SIEMKA BOUW
ActiveSIEMKA BOUW has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €230k and a net result of €62k. Equity is growing by ~57.1% per year across the filed fiscal years. Its solvency ranks better than 39% of 403 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.7% (low).
Checked score
Score 2025
60
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability79▼-7
Solvency55▼-12
Growth78=
Track record100
Bankruptcy probability, 12 months
0.7%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €13k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.71 in 2024; short-term debt: 56.4% and cash: 2.1% of total assets), and 70.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 31
Relative position
BE, all sectors
reference
Sector 31
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
29.8%
Return on assets
8%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 21-05-2026, 71 days ahead of the deadline.
NBB · 8 filingsDeviation from the deadline
2025
71 d early
2024
30 d early
2023
168 d early
2022
18 d early
2021
39 d early
2020
11 d early
2019
16 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Source amounts without an identifiable currency are assumed to be EUR.
Equity
€230k▲ 36.7%
2024 · €169k
2018: €9k
2019: €19k
2020: €24k
2021: €57k
2022: €59k
2023: €114k
2024: €169k
2018 → 2025
Total assets
€774k▲ 92.1%
2024 · €403k
2018: €86k
2019: €201k
2020: €281k
2021: €204k
2022: €484k
2023: €290k
2024: €403k
2018 → 2025
Net result
€62k▲ 12.4%
2024 · €55k
2018: €8k
2019: €9k
2020: €6k
2021: €33k
2022: €2k
2023: €54k
2024: €55k
2018 → 2025
Working capital
€142k▼ 15.4%
2024 · €167k
2018: €9k
2019: €20k
2020: €16k
2021: €51k
2022: €466k
2023: €114k
2024: €167k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€57k-€59k▲ 3.8%€114k▲ 92.0%€169k▲ 48.5%€230k▲ 36.7%
Operating result€42k-€7k▼ 84.2%€98k▲ 1,398%€76k▼ 22.6%€87k▲ 14.4%
Net result€33k-€2k▼ 93.4%€54k▲ 2,431%€55k▲ 1.2%€62k▲ 12.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 14% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €774k
Fixed assets
€196k▲ 15,511%
Current assets
€579k▲ 44.0%
Equity and liabilities €774k
Equity
€230k▲ 36.7%
Debt
€544k▲ 132%
The debt ratio rises from 58.2% to 70.2%. Equity and debt are higher.
Key figures and ratios
EBITDA
€104k▲
2024 · €76k
Cash flow
€79k▲
2024 · €55k
Solvency
29.8%▼
2024 · 41.8%
Current ratio
1.32▼
2024 · 1.71
Quick ratio
1.16▼
2024 · 1.63
Debt / equity
2.36▲
2024 · 1.39
ROE
26.9%▼
2024 · 32.7%
ROA
8.0%▼
2024 · 13.7%
Interest coverage
25.75▲
2024 · 20.97
Debt
€544k▲
2024 · €235k
Debt ≤ 1 year
€437k▲
2024 · €235k
Debt > 1 year
€107k
Income taxes
€24k▲
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€403k€774k▲
Fixed assets21/28€1k€196k▲
Tangible fixed assets22/27€1k€196k▲
Plant, machinery and equipment23€1k€21k▲
Furniture and vehicles24-€175k
Current assets29/58€402k€579k▲
Stocks and contracts in progress3€20k€72k▲
Stocks30/36€20k€72k▲
Contracts in progress37€0-
Amounts receivable within one year40/41€348k€482k▲
Trade receivables40€348k€320k▼
Other amounts receivable41€344€162k▲
Cash at bank and in hand54/58€30k€16k▼
Deferred charges and accrued income490/1€4k€9k▲
Equity and liabilities
Total equity and liabilities10/49€403k€774k▲
Equity10/15€169k€230k▲
Contributions10/11€1k€1k=
Reserves13-€229k
Distributable reserves133-€229k
Profit (loss) carried forward14€168k-
Amounts payable17/49€235k€544k▲
Amounts payable after more than one year17-€107k
Financial debts170/4-€107k
Amounts payable within one year42/48€235k€437k▲
Current portion of amounts payable after more than one year42-€48k
Trade debts44€124k€174k▲
Suppliers440/4€124k€174k▲
Taxes, remuneration and social security45€15k€3k▼
Taxes450/3€15k€3k▼
Remuneration and social security454/9€0-
Other amounts payable47/48€95k€211k▲
Income statement
Code20242025
Remuneration, social security and pensions62€15k-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€95€17k▲
Other operating charges640/8€1k€3k▲
Non-recurring operating charges66A€446-
Gross operating margin9900€93k€107k▲
Operating profit (loss)9901€76k€87k▲
Financial income75/76B€967€3k▲
Recurring financial income75€967€3k▲
Financial charges65/66B€4k€4k▲
Recurring financial charges65€4k€4k▲
Profit (loss) for the period before taxes9903€73k€86k▲
Income taxes67/77€18k€24k▲
Profit (loss) for the period9904€55k€62k▲
Profit (loss) for the period to be appropriated9905€55k€62k▲
Appropriation of the result
Profit (loss) to be appropriated9906€168k€229k▲
Profit (loss) brought forward from the previous period14P€113k€168k▲
Transfer to equity691/2-€229k
To other reserves6921-€229k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
21-05
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Highest result since 2018net €62k ▲12.4%
Net result €62k, the highest in the series.
31-12
Financial
Equity above €200kEq €230k ▲36.7%
8 profitable years in a row build equity to €230k.
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Equity above €150kEq €169k ▲48.5%
7 profitable years in a row build equity to €169k.
14-02
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Equity above €100kEq €114k ▲92%
6 profitable years in a row build equity to €114k.
13-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Weakest financial yearnet €2k ▼93.4%
Net result drops to €2k, the lowest in the series; recovery starts the following year.
31-12
Financial
Liquidity times 22current ratio 30.23
Current ratio from 1.35 to 30.23; short-term debt falls from €147k to €16k.
22-06
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
20-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
15-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
18-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
no sitting director, no change since 2025
We have established no sitting directors for this company. We derive directors from published Gazette acts; while there are none, or none read, nothing appears here. That does not mean the company has none: the CBE keeps its own list of function holders, which we do not read.
01-10-2025
Resigned as Director
Location & real-estate footprint
Registered office, Lommel · 1 establishment unit since 2017
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Maatheide 983920 LommelGround area
8,614 m²
Building footprint
3,953 m²
Volume, LiDAR
25,997 m³
Parcel 72342A1225/00L008, Flanders · tallest building 7.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Siemka Bouw
since 20172.267.342.237
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 72342A1225/00L008 | Flanders | 8,613 m² | 1 · 3,953 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Structure & network
Connections & network
2 connected companiesNetwork connections
Shared address
→
Shared address
→
Recognitions · licences · registrations
Dual-learning approval
1 endedSimilar companies · same sector, comparable size
ASKO
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SixInch Design
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PROSAM
BE 0726.388.260
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PROBEK
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Of 446 companies in sector 31001 we hold annual accounts for 208. 154 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded25-08-2017
Fiscal year end31-12
Activities, NACEBEL
31001Manufacture of furniture
43910Bricklaying and masonry work
43994Specialised construction activities
Sources
Crossroads Bank for EnterprisesNational Bank · 8 filingsAddress and cadastre registers
Data from official sources, last processed on 22-09-2026. Scores and ratios are computed by Checked and are not a credit decision.