SIBS
ActiveSIBS has been active since 2008 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €46k and a net result of €2k. Equity is growing by ~4.6% per year across the filed fiscal years. Its solvency ranks better than 44% of 37971 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2024
86
/ 100
Excellent▼ -3 vs 2023
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability16▼-84
Solvency86▲+13
Growth52▼-26
Stability100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4k at 30 days acceptable
Liquidity ample (current ratio 1.55 against 1.17 in 2023), and 48.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
51.2%
Return on assets
1.7%
Age of the figures
20 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 28-07-2025, 3 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
3 d early
2023
2 d early
2022
30 d late
2021
15 d late
2020
1 d early
2019
91 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€46k▲ 3.4%
2023 · €45k
2018: €32k
2019: €64k
2020: €40k
2021: €41k
2022: €43k
2023: €45k
2018 → 2024
Total assets
€91k▼ 6.8%
2023 · €97k
2018: €51k
2019: €101k
2020: €76k
2021: €115k
2022: €114k
2023: €97k
2018 → 2024
Net result
€2k▼ 95.0%
2023 · €30k
2018: €17k
2019: €32k
2020: €16k
2021: €34k
2022: €27k
2023: €30k
2018 → 2024
Working capital
€24k▲ 166%
2023 · €9k
2018: €32k
2019: €64k
2020: €27k
2021: €-6k
2022: €2k
2023: €9k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€40k-€41k▲ 1.6%€43k▲ 4.9%€45k▲ 5.6%€46k▲ 3.4%
Operating result€26k-€48k▲ 89.3%€45k▼ 5.9%€46k▲ 1.8%€24k▼ 48.3%
Net result€16k-€34k▲ 106%€27k▼ 19.8%€30k▲ 12.6%€2k▼ 95.0%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2024; 2024 is 48% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €91k
Fixed assets
€22k▼ 38.0%
Current assets
€68k▲ 11.4%
Equity and liabilities €91k
Equity
€46k▲ 3.4%
Debt
€44k▼ 15.5%
The debt ratio falls from 53.8% to 48.8%: equity grows while debt is paid down.
Key figures and ratios
EBITDA
€38k▼
2023 · €60k
Cash flow
€15k▼
2023 · €44k
Solvency
51.2%▲
2023 · 46.2%
Current ratio
1.55▲
2023 · 1.17
Quick ratio
1.55▲
2023 · 1.17
Debt / equity
0.95▼
2023 · 1.16
ROE
3.3%▼
2023 · 67.6%
ROA
1.7%▼
2023 · 31.2%
Interest coverage
159.96▼
2023 · 168.37
Debt
€44k▼
2023 · €52k
Debt ≤ 1 year
€44k▼
2023 · €52k
Income taxes
€11k▼
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€97k€91k▼
Fixed assets21/28€36k€22k▼
Tangible fixed assets22/27€36k€22k▼
Furniture and vehicles24€28k€17k▼
Other tangible fixed assets26€8k€5k▼
Current assets29/58€61k€68k▲
Amounts receivable within one year40/41€16k€25k▲
Trade receivables40€6k€15k▲
Other amounts receivable41€11k€10k▼
Cash at bank and in hand54/58€42k€41k▼
Deferred charges and accrued income490/1€3k€3k▲
Equity and liabilities
Total equity and liabilities10/49€97k€91k▼
Equity10/15€45k€46k▲
Contributions10/11€8k€8k=
Reserves13€26k€26k=
Distributable reserves133€26k€26k=
Profit (loss) carried forward14€11k€12k▲
Amounts payable17/49€52k€44k▼
Amounts payable within one year42/48€52k€44k▼
Current portion of amounts payable after more than one year42€2k-
Financial debts43€1k€1k▲
Credit institutions430/8€1k€1k▲
Trade debts44€2k€2k▼
Suppliers440/4€2k€2k▼
Taxes, remuneration and social security45€47k€41k▼
Taxes450/3€47k€41k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€13k€14k▲
Other operating charges640/8€3k€2k▼
Gross operating margin9900€63k€40k▼
Operating profit (loss)9901€46k€24k▼
Financial income75/76B€1k€643▼
Recurring financial income75€1k€643▼
Financial charges65/66B€355€12k▲
Recurring financial charges65€355€235▼
Non-recurring financial charges66B-€12k
Profit (loss) for the period before taxes9903€47k€12k▼
Income taxes67/77€17k€11k▼
Profit (loss) for the period9904€30k€2k▼
Profit (loss) for the period to be appropriated9905€30k€2k▼
Appropriation of the result
Profit (loss) to be appropriated9906€39k€12k▼
Profit (loss) brought forward from the previous period14P€8k€11k▲
Profit to be distributed694/7€28k-
Return on contributions (dividend)694€28k-
The notes to these accounts (4 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
28-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €2k ▼95%
Net result drops to €2k, the lowest in the series.
29-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
30-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 30 days late
2022
15-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 15 days late
2021
31-12
Financial
Highest result since 2018net €34k ▲106%
Net result €34k, the highest in the series.
30-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
30-10
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 91 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 30 days late
2018
23-07
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-11
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema · 95 days late
2016
30-12
NBB filing
Annual accounts filed
fiscal year 2015 · full schema · 152 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
6 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Della Faillelaan 562020 AntwerpenGround area
2,418 m²
Building footprint
488 m²
Volume, LiDAR
2,619 m³
2 parcels, Flanders · tallest building 13.1 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SIBS
since 20212.272.597.162
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 23062N0042/00E007 | Flanders | 1,316 m² | 1 · 260 m² | 7.0 m · 1 fl. |
| 11812M0073/00D003 | Flanders | 1,102 m² | 1 · 228 m² | 13.1 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 37,614 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded10-01-2008
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 17 filingsAddress and cadastre registers
Data from official sources, last processed on 13-09-2026. Scores and ratios are computed by Checked and are not a credit decision.