Checked.be · Company dossierhttps://checked.be/en/c/sib-love-0777284457 · as of 13-10-2026
Sib Love
Active
Private limited company · founded 2021 · active for 4 yearsKBO/BCE: BE 0777.284.457
Summary
The computed 12-month bankruptcy probability of Sib Love is 18.2% (high). For Sib Love, at least two filing cycles of the annual accounts are missing. The 2023 annual accounts show negative equity (-€1,239) and a net result of €4,421. Its solvency ranks better than 13% of 744 sector peers (NACE 96, financial year 2023). The company has been active since 2021 and the Belgian Official Gazette contains no insolvency signals. The KBO does carry 1 administrative register entry (see administrative flags).
Signalsraises risk2 financial years not filed after the legal deadline; latest accounts 57 days late; 2 of the last 3 lateEx-officio strike-off in the KBOFigures for financial year 2023 (filed 27-09-2024)Founded in 2021Two or more financial years not filedAdministrative warnings in the KBO publicationsneutralFiled after the deadlineShow the evidence
Bankruptcy probability
No current score
Checked score
A figure from 0 to 100: the higher it is, the smaller the chance that the company goes bankrupt within twelve months. The band, from Critical to Excellent, follows from that chance; within the band, how the company does against its sector peers counts too. With a low score, agree a shorter payment term, an advance or security.
Figures too old
The available figures for FY 2023 are too old to assess current financial health.
Bankruptcy probability: High
Filing: At least two filing cycles are missing
Financial strength, FY 2023 · tick = 2022
Financial strength
How strong the balance sheet and results are: solvency, liquidity and profitability from the latest annual accounts, each out of 100. It does not directly set the Checked score's band; how the company does on these and on growth against its sector peers does count for its place within the band.
Weak
Solvency13+13
equity -12.3% of total assets
Liquidity14+6
short-term debt 106.3% · cash 11.2%
Profitability100+100
return on assets 43.9%
Bankruptcy probability, 12 months
Bankruptcy probability
The chance that the company goes bankrupt within twelve months, estimated from the registers, the annual accounts and the Belgian Official Gazette. 0.2% means about 2 in 1,000 comparable companies. The higher it is, the shorter the payment term to agree.
18.2%High
0%0.5%1.5%4%10%≥ 25%
About 1 in 6 comparable companies go bankrupt within 12 months (an estimate).
Sector median 0.7% (7,596 companies, NACE 96, micro)
Last 24 months11-2024: 2.5%12-2024: 2.5%● unchanged vs 11-202401-2025: 2.5%● unchanged vs 12-202402-2025: 2.5%● unchanged vs 01-202503-2025: 2.5%● unchanged vs 02-202504-2025: 2.6%▲ +0.1 percentage points vs 03-202505-2025: 2.7%▲ +0.1 percentage points vs 04-202506-2025: 2.7%● unchanged vs 05-202507-2025: 2.5%▼ -0.2 percentage points vs 06-2025lowest value08-2025: 3.0%▲ +0.5 percentage points vs 07-202509-2025: 3.2%▲ +0.2 percentage points vs 08-202510-2025: 4.4%▲ +1.2 percentage points vs 09-202511-2025: 4.5%▲ +0.1 percentage points vs 10-202512-2025: 5.4%▲ +0.9 percentage points vs 11-202501-2026: 7.6%▲ +2.2 percentage points vs 12-202502-2026: 7.6%● unchanged vs 01-202603-2026: 7.9%▲ +0.3 percentage points vs 02-202604-2026: 7.4%▼ -0.5 percentage points vs 03-202605-2026: 7.4%● unchanged vs 04-202606-2026: 7.3%▼ -0.1 percentage points vs 05-202607-2026: 7.3%● unchanged vs 06-202608-2026: 9.5%▲ +2.2 percentage points vs 07-202609-2026: 16.6%▲ +7.1 percentage points vs 08-202610-2026: 18.2%▲ +1.6 percentage points vs 09-2026highest value
raises risk · Two or more financial years not filed
Since the financial year that closed on 31-12-2024, 2 financial years are missing at the National Bank. A company this far behind goes bankrupt within the year nineteen times as often as a punctual filer.
31-12-2024 year end31-07-2025 deadline13-10-2026 today
neutral · Filed after the deadline
The financial year that closed on 31-12-2023 was due by 31-07-2024 and was filed on 26-09-2024, 57 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
tick = median of all Belgian filingsring = median in the sector
This company filed its last 2 accounts on average 58 days after the deadline; the sector median (NACE 96) for financial year 2024 is on the deadline day, and 48% of those companies filed late.
raises risk · Administrative warnings in the KBO publications
1 publication by the FPS Economy about this company, such as a strike-off for address, accounts or UBO, or its withdrawal.