Age10 yrs
Real estate1 parcel · 127 m²
Summary
Conclusion
the dossier summarised in one paragraphThe computed 12-month bankruptcy probability of Shtick is 0.5% (low). The 2025 annual accounts show equity of €182k and a net result of €-28k. The company has been active since 2015 and the Belgian State Gazette contains no insolvency or warning signals.
Based on the State Gazette, CBE and 1 annual account.
Filing behaviour
From the deposit records, complete market-wideFiled after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
How we compute the deadline
The year end is derived from 10 filed financial years, each closing on 31-12. The statutory deadline is seven months after the close of the financial year (art. 3:10 par. 1 CAC, art. 3:47 par. 7 for ASBL and foundations). Applied to the financial year that closed on 31-12-2025, that is 31-07-2026.
Deadline per financial year
| Year closed | Due by | Filed | Variance | Reference |
|---|---|---|---|---|
| 31-12-2025 | 31-07-2026 | 31-08-2026 | 31 d late | 2026-00470922 |
| 31-12-2024 | 31-07-2025 | 08-08-2025 | 8 d late | 2025-00365629 |
| 31-12-2023 | 31-07-2024 | 21-08-2024 | 21 d late | 2024-00375053 |
| 31-12-2022 | 31-07-2023 | 08-11-2023 | 100 d late | 2023-00510459 |
| 31-12-2021 | 31-07-2022 | 29-08-2022 | 29 d late | 2022-20332060 |
| 31-12-2020 | 31-07-2021 | 20-07-2021 | 11 d early | 2021-37000549 |
| 31-12-2019 | 31-07-2020 | 18-09-2020 | 49 d late | 2020-53700461 |
| 31-12-2018 | 31-07-2019 | 31-07-2019 | on the day | 2019-40600224 |
| 31-12-2017 | 31-07-2018 | 31-08-2018 | 31 d late | 2018-55100366 |
| 31-12-2016 | 31-07-2017 | 07-07-2017 | 24 d early | 2017-28900598 |
Source: the National Bank's deposit records. Those records are complete, including for years whose figures we have not read yet. Filing late covers nearly half the market and is therefore not scored; only not filing, being more than 90 days late and breaking a punctual record carry weight.
Trust signals
2 signalsEstablished
Founded in 2015, 10 years in business.
No legal incidents
No bankruptcy, reorganisation or interim measure in the Belgisch Staatsblad, and the KBO register records a normal legal situation.
Administrative Flags
No strikeouts found in the KBO publications we processed. That series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
Bankruptcy probability (12 mo)
Checked model v1 · free for everyone0.5%
Low
0%0,5%1,5%4%10%≥25%
Lower-failure-rate sector
−
Statistical estimate based on public sources, not credit advice nor a finding of fact. How do we compute this?
Financials
TurnoverNot published (abbreviated filing)
EBIT marginNot published (abbreviated filing)
Net result€-28k
Working capital€146k
Annual accounts & ratios
Source: NBB · 2025Annual accounts filed on 31-08-2026 with the NBB · fiscal year 2025 · verkort
| Fiscal year | 2025 |
|---|---|
| Deposit | verkort |
| Revenue | - |
| EBITDA | €-10k |
| Net profit | €-28k |
| Cash flow | €-10k |
| Staff costs | €365k |
| Income taxes | - |
| Dividends | - |
| Total assets | €381k |
| Equity | €182k |
| Debt | €199k |
| of which ≤ 1y | €130k |
| of which > 1y | €68k |
| Working capital | €146k |
| Employees (FTE) | 5.9 |
Ratios (computed)
| 2025 | |
|---|---|
| Current ratio | 2.12 |
| Quick ratio | 2.12 |
| Working capital ratio | 38.3% |
| Solvency | 47.8% |
| Debt / equity | 1.09 |
| Long-term debt ratio | 0.37 |
| Interest coverage | -3.05 |
| Gross margin | - |
| Net margin | - |
| ROA | -7.3% |
| ROE | -15.2% |
| EBITDA margin | - |
| Days sales outstanding | - |
| Days payable outstanding | - |
| Inventory turnover | - |
| Days inventory (DSI) | - |
Balance-sheet composition 2025
Full annual accounts (23 line items)
Filed balance sheet and income statement, exactly as deposited with the NBB.
| Line item | Code | 2025 |
|---|---|---|
| Balance sheet, Assets | ||
| TOTAL ASSETS | 20/58 | €381k |
| Fixed assets | 21/28 | €105k |
| Tangible fixed assets | 22/27 | €105k |
| Financial fixed assets | 28 | €275 |
| Current assets | 29/58 | €276k |
| Amounts receivable within one year | 40/41 | €104k |
| Cash & bank | 54/58 | €171k |
| Balance sheet, Equity & liabilities | ||
| TOTAL EQUITY & LIABILITIES | 10/49 | €381k |
| Equity | 10/15 | €182k |
| Contributions / capital | 10/11 | €19k |
| Reserves | 13 | €2k |
| Accumulated profits (losses) | 14 | €162k |
| Amounts payable | 17/49 | €199k |
| Amounts payable after one year | 17 | €68k |
| Amounts payable within one year | 42/48 | €130k |
| Trade debts payable within one year | 44 | €87k |
| Income statement | ||
| Gross operating margin | 9900 | €359k |
| Operating result | 9901 | €-28k |
| Financial income | 75 | €3k |
| Financial charges | 65 | €3k |
| Result before taxes | 9903 | €-28k |
| Net result for the period | 9904 | €-28k |
| Result to be appropriated | 9905 | €-28k |
Ratios computed by Checked.
Health barometer
FY 2025 · computed48
/ 100
Fair
Computed from 4 of the 6 factors this model weighs. The rest cannot be derived from the filed figures, or need a prior year to compare against.
The full score breakdown, per-year score history and the indicative credit limit are in Kantoor S.
See plans →Computed by Checked from the NBB filing for FY 2025. Indicative, not credit advice.
Structure & network
Locations & real estate
Registered office
on the map · from the address registerEstablishment units
1 locationShtick
since 20152.245.967.692
Physical sites registered in the Crossroads Bank for Enterprises (CBE).
Parcels1
Ground area127 m²
Buildings1
Building footprint127 m²
Volume (LiDAR)2,025 m³
Tallest building20.9 m · ±5 fl.
Real-estate footprint
Source: CBE × cadastre · address linkingParcels linked to this company through its CBE addresses (seat, establishment units, branches), cross-referenced with the cadastral parcel plan. This shows where the company operates, not a deeds register.
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11811L3599/00E002 | Flanders | 127 m² | 1 · 127 m² | 20.9 m · 5 fl. |
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Publications
Lifecycle & Insolvency Signals
No insolvency signals in the Belgian State Gazette
Belgian State Gazette · acts
0 of 4 acts readWe know of 4 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
Have them read with priority
Sign in to place this company at the front of the reading queue.
The insolvency signals above come from a separate source; the KBO register is the second source and appears as the legal situation on this page.
Analysis
Financial profile
4 of 5 axes measured56
/ 100
Mixed profile: strong on solvency, weaker on profitability.
Computed on 4 of 5 axes. Not measured: growth. An unmeasured axis is not a zero: no data was read for it.
Health
48
Profitability
0
Solvency
93
Growth
-
Stability
85
Credit advice
verdict per customer and amountSimilar
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We hold no filed accounts for this company, so a size comparison is not possible. These companies share only the sector and the region. We hold annual accounts for 159 of the 2,874 companies in this sector.
Company registry
Company registry (CBE)
Crossroads BankActivities
Prepress- en premediadiensten18130Activiteiten van grafische designers74103Grafisch ontwerp en visuele communicatie74120Ontwerpen en programmeren van computerprogramma's62010Computerconsultancy-activiteiten62020Ontwerpen van computerprogramma’s62100Activiteiten op het gebied van computerconsultancy en beheer van computerfaciliteiten62200Overige dienstverlenende activiteiten op het gebied van informatie63920Overige dienstverlenende activiteiten op het gebied van informatie, n.e. g.63990Adviesbureaus op het gebied van public relations en communicatie70210Activiteiten van adviesbureaus op het gebied van public relations en communicatie73300
Primary activity highlighted.
Names & trade names
| Legal nameNL | Shtick |
Registered office
Bestormingstraat 5
2018 Antwerpen, Belgium
Official data from the Crossroads Bank for Enterprises (CBE). Available for every registered company.