Side Coaching &Consulting
ActiveSummary
Side Coaching &Consulting has been active since 2018 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €77k and a net result of €-5k. Equity is shrinking by ~7.4% per year across the filed fiscal years. Its solvency ranks better than 45% of 7780 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
Axes · tick = 2024
Profitability25▲+8
Solvency70▼-3
Growth32=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity ample (current ratio 1.53 against 1.55 in 2024; short-term debt: 51.9% and cash: 61.2% of total assets), but 54.9% of the assets are financed with debt.
Credit check for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 82
Relative position
BE, all sectors
reference
Office administrative, office support and other business support activities (NACE 82)
about 37% fewer bankruptcies
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
45.1%
Return on assets
-2.7%
Age of the figures
9 mo
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Persistent losses
Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.
NBB · annual accounts 2025Net result per financial year
232425
2023 to 2025 · latest year €-5k
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 3 filingsDeviation from the deadline
2025
31 d late
2024
31 d late
2023
2 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€77k▼ 5.6%
2024 · €82k
2023: €90khighest in 3 years
2024: €82k▼ -8.5% vs 2023
2025: €77k▼ -5.6% vs 2024lowest in 3 years
2023 → 2025
Total assets
€172k▲ 0.9%
2024 · €170k
2023: €162klowest in 3 years
2024: €170k▲ +4.9% vs 2023
2025: €172k▲ +0.9% vs 2024highest in 3 years
2023 → 2025
Net result
€-5k▲ 40.0%
2024 · €-8k
2023: €8khighest in 3 years
2024: €-8k▼ -190% vs 2023lowest in 3 years
2025: €-5k▲ +40.0% vs 2024
2023 → 2025
Working capital
€47k▲ 2.6%
2024 · €46k
2023: €60khighest in 3 years
2024: €46k▼ -23.2% vs 2023lowest in 3 years
2025: €47k▲ +2.6% vs 2024
2023 → 2025
Trend over the years
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line202320242025Trend
Equity€90k-€82k▼ 8.5%€77k▼ 5.6%
2023: €90khighest in 3 years
2024: €82k▼ -8.5% vs 2023
2025: €77k▼ -5.6% vs 2024lowest in 3 years
Operating result€13k-€-2k€386
2023: €13khighest in 3 years
2024: €-2k▼ -114% vs 2023lowest in 3 years
2025: €386▲ +121% vs 2024
Net result€8k-€-8k€-5k▲ 40.0%
2023: €8khighest in 3 years
2024: €-8k▼ -190% vs 2023lowest in 3 years
2025: €-5k▲ +40.0% vs 2024
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result returns to profit in 2025: €386 after a loss of €2k in 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €172k
Fixed assets
€36k ▼ 14.2%
Current assets
€136k ▲ 5.7%
Equity and liabilities €172k
Equity
€77k ▼ 5.6%
Debt
€94k ▲ 6.8%
Debt's share of the balance-sheet total rises from 51.8% to 54.9%. Equity is lower and debt is higher.
Key figures and ratios
EBITDA
€6k▲
2024 · €3k
Cash flow
€1k▲
2024 · €-3k
Current ratio
1.53▼
2024 · 1.55
Debt to equity
1.22▲
2024 · 1.08
ROE
-5.9%▲
2024 · -9.3%
ROA
-2.7%▲
2024 · -4.5%
Interest coverage
1.16▲
2024 · 0.51
Debt ≤ 1 year
€89k▲
2024 · €83k
Income taxes
€141▼
2024 · €169
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Filed annual accounts As filed with the NBB · 2025 against 2024 · 40 lines
Balance sheet
Code20242025
Assets
Total assets20/58€170k€172k▲
Fixed assets21/28€41k€36k▼
Tangible fixed assets22/27€41k€36k▼
Plant, machinery and equipment23€3k€3k▼
Furniture and vehicles24€17k€14k▼
Other tangible fixed assets26€21k€19k▼
Current assets29/58€129k€136k▲
Amounts receivable within one year40/41€44k€30k▼
Trade receivables40€36k€14k▼
Other amounts receivable41€8k€16k▲
Cash at bank and in hand54/58€82k€105k▲
Deferred charges and accrued income490/1€3k€804▼
Equity and liabilities
Total equity and liabilities10/49€170k€172k▲
Equity10/15€82k€77k▼
Contributions10/11€19k€19k=
Reserves13€63k€59k▼
Distributable reserves133€63k€59k▼
Amounts payable17/49€88k€94k▲
Amounts payable within one year42/48€83k€89k▲
Trade debts44€937€743▼
Suppliers440/4€937€743▼
Taxes, remuneration and social security45€13k€10k▼
Taxes450/3€10k€8k▼
Remuneration and social security454/9€2k€2k▼
Other amounts payable47/48€69k€78k▲
Accrued charges and deferred income492/3€5k€5k▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€5k€6k▲
Other operating charges640/8€901€667▼
Gross operating margin9900€4k€7k▲
Operating profit (loss)9901€-2k€386▲
Financial income75/76B-€602
Recurring financial income75-€602
Financial charges65/66B€6k€5k▼
Recurring financial charges65€6k€5k▼
Profit (loss) for the period before taxes9903€-7k€-4k▲
Income taxes67/77€169€141▼
Profit (loss) for the period9904€-8k€-5k▲
Profit (loss) for the period to be appropriated9905€-8k€-5k▲
Appropriation of the result
Profit (loss) to be appropriated9906€-8k€-5k▲
Transfer from equity791/2€8k€5k▼
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Accounts by statement
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | €4k | €5k | €6k | ▲ 24.7% |
| Other operating charges640/8 | €831 | €901 | €667 | ▼ 26.0% |
| Gross operating margin9900 | €18k | €4k | €7k | ▲ 83.8% |
| Operating profit (loss)9901 | €13k | €-2k | €386 | ▲ 121% |
| Financial income75/76B | €3 | - | €602 | - |
| Recurring financial income75 | €3 | - | €602 | - |
| Financial charges65/66B | €1k | €6k | €5k | ▼ 3.3% |
| Recurring financial charges65 | €1k | €6k | €5k | ▼ 3.3% |
| Profit (loss) for the period before taxes9903 | €12k | €-7k | €-4k | ▲ 40.5% |
| Income taxes67/77 | €3k | €169 | €141 | ▼ 16.5% |
| Profit (loss) for the period9904 | €8k | €-8k | €-5k | ▲ 40.0% |
| Profit (loss) for the period to be appropriated9905 | €8k | €-8k | €-5k | ▲ 40.0% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Assets | ||||
| Total assets20/58 | €162k | €170k | €172k | ▲ 0.9% |
| Fixed assets21/28 | €31k | €41k | €36k | ▼ 14.2% |
| Tangible fixed assets22/27 | €31k | €41k | €36k | ▼ 14.2% |
| Plant, machinery and equipment23 | - | €3k | €3k | ▼ 10.4% |
| Furniture and vehicles24 | €7k | €17k | €14k | ▼ 17.3% |
| Other tangible fixed assets26 | €24k | €21k | €19k | ▼ 12.3% |
| Current assets29/58 | €131k | €129k | €136k | ▲ 5.7% |
| Amounts receivable within one year40/41 | €30k | €44k | €30k | ▼ 30.8% |
| Trade receivables40 | €24k | €36k | €14k | ▼ 59.7% |
| Other amounts receivable41 | €6k | €8k | €16k | ▲ 102% |
| Cash at bank and in hand54/58 | €101k | €82k | €105k | ▲ 28.0% |
| Deferred charges and accrued income490/1 | €914 | €3k | €804 | ▼ 72.9% |
| Equity and liabilities | ||||
| Total equity and liabilities10/49 | €162k | €170k | €172k | ▲ 0.9% |
| Equity10/15 | €90k | €82k | €77k | ▼ 5.6% |
| Contributions10/11 | €19k | €19k | €19k | = |
| Reserves13 | €71k | €63k | €59k | ▼ 7.2% |
| Distributable reserves133 | €71k | €63k | €59k | ▼ 7.2% |
| Amounts payable17/49 | €73k | €88k | €94k | ▲ 6.8% |
| Amounts payable within one year42/48 | €72k | €83k | €89k | ▲ 7.4% |
| Trade debts44 | €1k | €937 | €743 | ▼ 20.6% |
| Suppliers440/4 | €1k | €937 | €743 | ▼ 20.6% |
| Taxes, remuneration and social security45 | €9k | €13k | €10k | ▼ 21.7% |
| Taxes450/3 | €7k | €10k | €8k | ▼ 25.4% |
| Remuneration and social security454/9 | €2k | €2k | €2k | ▼ 6.2% |
| Other amounts payable47/48 | €61k | €69k | €78k | ▲ 13.3% |
| Accrued charges and deferred income492/3 | €1k | €5k | €5k | ▼ 2.6% |
| Line | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|
| Profit (loss) for the period9904 | €8k | €-8k | €-5k | ▲ 40.0% |
| + Depreciation and write-downs630 | €4k | €5k | €6k | ▲ 24.7% |
| Operating cash flow (approximation) | €13k | €-3k | €1k | ▲ 146% |
| Investment in fixed assets (approximation) | - | €-15k | €0 | ▲ 100% |
| Change in cash | - | €-19k | €23k | ▲ 224% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 31 days late
2024
31-12
Financial
Weakest financial yearnet €-8k
Net result drops to €-8k, the lowest in the series; recovery starts the following year.
02-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 2 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Wemmel · 1 establishment unit since 2018
Ground area
322 m²
Building footprint
82 m²
Volume, LiDAR
516 m³
Parcel 22005A0157/00D002, Flanders · tallest building 8.9 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Side Coaching & Consulting
since 20182.302.866.508
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 22005A0157/00D002 | Flanders | 322 m² | 1 · 82 m² | 8.9 m · 2 fl. |
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2023 · 1 entry · 1,380 EUR awarded · 1,380 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2023 | 1 | 1,380 EUR | 1,380 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 24,497 companies in sector 82990 we hold annual accounts for 9,406. 7,142 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded19-03-2018
Fiscal year end31-12
Activities, NACEBEL 2025
82990Other business support services
Contact
Phone
0032497511431
Scores and ratios are computed by Checked and are not a credit decision.