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SIBEL-CONFECT

Active
Private limited company (pre-2019)founded 198343 yrs activeBeekgaarde 2, 1082 Sint-Agatha-Berchem, BelgiumKBO/BCE: BE 0423.458.052
Summary

SIBEL-CONFECT has been active since 1983 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €708,444 and a net result of €42,882. Equity is growing by ~7% per year across the filed fiscal years. Its solvency ranks better than 88% of 19384 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.9% (low).

Risk analysisWatch ReportCompare
SIBEL-CONFECTActiveChecked score 57/100
Risk analysis ReportCompare

Overview

Activity
Buying and selling of own real estate
NACE 68110NACE 51421NACE 68100
#1 oldest company in Sint-Agatha-Berchem, Real estate sector1 site
Size
€262,434turnover 2024
Equity
€708,444
Profit
€42,882
Financial health
57 Fair Checked score 2024
Bankruptcy chance 12 m
0.9%
Structure
Board
1 member
Accounts 67 d overdue1 of 4 deeds read
Why 57Capped at 59: a confirmed filing finding- Figures for FY 2024 (filed 18-11-2025)- 1 financial year not filed after the legal deadline; latest accounts 110 days late; 3 of the last 3 late+ Founded in 1983+ Equity €708,444 (86.0% of total assets)Show the evidence

Checked score

Score 2024
57 / 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 75% of its sector peers (NACE 68, micro)
Performance against the sector, not lower risk
A confirmed filing finding caps the score at 59. Every signal that weighs is under Signals.
Financial strength · tick = 2023
Strong
Solvency 100=
equity 86.0% of total assets
Liquidity 55+2
short-term debt 13.0% · cash 5.6%
Profitability 84+1
return on assets 5.2%
Bankruptcy probability, 12 months
0.9% Low
0%0.5%1.5%4%10%≥ 25%

About 9 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,530 companies)
Last 24 months 11-2024: 1.0%highest value 12-2024: 0.3%▼ -71.7% vs 11-2024lowest value 01-2025: 0.3%● 0.0% vs 12-2024lowest value 02-2025: 0.3%▲ +1.4% vs 01-2025 03-2025: 0.3%▲ +11.7% vs 02-2025 04-2025: 0.3%▼ -1.2% vs 03-2025 05-2025: 0.3%▼ -4.4% vs 04-2025 06-2025: 0.3%▲ +5.2% vs 05-2025 07-2025: 0.4%▲ +27.2% vs 06-2025 08-2025: 0.5%▲ +31.6% vs 07-2025 09-2025: 0.6%▲ +16.1% vs 08-2025 10-2025: 0.8%▲ +27.5% vs 09-2025 11-2025: 0.8%▲ +3.2% vs 10-2025 12-2025: 0.4%▼ -53.7% vs 11-2025 01-2026: 0.4%● 0.0% vs 12-2025 02-2026: 0.4%▲ +1.6% vs 01-2026 03-2026: 0.4%▲ +11.6% vs 02-2026 04-2026: 0.4%▼ -3.5% vs 03-2026 05-2026: 0.4%▼ -4.3% vs 04-2026 06-2026: 0.4%▼ -11.0% vs 05-2026 07-2026: 0.4%▲ +3.9% vs 06-2026 08-2026: 0.6%▲ +59.3% vs 07-2026 09-2026: 0.7%▲ +15.9% vs 08-2026 10-2026: 0.9%▲ +27.3% vs 09-2026
  • Figures for FY 2024 (filed 18-11-2025) raises the probability
  • Founded in 1983 lowers the probability for this profile
  • 1 financial year not filed after the legal deadline; latest accounts 110 days late; 3 of the last 3 late raises the probability
  • Equity €708,444 (86.0% of total assets) lowers the probability
Credit up to €25,000 at 30 days only on tighter terms
Liquidity ample (current ratio 3.36 against 2.57 in 2023; short-term debt: 13% and cash: 5.6% of total assets), and 14% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 68, micro). Better than this share of them on solvency 91%, liquidity 66%, profitability 81%, growth against the median 64%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 05-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk
raises risk · Figures for FY 2024 (filed 18-11-2025)
In the bankruptcy model this factor raises the probability.
NBB · annual accounts
lowers risk · Founded in 1983
In the bankruptcy model this factor lowers the probability for this profile.
KBO
raises risk · 1 financial year not filed after the legal deadline; latest accounts 110 days late; 3 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Equity €708,444 (86.0% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
raises risk · Filed more than 90 days late
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 18-11-2025, 110 days past the deadline. Measured on financial year 2023: companies more than 90 days late are in an abnormal legal state today in 5.61% of cases, against 1.66% across all filers.
NBB · 10 filings
Deviation from the deadline
2025
not confirmed
2024
110 d late
2023
90 d late
2022
71 d late
2021
78 d late
2020
89 d late
2019
201 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 107 days after the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (1)
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Appointment: Vatansever Dilan (administrateur actif)Share transfer · Shareholding ·…
  2. Annual accounts filedfiscal year 2024 · micro…
  3. Annual accounts filedfiscal year 2023 · micro…

Key points

  • Positive: Oldest company in Sint-Agatha-Berchem, Real estate sectorin the Checked rankings #1 View
  • Caution: Accounts not fileddeadline was 31-07-2026 67 d late View
  • Positive: 7 profitable years in a rowprofit 2024: €42,882 7 years View
  • New directorlatest change 01-06-2026 · 1 in office 1 joined View

By topic

Financials

Fiscal year
2024
Turnover
€262,434
Profit
€42,882
Solvency
86.0%
Turnover▲ 10.4%
Net result
20192024
Go to Financials

Timeline

Events
14
Since
2017
  1. 12-06-2026Appointment: Vatansever Dilan (administrateur actif)
  2. 18-11-2025Annual accounts filed
  3. 29-10-2024Annual accounts filed
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Buying and selling of own real estateNACE 68110
Founded
11-02-1983
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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