Liquidity
10.20 was 6.54 in 2024
Short-term debts fell from €14,075 to €8,005.
SIGIKEY
Lifetime
15 annual accounts with figures on one time axispeak €25,594 (2016)
€1,698▼ 86.9%
lowest -€4,424 (2025)
-€4,424▼ €10,563
peak €79,723 (2024)
€75,299▼ 5.5%
€8,005▼ 43.4%
Board1 name since 2009
1 directorWerck Sigrid
Documentsfilings and deeds
07-01-202624 days before the deadline
2025micro format
Gross margin from €12,929 to €1,698Loss of €4,424Debts from €14,138 to €8,005Cash from €24,201 to €101
Key points
from the 2025 annual accountsFilings
15 annual accounts since 2011
The last five annual accounts were filed 0 to 24 days before the end of the period.
Position in the sector
-€4,424
Lower net result than 85% of companies in head offices and management consultancy. Sector median €27,168 · 39,358 companies.
Checked score
84
Excellent
Financially stronger than 41% of micro companies in head offices and management consultancy (NACE 70)
Probability in this band: under 0.55%
Bankruptcy probability within 12 months
0.3% Very low
0%0.5%1.5%4%10%≥ 25%
The dashed line is the sector median: 0.1% across 48,555 companies (NACE 70, micro).
About 3 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
12-2024: 0.1%
01-2025: 0.1%● unchanged vs 12-2024
02-2025: < 0.1%▼ -0.1 percentage points vs 01-2025
03-2025: < 0.1%● unchanged vs 02-2025
04-2025: < 0.1%● unchanged vs 03-2025
05-2025: < 0.1%● unchanged vs 04-2025
06-2025: < 0.1%● unchanged vs 05-2025
07-2025: < 0.1%● unchanged vs 06-2025
08-2025: < 0.1%● unchanged vs 07-2025lowest value
09-2025: < 0.1%● unchanged vs 08-2025lowest value
10-2025: < 0.1%● unchanged vs 09-2025
11-2025: < 0.1%● unchanged vs 10-2025
12-2025: < 0.1%● unchanged vs 11-2025
01-2026: < 0.1%● unchanged vs 12-2025
02-2026: 0.3%▲ +0.3 percentage points vs 01-2026
03-2026: 0.3%● unchanged vs 02-2026
04-2026: 0.3%● unchanged vs 03-2026
05-2026: 0.3%● unchanged vs 04-2026
06-2026: 0.3%● unchanged vs 05-2026
07-2026: 0.3%● unchanged vs 06-2026
08-2026: 0.3%● unchanged vs 07-2026
09-2026: 0.3%● unchanged vs 08-2026highest value
10-2026: 0.3%● unchanged vs 09-2026
11-2026: 0.3%● unchanged vs 10-2026
Financial strengthAverage
Score breakdown
raises risk
Liquidity: current ratio 10.20, cash €101, halved
Loss of €4,424 (financial year 2025)
lowers risk
Sector: Activities of head offices; management consultancy activities (NACE 70)
Equity €75,299 (90.4% of total assets)
Calculation
The band follows from the bankruptcy probability. 10 more points roughly halve it.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 70, micro). It does better than 86% of them on solvency, 35% on liquidity, 11% on profitability and 32% on growth.
The bankruptcy probability was computed on 06-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.
The probability rests on the annual accounts with balance sheet date 30-06-2025.
Of the companies with a bankruptcy probability in the very low class on 30-06-2025, 0.1% went bankrupt within twelve months.
Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).
Comparable companies, two years later
In July 2024, 6,908 companies had the same profile as SIGIKEY has now. Each dot stands for 18 companies, two years later.
90.9%
were still trading
7.8%
stopped another way
1.1%
went bankrupt
Another 0.2% stopped without a precise date, possibly only after those two years.
That fits the bankruptcy probability of SIGIKEY itself: 0.3% within 12 months.
Test of the method
The method was tested on the 497,447 companies of July 2024. Each company was given the bankruptcy share of the same profile a year earlier, in July 2023. The expectation was that 1.6% would go bankrupt within 24 months. In fact 1.7% went bankrupt.
| Group | Expected | Actual |
|---|---|---|
| 1 | 0.2% | 0.2% |
| 2 | 0.3% | 0.5% |
| 3 | 0.5% | 0.6% |
| 4 | 0.7% | 0.8% |
| 5 | 0.9% | 0.9% |
| 6 | 1.3% | 1.5% |
| 7 | 1.6% | 1.8% |
| 8 | 1.8% | 1.8% |
| 9 | 3.0% | 3.1% |
| 10 | 5.6% | 6.2% |
A company that went bankrupt had a higher expected share than one that kept going in 74.5% of comparisons. The level depends on the economy. In a year with more bankruptcies than the year before, the actual share is higher than the expected one.
This is an observation about 6,908 companies, not a prediction for SIGIKEY. The sector does not count, because the KBO no longer lists a sector for a company that has stopped. By sector, mostly the survivors would count, which would paint too rosy a picture.
Credit verdict
Credit of up to €6,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 10.2 (6.54 in 2024), above the usual 1.5. Short-term debt is 9.6% and cash 0.1% of total assets. 9.6% of the assets are financed with debt and provisions.
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The scores and ratios are Checked's own calculations, not a credit decision.
Signals
Five signals.
lowers riskraises riskneutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 07-01-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 days early
2024
16 days early
2023
1 day early
2022
6 days early
2021
on the day
2020
39 days early
2019
42 days early
← before the deadline
after the deadline →
tick = median of all Belgian filingsring = median in the sector
The company filed its last 7 accounts on average 18 days before the deadline. In the sector (NACE 70), the median for financial year 2024 was 9 days before the deadline, and 32% of those companies filed late.
Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 25 January (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven monthsWhere today falls in the filing period
30-06-2026 year end07-11-2026 today31-01-2027 deadline
Recent changes
Registered in the Peppol Directory
Reachable for e-invoices through 0208:0819519247
Resignation: Werck Sigrid (manager)
Reappointment: Werck Sigrid (director) · Gazette deed
Incorporation
published on 21-10-2009 · Gazette deed
First establishment
Olmenlaan 11, Kasterlee
Comparable companies
same main activity, similar in size and age| Company | ||||
|---|---|---|---|---|
| SIGIKEY Kasterlee | €83,303 | €1,698 | 90.4% | - |
| INTERACT CONSULTANCY Vosselaar | €85,649 | €1,930 | 90.9% | - |
| Van den Houte Consulting Merchtem | €98,337 | €1,847 | 68.3% | - |
| CINNAMON GINGER Dilsen-Stokkem | €83,493 | €2,047 | 65.4% | - |
| BS Solution Putte | €76,962 | €1,382 | 43.5% | - |
| NXTGEN Edegem | €59,069 | €1,323 | 97.8% | - |
| TRYGALLE CONSULTING Putte | €65,414 | €1,225 | 98.3% | - |
These companies have the same main activity as SIGIKEY: business and other management consultancy (NACE 70200). They are comparable in size and age: total assets between €59,100 and €98,300, founded between 2007 and 2013.
Official details
Source: KBO- Status
- Active since 12-10-2009Normal situation
- Activity
- Business and other management consultancyNACE 70200
- Establishment unit
- 2.182.061.2232460 Kasterlee, since 12-10-2009
- Financial year end
- 30 June
- Peppol
- Reachable since 10-01-2026
Annual accounts to 30-06-2025
- ≈ €7,900estimated
- €83,303▼ 11.2%
- Filing
- Filed on 07-01-2026, 24 days before the end of the filing period
Insights on SIGIKEY
SIGIKEY files the micro format. That format states no turnover. The gross margin fell from €18,086 in 2011 to €1,698 in 2025.
Sources: KBO register, filings at the National Bank, Belgian Official Gazette. Click a figure with a dotted line for the item and the filing.
Key facts about SIGIKEY
- What is the company number of SIGIKEY?
- The company number of SIGIKEY is 0819.519.247. The VAT number is the same number with BE in front: BE 0819.519.247.
- Where is SIGIKEY based?
- The registered office is at Olmenlaan 11, 2460 Kasterlee.Company details
- What does SIGIKEY do?
- According to the KBO register, the main activity is business and other management consultancy (NACE 70200).
- What is the legal form of SIGIKEY?
- SIGIKEY is a private limited company (BV).
- When was SIGIKEY founded?
- SIGIKEY was founded on 12-10-2009.
- Is SIGIKEY still active?
- Yes, SIGIKEY is an active enterprise in the KBO register.
- What is the turnover of SIGIKEY?
- The turnover in financial year 2025 is ≈ €7,900. This figure is estimated from the gross margin of €1,698 and 204 comparable companies (NACE 70200). It probably lies between €3,800 and €16,000. It is a rough estimate.Financials
- Is SIGIKEY profitable?
- In financial year 2025, SIGIKEY made a loss of €4,424.
- Where can I find the annual accounts of SIGIKEY?
- SIGIKEY filed 15 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
- When are the next annual accounts of SIGIKEY due?
- SIGIKEY must file the annual accounts for financial year 2026 by 31-01-2027.Timeline
Next steps
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