SIF GROUPE

Active

Coöperatieve vennootschap met beperkte aansprakelijkheidfounded 1990active for 36 yearsItaliëlaan 38, 1050 Elsene, BelgiumKBO/BCE: BE 0439.754.151

Summary

The computed 12-month bankruptcy probability of SIF GROUPE is 2.2% (moderate). The 2025 annual accounts show negative equity (-€48,649). Equity is growing by about 7.9% per year across the filed financial years. Its equity ranks better than 9% of 13,424 sector peers (NACE 46, financial year 2025). The company has been active since 1990 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SIF GROUPEActive

Risk analysis Report Compare

Activity

Non-specialised wholesale trade

NACE 46900

1 site

Size

-€48,649equity 2025

Turnover not published (micro format)

Financial health

Bankruptcy probabilitywithin 12 months: 2.2%

Too few figures to score

Structure

Accounts filed 17 days late0 of 4 deeds read

Signalsraises riskFigures for financial year 2024 (filed 28-08-2025)Liquidity: current ratio 0.04lowers riskSize: total assets €1,860Founded in 1990neutralFiled after the deadlineShow the evidence

Bankruptcy probability

No current score

Insufficient figures

A score requires measurable solvency, liquidity and profitability. Missing figures are not a judgement about the company.

Bankruptcy probability, 12 months

2.2% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,874 companies, NACE 46, micro)

Last 24 months 11-2024: 0.5% 12-2024: 0.5%● unchanged vs 11-2024 01-2025: 0.5%● unchanged vs 12-2024lowest value 02-2025: 0.5%● unchanged vs 01-2025lowest value 03-2025: 0.6%▲ +0.1 percentage points vs 02-2025 04-2025: 0.6%● unchanged vs 03-2025 05-2025: 0.6%● unchanged vs 04-2025 06-2025: 0.6%● unchanged vs 05-2025 07-2025: 0.9%▲ +0.3 percentage points vs 06-2025 08-2025: 1.4%▲ +0.5 percentage points vs 07-2025 09-2025: 0.7%▼ -0.7 percentage points vs 08-2025 10-2025: 0.7%● unchanged vs 09-2025 11-2025: 0.7%● unchanged vs 10-2025 12-2025: 0.7%● unchanged vs 11-2025 01-2026: 0.7%● unchanged vs 12-2025 02-2026: 0.7%● unchanged vs 01-2026 03-2026: 0.8%▲ +0.1 percentage points vs 02-2026 04-2026: 0.8%● unchanged vs 03-2026 05-2026: 0.8%● unchanged vs 04-2026 06-2026: 0.9%▲ +0.1 percentage points vs 05-2026 07-2026: 1.0%▲ +0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.7 percentage points vs 07-2026 09-2026: 1.5%▼ -0.2 percentage points vs 08-2026 10-2026: 2.2%▲ +0.7 percentage points vs 09-2026highest value

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Signals

Five signals.

lowers riskraises riskneutral

Figures for financial year 2024 (filed 28-08-2025)

NBB · annual accounts

Size: total assets €1,860

Companies of this size fail less often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Liquidity: current ratio 0.04

NBB · annual accounts

Founded in 1990

Companies that have existed this long fail less often; how much that weighs depends on the rest of its profile.

KBO

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 17-08-2026, 17 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.

NBB · 10 filings

Deviation from the deadline

2025

17 days late

2024

28 days late

2023

30 days late

2022

224 days late

2021

29 days late

2020

23 days late

2019

2 days early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 50 days after the deadline; the sector median (NACE 46) for financial year 2024 is 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 29 August (4 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

14-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

17-08-2026 Annual accounts filedfinancial year 2025 · micro…
28-08-2025 Annual accounts filedfinancial year 2024 · micro…
30-08-2024 Annual accounts filedfinancial year 2023 · micro…

Key points

Risk: Negative equityfinancial year 2025: debts exceed assets -€48,649 View
Caution: Among the weakest 9% on equitysector median €57,146 · 13,424 companies -€48,649 View
Active since 1990founded 20-01-1990 36 years View