SIGIKEY
ActiveSIGIKEY has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €75k and a net result of €-4k. Equity is growing by ~4.9% per year across the filed fiscal years. Its solvency ranks better than 88% of 31545 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability0▼-39
Solvency100=
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 10.2 against 6.54 in 2024), and 9.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
90.4%
Return on assets
-5.3%
Age of the figures
15 mo
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
16 d early
2023
1 d early
2022
6 d early
2021
on the day
2020
39 d early
2019
42 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-06-2026 and is due by 31-01-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
30-06-2026 close16-09-2026 today31-01-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€75k▼ 5.5%
2024 · €80k
2019: €59k
2020: €64k
2021: €63k
2022: €66k
2023: €74k
2024: €80k
2019 → 2025
Total assets
€83k▼ 11.2%
2024 · €94k
2019: €68k
2020: €72k
2021: €72k
2022: €80k
2023: €95k
2024: €94k
2019 → 2025
Net result
€-4k
2024 · €6k
2019: €1k
2020: €5k
2021: €-1k
2022: €3k
2023: €8k
2024: €6k
2019 → 2025
Working capital
€74k▼ 5.5%
2024 · €78k
2019: €57k
2020: €62k
2021: €61k
2022: €64k
2023: €72k
2024: €78k
2019 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€63k-€66k▲ 4.9%€74k▲ 12.0%€80k▲ 8.3%€75k▼ 5.5%
Operating result€847-€6k▲ 642%€14k▲ 118%€11k▼ 16.9%€-278
Net result€-1k-€3k€8k▲ 159%€6k▼ 22.4%€-4k
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result turns negative in 2025: a loss of €278 after €11k in 2024, the lowest year so far.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €83k
Fixed assets
€2k▼ 11.0%
Current assets
€82k▼ 11.3%
Equity and liabilities €83k
Equity
€75k▼ 5.5%
Debt
€8k▼ 43.4%
The debt ratio falls from 15.1% to 9.6%: debt falls faster than equity shrinks.
Key figures and ratios
EBITDA
€-76▼
2024 · €12k
Cash flow
€-4k▼
2024 · €6k
Solvency
90.4%▲
2024 · 84.9%
Current ratio
10.20▲
2024 · 6.54
Quick ratio
10.20▲
2024 · 6.54
Debt / equity
0.11▼
2024 · 0.18
ROE
-5.9%▼
2024 · 7.7%
ROA
-5.3%▼
2024 · 6.5%
Interest coverage
-0.02▼
2024 · 20.53
Debt
€8k▼
2024 · €14k
Debt ≤ 1 year
€8k▼
2024 · €14k
Income taxes
€328▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€94k€83k▼
Fixed assets21/28€2k€2k▼
Tangible fixed assets22/27€2k€2k▼
Plant, machinery and equipment23€1k€1k=
Furniture and vehicles24€456€253▼
Current assets29/58€92k€82k▼
Amounts receivable within one year40/41€68k€81k▲
Trade receivables40€42k€56k▲
Other amounts receivable41€25k€25k▼
Cash at bank and in hand54/58€24k€101▼
Deferred charges and accrued income490/1-€159
Equity and liabilities
Total equity and liabilities10/49€94k€83k▼
Equity10/15€80k€75k▼
Contributions10/11€19k€19k=
Reserves13€61k€57k▼
Distributable reserves133€61k€57k▼
Amounts payable17/49€14k€8k▼
Amounts payable within one year42/48€14k€8k▼
Trade debts44€907€1k▲
Suppliers440/4€907€1k▲
Taxes, remuneration and social security45€13k€7k▼
Taxes450/3€13k€7k▼
Accrued charges and deferred income492/3€63-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€152€203▲
Other operating charges640/8€1k€2k▲
Gross operating margin9900€13k€2k▼
Operating profit (loss)9901€11k€-278▼
Financial income75/76B-€2
Recurring financial income75-€2
Financial charges65/66B€562€4k▲
Recurring financial charges65€562€4k▲
Profit (loss) for the period before taxes9903€11k€-4k▼
Income taxes67/77€5k€328▼
Profit (loss) for the period9904€6k€-4k▼
Profit (loss) for the period to be appropriated9905€6k€-4k▼
Appropriation of the result
Profit (loss) to be appropriated9906€6k€-4k▼
Transfer from equity791/2-€4k
Transfer to equity691/2€6k-
To other reserves6921€6k-
The notes to these accounts (5 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-01
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
30-06
Financial
Weakest financial yearnet €-4k ▼172%
Net result drops to €-4k, the lowest in the series.
15-01
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
30-01
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-06
Financial
Highest result since 2019net €8k ▲159%
Operating result €14k, net result €8k, both a record.
25-01
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
30-06
Financial
Back to profitnet €3k
Net result €3k after one loss-making year.
31-01
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2020
23-12
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2019
20-12
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
25-01
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
26-01
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
31-01
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Kasterlee · 1 establishment unit since 2009
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Olmenlaan 112460 KasterleeGround area
1,514 m²
Building footprint
257 m²
Volume, LiDAR
1,202 m³
Parcel 13018C0434/00A002, Flanders · tallest building 6.4 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sigikey
since 20092.182.061.223
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13018C0434/00A002 | Flanders | 1,514 m² | 1 · 257 m² | 6.3 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
BGF CONSULT
BE 0612.997.240
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Bogastra
BE 1025.547.346
Gent · Eq €75k
MCO CONSULTING
BE 0691.627.915
Blégny · Eq €75k
Delinsuro
BE 1003.953.067
Evergem · Eq €75k
Pink Bourbon
BE 1007.757.942
Anderlecht · Eq €75k
Of 82,241 companies in sector 70200 we hold annual accounts for 52,391. 39,774 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-10-2009
Fiscal year end30-06
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 15 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.