Sieneco
ActiveSummary
Sieneco has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €221k and a net result of €98k. Equity is growing by ~6% per year across the filed fiscal years. Its solvency ranks better than 58% of 7750 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2025
93
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency85▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €20k at 30 days acceptable
Liquidity ample (current ratio 2.86 against 2.77 in 2024; short-term debt: 13.7% of total assets), and 40% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Four signals. The signal on the left, the evidence on the right.
−lowers risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Sector 82
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
60%
Return on assets
26.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-04-2026, 92 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
92 d early
2024
51 d early
2023
53 d early
2022
12 d early
2021
45 d early
2020
57 d early
2019
56 d early
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
24-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€221k▲ 3.8%
2024 · €213k
2018: €130k
2019: €166k
2020: €165k
2021: €209k
2022: €224k
2023: €190k
2024: €213k
2018 → 2025
Total assets
€369k▼ 4.4%
2024 · €386k
2018: €206k
2019: €252k
2020: €278k
2021: €337k
2022: €403k
2023: €430k
2024: €386k
2018 → 2025
Net result
€98k▼ 3.2%
2024 · €101k
2018: €36k
2019: €36k
2020: €39k
2021: €56k
2022: €66k
2023: €76k
2024: €101k
2018 → 2025
Working capital
€94k▲ 13.6%
2024 · €83k
2018: €-38k
2019: €-677
2020: €49k
2021: €35k
2022: €91k
2023: €126k
2024: €83k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€209k-€224k▲ 7.5%€190k▼ 15.4%€213k▲ 12.3%€221k▲ 3.8%
Operating result€77k-€89k▲ 14.5%€104k▲ 17.4%€137k▲ 32.0%€133k▼ 3.1%
Net result€56k-€66k▲ 16.7%€76k▲ 15.2%€101k▲ 34.1%€98k▼ 3.2%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 3% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €369k
Fixed assets
€224k ▼ 12.5%
Current assets
€145k ▲ 11.6%
Equity and liabilities €369k
Equity
€221k ▲ 3.8%
Debt
€147k ▼ 14.5%
Debt's share of the balance-sheet total falls from 44.7% to 40.0%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€146k▼
2024 · €151k
Cash flow
€111k▼
2024 · €115k
Current ratio
2.86▲
2024 · 2.77
Debt to equity
0.67▼
2024 · 0.81
ROE
44.3%▼
2024 · 47.5%
ROA
26.6%▲
2024 · 26.3%
Interest coverage
25.53▲
2024 · 18.94
Debt ≤ 1 year
€51k▲
2024 · €47k
Debt > 1 year
€95k▼
2024 · €124k
Income taxes
€34k▲
2024 · €32k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 49 lines
Balance sheet
Code20242025
Assets
Total assets20/58€386k€369k▼
Fixed assets21/28€256k€224k▼
Tangible fixed assets22/27€106k€74k▼
Land and buildings22€208€104▼
Plant, machinery and equipment23€81k€70k▼
Furniture and vehicles24€24k€4k▼
Financial fixed assets28€150k€150k=
Current assets29/58€130k€145k▲
Amounts receivable within one year40/41€92k€98k▲
Trade receivables40€28k€29k▲
Other amounts receivable41€65k€69k▲
Current investments50/53€32k€41k▲
Deferred charges and accrued income490/1€5k€6k▲
Equity and liabilities
Total equity and liabilities10/49€386k€369k▼
Equity10/15€213k€221k▲
Contributions10/11€19k€19k=
Reserves13€171k€195k▲
Distributable reserves133€171k€195k▲
Profit (loss) carried forward14€23k€8k▼
Amounts payable17/49€172k€147k▼
Amounts payable after more than one year17€124k€95k▼
Financial debts170/4€13k-
Other amounts payable178/9€111k€95k▼
Amounts payable within one year42/48€47k€51k▲
Current portion of amounts payable after more than one year42€17k€13k▼
Trade debts44€305€580▲
Suppliers440/4€305€580▲
Taxes, remuneration and social security45€29k€37k▲
Taxes450/3€29k€37k▲
Accrued charges and deferred income492/3€2k€2k=
Income statement
Code20242025
Non-recurring operating income76A€9k€2k▼
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€13k▼
Other operating charges640/8€290€545▲
Gross operating margin9900€151k€146k▼
Operating profit (loss)9901€137k€133k▼
Financial income75/76B€4k€4k▲
Recurring financial income75€4k€4k▲
Financial charges65/66B€8k€6k▼
Recurring financial charges65€8k€6k▼
Profit (loss) for the period before taxes9903€134k€132k▼
Income taxes67/77€32k€34k▲
Profit (loss) for the period9904€101k€98k▼
Profit (loss) for the period to be appropriated9905€101k€98k▼
Appropriation of the result
Profit (loss) to be appropriated9906€101k€121k▲
Profit (loss) brought forward from the previous period14P-€23k
Transfer to equity691/2-€23k
To other reserves6921-€23k
Profit to be distributed694/7€78k€90k▲
Return on contributions (dividend)694€78k€90k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
10-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €101k ▲34.1%
Operating result €137k, net result €101k, both a record.
31-12
Financial
Equity above €200kEq €213k ▲12.3%
7 profitable years in a row build equity to €213k.
08-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
19-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
16-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
31-12
Financial
Equity above €200kEq €209k ▲26.4%
4 profitable years in a row build equity to €209k.
04-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
05-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Weakest financial yearnet €36k ▼1.2%
Net result drops to €36k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €166k ▲27.7%
2 profitable years in a row build equity to €166k.
Show earlier events
07-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
07-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-06
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Pelt · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Over 't Waterstraat 243900 PeltGround area
1,370 m²
Building footprint
200 m²
Volume, LiDAR
1,298 m³
Parcel 72502E0102/00C072, Flanders · tallest building 11.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sieneco
since 20142.238.400.506
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72502E0102/00C072 | Flanders | 1,370 m² | 1 · 200 m² | 11.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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DE MAILINGMAN
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Of 11,222 companies in sector 82100 we hold annual accounts for 3,510. 2,407 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded17-12-2014
Fiscal year end31-12
Activities, NACEBEL 2025
82100Office administrative and support services
46711Wholesale of cars and light vans (up to 3.5 tonnes)
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Scores and ratios are computed by Checked and are not a credit decision.
Contact details
3 entriesE-mail:steve.hendriks@hendriks.be
Phone:032864440
Fax:032864441