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Sico

Active
Private limited companyfounded 1973active for 53 yearsRiemsterweg 9B, 3740 Bilzen-Hoeselt, BelgiumKBO/BCE: BE 0413.048.764

From the official registers: KBO 49 annual accounts at the National Bank publications in the Belgian Official Gazette

Summary

Sico has been active since 1973 and the Belgian Official Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €78,506 and a net result of €43,545. Equity has been growing by about 3.2% per year since 2018. Its solvency ranks better than 71% of 13,716 sector peers (NACE 46, financial year 2025). The computed 12-month bankruptcy probability is below 0.1% (very low).

Overview

Official details

KBO
Status
Active since 03-03-1973 Normal situation
Activity
Wholesale of non-electrical household articles NACE 46494
Establishment unit
2.008.151.507 3740 Bilzen-Hoeselt, since 01-04-1973
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Financial position

97 Excellent Checked score 2025
Bankruptcy probabilitywithin 12 months
< 0.1%
Annual accounts 2025
Turnover
€108,459
▼ 7.2%
Profit
€43,545
▼ 2.0%
Equity
€78,506
=
Total assets
€118,879
▼ 2.7%
Staff
≈ 0 FTE
estimated
Filed on 16-06-2026, 45 days before the deadlinePDF
Score breakdownraises riskSize: turnover €108,459, total assets €118,879lowers riskLiquidity: current ratio 2.92, cash €102,888Founded in 1973Equity €78,506 (66.0% of total assets)Show the evidence

Checked score

Score 2025
97 / 100
Excellent
Probability in this band: under 0.55%
Financially stronger than 73% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Strong
Solvency 91+2
equity 66.0% of total assets
Liquidity 85-2
short-term debt 34.0% · cash 86.5%
Profitability 100=
return on assets 36.6%
Bankruptcy probability within 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 11-2024: < 0.1% 12-2024: < 0.1%● unchanged vs 11-2024 01-2025: < 0.1%● unchanged vs 12-2024 02-2025: < 0.1%● unchanged vs 01-2025 03-2025: < 0.1%● unchanged vs 02-2025 04-2025: < 0.1%● unchanged vs 03-2025 05-2025: < 0.1%● unchanged vs 04-2025 06-2025: < 0.1%● unchanged vs 05-2025 07-2025: < 0.1%● unchanged vs 06-2025 08-2025: < 0.1%● unchanged vs 07-2025 09-2025: < 0.1%● unchanged vs 08-2025 10-2025: < 0.1%● unchanged vs 09-2025 11-2025: < 0.1%● unchanged vs 10-2025 12-2025: < 0.1%● unchanged vs 11-2025 01-2026: < 0.1%● unchanged vs 12-2025 02-2026: < 0.1%● unchanged vs 01-2026 03-2026: < 0.1%● unchanged vs 02-2026 04-2026: < 0.1%● unchanged vs 03-2026 05-2026: < 0.1%● unchanged vs 04-2026 06-2026: < 0.1%● unchanged vs 05-2026lowest value 07-2026: < 0.1%● unchanged vs 06-2026highest value 08-2026: < 0.1%● unchanged vs 07-2026highest value 09-2026: < 0.1%● unchanged vs 08-2026highest value 10-2026: < 0.1%● unchanged vs 09-2026highest value
Credit of up to €7,000 on 30-day terms is acceptable
Liquidity is ample, with a current ratio of 2.92 (3.0 in 2024), above the usual 1.5. Short-term debt is 34% and cash 86.5% of total assets. 34% of the assets are financed with debt and provisions.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 72% of them on solvency, 86% on liquidity, 95% on profitability and 39% on growth.

The bankruptcy probability was computed on 31-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Five signals.
lowers riskraises riskneutral
lowers risk · Liquidity: current ratio 2.92, cash €102,888
NBB · annual accounts
lowers risk · Founded in 1973
Companies that have existed this long fail less often. How much that weighs depends on the rest of the company's profile.
KBO
lowers risk · Equity €78,506 (66.0% of total assets)
NBB · annual accounts
raises risk · Size: turnover €108,459, total assets €118,879
Companies of this size fail more often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 16-06-2026, 45 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
45 days early
2024
34 days early
2023
56 days early
2022
38 days early
2021
40 days early
2020
5 days early
2019
31 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 36 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 21 June (5 of the last 5 accounts filed within 30 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
01-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Positive: 6th oldest company in Bilzen-Hoeselt, Wholesale and retail trade sectorin the Checked rankings No. 6 View
  • Positive: Filed on time since financial year 2018accounts within the deadline every year 8 years View
  • Positive: 5 profitable years in a rowprofit 2025: €43,545 5 years View

Comparable companies

These companies have the same main activity as Sico: wholesale of non-electrical household articles (NACE 46494). They are comparable in size and age: total assets between €70,800 and €196,000, founded between 1968 and 1977.

CompanyTotal assetsGross margin
Sico Bilzen-Hoeselt€118,879€63,048
Imo Zaventem€109,489€51,189
VIEUX BEAU DOUR Dour€114,775€65,427
GAUTIER BENELUX Sint-Pieters-Woluwe€196,318€44,923
PERFECTA Sint-Genesius-Rode€186,563€76,187
Confort-Plan Antwerpen€150,171€24,159
TOP CLASS FURNITURE Meise€70,815€33,561
Full comparison

Documents

Annual accounts at the NBB

All 49 annual accounts

Acts in the Belgian Official Gazette

All publications in the Belgian Official Gazette

Articles and registers

Key facts about Sico

What is the company number of Sico?
The company number of Sico is 0413.048.764. The VAT number is the same number with BE in front: BE 0413.048.764.
Where is Sico based?
The registered office is at Riemsterweg 9B, 3740 Bilzen-Hoeselt.Company details
What does Sico do?
According to the KBO register, the main activity is wholesale of non-electrical household articles (NACE 46494).
What is the legal form of Sico?
The legal form of Sico is Private limited company (BV).
When was Sico founded?
Sico was founded on 03-03-1973.
Is Sico still active?
Yes, Sico is an active enterprise in the KBO register.
What is the turnover of Sico?
The turnover of Sico was €108,459 in financial year 2025, according to the filed annual accounts.Financials
Is Sico profitable?
In financial year 2025, Sico made a profit of €43,545.
Where can I find the annual accounts of Sico?
Sico filed 49 annual accounts with the National Bank of Belgium, the latest for financial year 2025.Annual accounts 2025 (PDF)
When are the next annual accounts of Sico due?
Sico must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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