SHT-BENELUX
ActiveSHT-BENELUX has been active since 2001 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €1.49M and a net result of €49k. Equity is growing by ~7.2% per year across the filed fiscal years. Its solvency ranks better than 95% of 15868 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
77
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability73▲+1
Solvency100=
Growth52=
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €110k at 30 days acceptable
Liquidity ample (current ratio 59.74 against 22.38 in 2023; short-term debt: 0.8% and cash: 3% of total assets), and 0.8% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
99.2%
Return on assets
3.2%
Age of the figures
21 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 27-07-2025, 4 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
4 d early
2023
22 d late
2022
on the day
2021
25 d early
2020
35 d early
2019
42 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€1.49M▲ 3.4%
2023 · €1.44M
2018: €1.03M
2019: €1.05M
2020: €1.09M
2021: €1.23M
2022: €1.40M
2023: €1.44M
2018 → 2024
Total assets
€1.50M▲ 2.0%
2023 · €1.47M
2018: €1.06M
2019: €1.06M
2020: €1.10M
2021: €1.24M
2022: €1.43M
2023: €1.47M
2018 → 2024
Net result
€49k▲ 16.8%
2023 · €42k
2018: €87k
2019: €22k
2020: €33k
2021: €146k
2022: €167k
2023: €42k
2018 → 2024
Working capital
€679k▲ 3.7%
2023 · €654k
2018: €585k
2019: €621k
2020: €568k
2021: €644k
2022: €591k
2023: €654k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€1.09M-€1.23M▲ 13.4%€1.40M▲ 13.6%€1.44M▲ 3.0%€1.49M▲ 3.4%
Operating result€47k-€206k▲ 341%€237k▲ 15.2%€57k▼ 75.9%€65k▲ 14.1%
Net result€33k-€146k▲ 344%€167k▲ 14.9%€42k▼ 75.1%€49k▲ 16.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2024; 2024 is 14% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €1.50M
Fixed assets
€812k▲ 3.1%
Current assets
€690k▲ 0.8%
Equity and liabilities €1.50M
Equity
€1.49M▲ 3.4%
Debt
€12k▼ 62.2%
The debt ratio falls from 2.1% to 0.8%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€93k▲
2023 · €81k
Cash flow
€77k▲
2023 · €65k
Solvency
99.2%▲
2023 · 97.9%
Current ratio
59.74▲
2023 · 22.38
Quick ratio
59.74▲
2023 · 22.38
Debt / equity
0.01▼
2023 · 0.02
ROE
3.3%▲
2023 · 2.9%
ROA
3.2%▲
2023 · 2.8%
Interest coverage
660.33▲
2023 · 312.43
Debt
€12k▼
2023 · €31k
Debt ≤ 1 year
€12k▼
2023 · €31k
Income taxes
€20k▲
2023 · €17k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€1.47M€1.50M▲
Formation expenses20-€0
Fixed assets21/28€788k€812k▲
Intangible fixed assets21-€0
Tangible fixed assets22/27€787k€812k▲
Land and buildings22€711k€749k▲
Plant, machinery and equipment23€5k€10k▲
Furniture and vehicles24€71k€53k▼
Financial fixed assets28€90€90=
Current assets29/58€685k€690k▲
Amounts receivable within one year40/41€52k€93k▲
Trade receivables40€51k€90k▲
Other amounts receivable41€1k€3k▲
Current investments50/53€548k€551k▲
Cash at bank and in hand54/58€82k€44k▼
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€1.47M€1.50M▲
Equity10/15€1.44M€1.49M▲
Contributions10/11€20k€20k=
Outside capital11-€20k
Other1109/19-€20k
Reserves13€1.42M€1.47M▲
Distributable reserves133€1.42M€1.47M▲
Amounts payable17/49€31k€12k▼
Amounts payable within one year42/48€31k€12k▼
Trade debts44€28k€4k▼
Suppliers440/4€28k€4k▼
Taxes, remuneration and social security45€2k€7k▲
Taxes450/3€2k€7k▲
Other amounts payable47/48€1k€30▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€23k€28k▲
Other operating charges640/8€3k€6k▲
Gross operating margin9900€84k€99k▲
Operating profit (loss)9901€57k€65k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€258€141▼
Recurring financial charges65€258€141▼
Profit (loss) for the period before taxes9903€59k€68k▲
Income taxes67/77€17k€20k▲
Profit (loss) for the period9904€42k€49k▲
Profit (loss) for the period to be appropriated9905€42k€49k▲
Appropriation of the result
Profit (loss) to be appropriated9906€42k€49k▲
Transfer to equity691/2€42k€49k▲
To other reserves6921€42k€49k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
27-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Liquidity triplescurrent ratio 59.74
Current ratio from 22.38 to 59.74; short-term debt falls from €31k to €12k.
22-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 22 days late
2023
31-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €167k ▲14.9%
Operating result €237k, net result €167k, both a record.
05-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
30-12
Financial
Liquidity doublescurrent ratio 89.63
Current ratio from 42.43 to 89.63; short-term debt falls from €14k to €7k.
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
18-06
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
30-12
Financial
Weakest financial yearnet €22k ▼75.1%
Net result drops to €22k, the lowest in the series; recovery starts the following year.
30-12
Financial
Liquidity triplescurrent ratio 83.40
Current ratio from 26.81 to 83.40; short-term debt falls from €23k to €8k.
20-05
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
31-05
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
16-07
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema
2016
03-06
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Hamme (Vl.) · 1 establishment unit since 2001
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Tramstraat 429220 Hamme (Vl.)Ground area
1,287 m²
Building footprint
153 m²
Volume, LiDAR
828 m³
Parcel 42014C0143/00B000, Flanders · tallest building 8.2 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Tramstraat 42, 9220 Hamme (Vl.)
since 20012.100.122.650
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 42014C0143/00B000 | Flanders | 1,287 m² | 1 · 153 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteHamme (O.-Vl.)2.100.122.650
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INDIC
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Of 1,075 companies in sector 46140 we hold annual accounts for 644. 313 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded08-02-2001
Fiscal year end31-12
Activities, NACEBEL
46140Agents in the wholesale of industrial machinery, ships and aircraft
Sources
Crossroads Bank for EnterprisesNational Bank · 24 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.