SIALTEX
ActiveSummary
The computed 12-month bankruptcy probability of SIALTEX is 2.8% (moderate). The 2025 annual accounts show equity of €15k and a net result of €3k. Equity is growing by ~34.6% per year across the filed fiscal years. Its solvency ranks better than 41% of 18400 sector peers (fiscal year 2025). The company has been active since 2009 and the Belgian State Gazette contains no insolvency or warning signals.
Checked score
Score 2025
Axes · tick = 2024
Profitability75▼-18
Solvency49▲+5
Growth78=
Track record100
Bankruptcy probability, 12 months
2.8%
Moderate
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.06 against 0.93 in 2024; short-term debt: 76.3% and cash: 33% of total assets), and 76.3% of the assets are financed with debt.
Credit check for your own amount and term
Open the credit simulator : see how the verdict changes with amount, term and advance.
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 47
Relative position
BE, all sectors
reference
Retail trade (NACE 47)
about 45% more bankruptcies
← fewer bankruptcies
more bankruptcies →
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 25-08-2026, 25 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
25 d late
2024
20 d late
2023
64 d early
2022
29 d late
2021
31 d late
2020
24 d late
2019
48 d late
← before the deadline
after the deadline →
Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
25-09-2026 today31-12-2026 close31-07-2027 deadline
History
Go further with this company
How much credit can you give this customer, and on what term?Credit simulator What should you check before you do business with this company?Supplier due diligence Accepting this client? The AML file with identity, beneficial owners and sanctions lists.AML client file How does this company compare with its sector?Sector benchmark What changed in the latest annual accounts?What changed Roughly what is this company worth?Value indication
Financials · fiscal year 2025, micro schema
Equity
€15k▲ 25.4%
2024 · €12k
Total assets
€65k▲ 2.4%
2024 · €64k
Net result
€3k▼ 74.9%
2024 · €12k
Working capital
€3k
2024 · €-3k
Trend over the years
Click a name to add, emphasise or remove a line.
Every figure with its change against the fiscal year before
favourable
unfavourable
Line20212022202320242025
Operating result€6k€27k▲ 380%€20k▼ 25.7%€17k▼ 17.2%€4k▼ 74.0%
Net result€6k€26k▲ 378%€16k▼ 40.5%€12k▼ 20.4%€3k▼ 74.9%
Equity€-42k▲ 11.6%€-16k▲ 62.5%€-130▲ 99.2%€12k€15k▲ 25.4%
Total assets€61k▲ 11.3%€87k▲ 43.1%€105k▲ 20.8%€64k▼ 39.6%€65k▲ 2.4%
Debt€103k▲ 0.7%€103k▼ 0.1%€106k▲ 2.4%€51k▼ 51.4%€50k▼ 3.2%
Working capital€-26k▲ 17.5%€-13k▲ 51.1%€1k€-3k€3k
Staff (FTE)4.2
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen three years in a row; 2025 is 74% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €65k
Fixed assets
€12k ▼ 21.5%
Current assets
€53k ▲ 10.2%
Equity and liabilities €65k
Equity
€15k ▲ 25.4%
Debt
€50k ▼ 3.2%
Debt's share of the balance-sheet total falls from 80.6% to 76.3%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€8k▼
2024 · €20k
Cash flow
€7k▼
2024 · €16k
Current ratio
1.06▲
2024 · 0.93
Quick ratio
0.44▲
2024 · 0.33
Debt to equity
3.21▼
2024 · 4.16
ROE
20.3%▼
2024 · 101.1%
ROA
4.8%▼
2024 · 19.6%
Interest coverage
28.07▼
2024 · 91.78
Debt ≤ 1 year
€50k▼
2024 · €51k
Income taxes
€959▼
2024 · €4k
Staff costs
€103k▼
2024 · €138k
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.
Annual accounts
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Remuneration, social security and pensions62 | €21k | €46k | €110k | €138k | €103k | ▼ 25.5% |
| Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630 | - | €917 | €2k | €3k | €3k | = |
| Other operating charges640/8 | €50 | €496 | €13k | €3k | €1k | ▼ 64.7% |
| Gross operating margin9900 | €27k | €74k | €145k | €161k | €112k | ▼ 30.7% |
| Operating profit (loss)9901 | €6k | €27k | €20k | €17k | €4k | ▼ 74.0% |
| Financial income75/76B | €0 | €0 | - | €0 | €0 | ▼ 100% |
| Recurring financial income75 | €0 | €0 | - | €0 | €0 | ▼ 100% |
| Financial charges65/66B | €191 | €0 | €223 | €220 | €277 | ▲ 25.6% |
| Recurring financial charges65 | €191 | €0 | €223 | €220 | €277 | ▲ 25.6% |
| Profit (loss) for the period before taxes9903 | €6k | €27k | €20k | €17k | €4k | ▼ 75.4% |
| Income taxes67/77 | - | €1k | €4k | €4k | €959 | ▼ 76.9% |
| Profit (loss) for the period9904 | €6k | €26k | €16k | €12k | €3k | ▼ 74.9% |
| Profit (loss) for the period to be appropriated9905 | €6k | €26k | €16k | €12k | €3k | ▼ 74.9% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Assets | ||||||
| Total assets20/58 | €61k | €87k | €105k | €64k | €65k | ▲ 2.4% |
| Fixed assets21/28 | €4k | €17k | €19k | €16k | €12k | ▼ 21.5% |
| Tangible fixed assets22/27 | - | €13k | €15k | €12k | €8k | ▼ 28.6% |
| Furniture and vehicles24 | - | €13k | €15k | €12k | €8k | ▼ 28.6% |
| Financial fixed assets28 | €4k | €4k | €4k | €4k | €4k | = |
| Current assets29/58 | €57k | €70k | €86k | €48k | €53k | ▲ 10.2% |
| Stocks and contracts in progress3 | €43k | €46k | €63k | €31k | €31k | ▼ 0.6% |
| Stocks30/36 | €43k | €46k | €63k | €31k | €31k | ▼ 0.6% |
| Amounts receivable within one year40/41 | - | - | - | €2k | €0 | ▼ 100% |
| Trade receivables40 | - | - | - | €2k | €0 | ▼ 100% |
| Cash at bank and in hand54/58 | €14k | €23k | €24k | €14k | €22k | ▲ 49.5% |
| Deferred charges and accrued income490/1 | - | €876 | €0 | €534 | €277 | ▼ 48.2% |
| Equity and liabilities | ||||||
| Total equity and liabilities10/49 | €61k | €87k | €105k | €64k | €65k | ▲ 2.4% |
| Equity10/15 | €-42k | €-16k | €-130 | €12k | €15k | ▲ 25.4% |
| Contributions10/11 | €19k | €19k | €19k | €19k | €19k | = |
| Profit (loss) carried forward14 | €-61k | €-34k | €-19k | €-6k | €-3k | ▲ 49.9% |
| Amounts payable17/49 | €103k | €103k | €106k | €51k | €50k | ▼ 3.2% |
| Amounts payable after more than one year17 | €20k | €20k | €20k | €0 | - | - |
| Financial debts170/4 | €20k | €20k | €20k | €0 | - | - |
| Amounts payable within one year42/48 | €83k | €83k | €85k | €51k | €50k | ▼ 3.2% |
| Current portion of amounts payable after more than one year42 | €15k | €17k | €0 | - | - | - |
| Trade debts44 | €5k | €481 | €6k | €6k | €11k | ▲ 67.3% |
| Suppliers440/4 | €5k | €481 | €6k | €6k | €11k | ▲ 67.3% |
| Taxes, remuneration and social security45 | €3k | €21k | €52k | €42k | €35k | ▼ 15.5% |
| Taxes450/3 | €3k | €13k | €37k | €16k | €15k | ▼ 9.4% |
| Remuneration and social security454/9 | €0 | €8k | €15k | €25k | €20k | ▼ 19.5% |
| Other amounts payable47/48 | €60k | €44k | €27k | €3k | €4k | ▲ 16.8% |
| Line | 2021 | 2022 | 2023 | 2024 | 2025 | Change |
|---|---|---|---|---|---|---|
| Profit (loss) for the period9904 | €6k | €26k | €16k | €12k | €3k | ▼ 74.9% |
| + Depreciation and write-downs630 | - | €917 | €2k | €3k | €3k | = |
| Operating cash flow (approximation) | €6k | €27k | €17k | €16k | €7k | ▼ 58.8% |
| Investment in fixed assets (approximation) | - | €-14k | €-4k | €0 | €0 | - |
| Change in cash | - | €9k | €516 | €-9k | €7k | ▲ 177% |
Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
State Gazette act
Registered officeRegistered-office move1 fact ▸
State Gazette act
Registered office
Registered-office move1 fact ▸
- Registered-office move, Avenue d'Itterbeek 289, 1070 Anderlecht
25-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 25 days late
2025
20-08
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 20 days late
2024
28-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
29-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 29 days late
2022
31-12
Financial
Highest result since 2018net €26k ▲378%
Operating result €27k, net result €26k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
31-12
Financial
Back to profitnet €6k
Net result €6k after one loss-making year.
24-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 24 days late
2020
17-09
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 48 days late
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
29-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 29 days late
25-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 329 days late
2017
31-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 31 days late
Financial milestoneState Gazette actNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
1 of 15 acts read
About the unread acts
Of the 15 Belgian State Gazette acts we know for this company, 1 has been read. The other 14 have not been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
Directors · office · real estate
Directors
15 acts for this company are in the Belgian State Gazette, of which we have read 1. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Anderlecht · 5 establishment units since 2010
Ground area
1,918 m²
Building footprint
1,096 m²
Volume, LiDAR
6,626 m³
5 parcels, Brussels, Flanders · tallest building 13.7 m, ±3 floors. Linked by address, not a title deed.
2
companies at this address
See who is registered here
5 establishment units
SIALTEX
since 20102.184.195.025
SIALTEX
since 20162.310.567.714
SIALTEX
since 20172.310.567.615
Gentsesteenweg 160, 1080 Sint-Jans-Molenbeek
since 20222.337.107.607
Abdijstraat 47-49, 2020 Antwerpen
since 20262.389.960.432
5 parcels
Flanders
1
(20%)
Brussels
4
(80%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21001A0316/00S000 | Brussels | 935 m² | 1 · 252 m² | 11.0 m · 1 fl. |
| 11809I2439/00F005 | Flanders | 534 m² | 1 · 399 m² | 10.8 m · 1 fl. |
| 21522B0737/00M000 | Brussels | 193 m² | 1 · 188 m² | 13.7 m · 2 fl. |
| 21522B0729/00B012 | Brussels | 144 m² | 1 · 144 m² | 13.6 m · 2 fl. |
| 21522B0736/00C000 | Brussels | 112 m² | 1 · 113 m² | 12.6 m · 3 fl. |
Linked by address, not proof of ownership
Good to know
5 of 5 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DOMILA
BE 0425.766.652
Gent · Eq €15,451
ZTH
BE 0791.304.521
Dilbeek · Eq €15,449
CDKN
BE 0659.685.221
Schilde · Eq €15,431
MAISSA MODE
BE 0533.973.518
Schaarbeek · Eq €15,424
PURE CONCEPT
BE 0748.886.322
Lincent · Eq €15,392
Of 6,498 companies in sector 47716 we hold annual accounts for 2,439. 1,463 are within a factor 10 of this equity. The 5 above are the closest to it. See the whole sector
Identification & contact
Identification
Legal formPrivate limited company
Founded18-12-2009
Fiscal year end31-12
Activities, NACEBEL 2025
47716Retail sale of clothing and accessories for women, men, children and babies (general range)
47781Retail sale of solid, liquid and gaseous fuels, excluding motor fuels
47789Other retail sale of new goods
Scores and ratios are computed by Checked and are not a credit decision.