99,157-----
Capital10€99,157-----
Issued capital100€99,157-----
Reserves13€356,432€970,968€1.2m€1.4m€1.4m▼ 3.8%
Non-distributable reserves130/1€6,652-----
Legal reserve130€6,652-----
Distributable reserves133€349,780€970,968€1.2m€1.4m€1.4m▼ 3.8%
Profit (loss) carried forward14----€0-
Amounts payable17/49€39,501€159,934€6,093€7,596€23,899▲ 215%
Amounts payable within one year42/48€39,501€159,934€6,093€7,596€23,899▲ 215%
Trade debts44€5,818€532€809€2,439€1,214▼ 50.2%
Suppliers440/4€5,818€532€809€2,439€1,214▼ 50.2%
Taxes, remuneration and social security45€33,683€159,403€5,284€5,157€22,684▲ 340%
Taxes450/3€33,683€159,403€5,284€5,157€22,684▲ 340%
Line20212022202320242025Change
Profit (loss) for the period9904€282,299€614,536€251,066€199,448€110,036▼ 44.8%
+ Depreciation and write-downs630€575€1,538€2,390€2,508€1,935▼ 22.9%
Operating cash flow (approximation)€282,874€616,074€253,456€201,956€111,971▼ 44.6%
Investment in fixed assets (approximation)--€4,539-€8,981€0-€889-
Change in cash-€102,270-€325,637€299,415-€228,546▼ 176%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 30-04-2027
2026
11-06
State Gazette act Registered office
Registered-office move2 facts ▸
  • General meeting, 24-04-2026
  • Registered-office move, Galgenveld 23,1970 Wezembeek-Oppem
30-04
NBB filing Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
30-04
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
29-04
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial Liquidity times 28current ratio 198.22
Current ratio from 6.98 to 198.22; short-term debt falls from €159,934 to €6,093.
30-09
Financial Equity above €1mEq €1.2m ▲25.9%
5 profitable years in a row build equity to €1.2m.
28-04
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial Highest result since 2018net €614,536 ▲118%
Operating result €901,140, net result €614,536, both a record.
30-09
Financial Equity above €500,000Eq €970,968 ▲113%
4 profitable years in a row build equity to €970,968.
27-04
NBB filing Annual accounts filed
fiscal year 2021 · abbreviated schema
2021
30-09
Financial Equity above €200,000Eq €455,589 ▲163%
3 profitable years in a row build equity to €455,589.
30-04
NBB filing Annual accounts filed
fiscal year 2020 · abbreviated schema
Show earlier events
2020
30-09
Financial Liquidity times 6current ratio 20.11
Current ratio from 3.16 to 20.11; short-term debt falls from €59,618 to €8,664.
30-09
Financial Equity above €150,000Eq €173,290 ▲39.3%
2 profitable years in a row build equity to €173,290.
30-04
NBB filing Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial Back to profitnet €164,292
Net result €164,292 after one loss-making year.
30-09
Financial Liquidity times 265current ratio 3.16
Current ratio from 0.01 to 3.16; short-term debt falls from €175,801 to €59,618.
30-09
Financial Equity above €100,000Eq €124,368
Equity rises from -€39,925 to €124,368.
09-04
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-04
NBB filing Annual accounts filed
fiscal year 2017 · abbreviated schema
2017
31-03
NBB filing Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 5 acts read
About the unread acts

Of the 5 Belgian State Gazette acts we know for this company, 1 has been read. The other 4 have not been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wezembeek-Oppem · 1 establishment unit since 1993
seat establishment The establishment unit on the map
Ground area
384 m²
Parcel 22302D0409/00F000, Flanders. Linked by address, not a title deed.
2 companies at this address See who is registered here
1 establishment unit
SIGIS NV
Galgenveld 23, 1970 Wezembeek-OppemInsurance, reinsurance and pension funding, except compulsory social security
since 19932.062.905.631
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
22302D0409/00F000 Flanders 384 m² - -
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.

Structure & network

Connections & network

Depth

The group is listed under Ownership & control below; here you explore it as a network.

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Ownership & control

4 board mandates
Board mandates of this companythis company sits on their board4

Recognitions · licences · registrations

Legal Entity Identifier

98450076D75I93806646
live in the LEI register

Identification & contact

Identification
Legal formPrivate limited company
Founded30-06-1993
Fiscal year end30-09
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

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Register as of 29 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.