SIEMPRE
ActiveSIEMPRE has been active since 2014 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €369k and a net result of €273k. Equity is growing by ~5.2% per year across the filed fiscal years. Its solvency ranks better than 38% of 3175 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
82
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency64▼-8
Growth32▼-26
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €30k at 30 days acceptable
Liquidity ample (current ratio 1.64 against 1.87 in 2024; short-term debt: 60.7% and cash: 50.5% of total assets), but 60.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
39.2%
Return on assets
29%
Age of the figures
12 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 30-04-2026, 0 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
on the day
2024
34 d early
2023
25 d early
2022
9 d early
2021
43 d early
2020
28 d early
2019
13 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
19-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, full schema
Turnover
€671k
EBIT margin
74.1%
Net result
€273k▼ 38.9%
2024 · €447k
2018: €293k
2019: €202k
2020: €327k
2021: €494k
2022: €372k
2023: €390k
2024: €447k
2018 → 2025
Working capital
€366k▼ 15.6%
2024 · €434k
2018: €335k
2019: €-314k
2020: €-268k
2021: €42k
2022: €415k
2023: €409k
2024: €434k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€20k-€393k▲ 1,820%€411k▲ 4.7%€435k▲ 5.8%€369k▼ 15.2%
Operating result€464k-€488k▲ 5.3%€506k▲ 3.6%€593k▲ 17.2%€371k▼ 37.5%
Net result€494k-€372k▼ 24.7%€390k▲ 4.8%€447k▲ 14.6%€273k▼ 38.9%
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 37% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €941k
Fixed assets
€3k▲ 65.2%
Current assets
€937k▲ 0.5%
Equity and liabilities €941k
Equity
€369k▼ 15.2%
Debt
€572k▲ 14.4%
The debt ratio rises from 53.5% to 60.8%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€372k▼
2024 · €594k
Cash flow
€274k▼
2024 · €448k
Solvency
39.2%▼
2024 · 46.5%
Current ratio
1.64▼
2024 · 1.87
Quick ratio
1.64▼
2024 · 1.87
Debt / equity
1.55▲
2024 · 1.15
ROE
74.1%▼
2024 · 102.9%
ROA
29.0%▼
2024 · 47.8%
Interest coverage
89.73▼
2024 · 359.59
Debt
€572k▲
2024 · €500k
Debt ≤ 1 year
€571k▲
2024 · €499k
Income taxes
€93k▼
2024 · €146k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€935k€941k▲
Fixed assets21/28€2k€3k▲
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€965€3k▲
Other tangible fixed assets26€1k€702▼
Current assets29/58€933k€937k▲
Amounts receivable within one year40/41€332k€242k▼
Trade receivables40€327k€185k▼
Other amounts receivable41€4k€57k▲
Current investments50/53-€220k
Cash at bank and in hand54/58€600k€475k▼
Deferred charges and accrued income490/1€694€724▲
Equity and liabilities
Total equity and liabilities10/49€935k€941k▲
Equity10/15€435k€369k▼
Contributions10/11€19k€19k=
Profit (loss) carried forward14€416k€350k▼
Amounts payable17/49€500k€572k▲
Amounts payable within one year42/48€499k€571k▲
Current portion of amounts payable after more than one year42€125k€40k▼
Trade debts44€292k€247k▼
Suppliers440/4€292k€247k▼
Taxes, remuneration and social security45€13k€546▼
Taxes450/3€13k€546▼
Other amounts payable47/48€68k€284k▲
Accrued charges and deferred income492/3€1k€1k=
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k▼
Other operating charges640/8€429€968▲
Non-recurring operating charges66A-€12k
Gross operating margin9900€594k€385k▼
Operating profit (loss)9901€593k€371k▼
Financial income75/76B€2k€49▼
Recurring financial income75€2k€49▼
Financial charges65/66B€2k€4k▲
Recurring financial charges65€2k€4k▲
Profit (loss) for the period before taxes9903€593k€367k▼
Income taxes67/77€146k€93k▼
Profit (loss) for the period9904€447k€273k▼
Profit (loss) for the period to be appropriated9905€447k€273k▼
Appropriation of the result
Profit (loss) to be appropriated9906€838k€689k▼
Profit (loss) brought forward from the previous period14P€391k€416k▲
Transfer from equity791/2€2k-
Profit to be distributed694/7€424k€339k▼
Return on contributions (dividend)694€424k€339k▼
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-04
NBB filing
Annual accounts filed
fiscal year 2025 · full schema
2025
27-03
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
05-04
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
21-04
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
30-09
Financial
Equity above €200kEq €393k ▲1820%
5 profitable years in a row build equity to €393k.
18-03
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
30-09
Financial
Highest result since 2018net €494k ▲51.2%
Net result €494k, the highest in the series.
30-09
Financial
Liquidity doublescurrent ratio 1.06
Current ratio from 0.47 to 1.06.
02-04
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
17-04
NBB filing
Annual accounts filed
fiscal year 2019 · full schema
2019
30-09
Financial
Weakest financial yearnet €202k ▼31%
Net result drops to €202k, the lowest in the series; recovery starts the following year.
28-03
NBB filing
Annual accounts filed
fiscal year 2018 · full schema
2018
20-03
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
23-03
NBB filing
Annual accounts filed
fiscal year 2016 · full schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
5 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Etterbeek · 1 establishment unit since 2014
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Louis Schmidtlaan 871040 EtterbeekGround area
1,690 m²
Building footprint
582 m²
Volume, LiDAR
13,226 m³
Parcel 21363B0335/00C003, Brussels · tallest building 33.9 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
SIEMPRE
since 20142.229.182.338
1 parcel
Brussels
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21363B0335/00C003 | Brussels | 1,690 m² | 1 · 581 m² | 33.9 m · 9 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
NIBSO
BE 0536.300.132
Olne · Eq €369k
BD GESTION
BE 0759.720.331
Fernelmont · Eq €369k
FLOWHR
BE 0801.968.977
Zele · Eq €369k
TC-C
BE 0818.391.770
Harelbeke · Eq €369k
CHAMEMIO
BE 0785.971.204
La Bruyère · Eq €369k
Of 82,570 companies in sector 70200 we hold annual accounts for 52,568. 36,870 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded19-03-2014
Fiscal year end30-09
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 11 filingsAddress and cadastre registers
Data from official sources, last processed on 19-09-2026. Scores and ratios are computed by Checked and are not a credit decision.