Financials
- Fiscal year
- 2025
- Total assets
- €292,434
- Profit
- €118,678
- Solvency
- 42.3%
ShopHolds
ActiveSummary
The computed 12-month bankruptcy probability of ShopHolds is 2.7% (moderate). The 2025 annual accounts show equity of €123,678 and a net result of €118,678. Its solvency ranks better than 49% of 9592 sector peers (fiscal year 2025). The company has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals.
Overview
Activity
Wholesale trade
NACE 46496
1 site
Size
€292,434total assets 2025
- Equity
- €123,678
- Profit
- €118,678
Turnover not published (abridged schema)
Structure
Accounts filed 3 d late0 of 1 deed read
Why 55- Founded in 2025+ No annual accounts with figuresShow the evidence
Checked score
Score 2025
55
/ 100
Fair
Probability in this band: 1.5% to 4.2%
Better than 87% of its sector peers (NACE 46, without accounts)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
67
equity 42.3% of total assets
Liquidity
70
short-term debt 57.7% · cash 51.4%
Profitability
100
return on assets 40.6%
Bankruptcy probability, 12 months
2.7%
Moderate
0%0.5%1.5%4%10%≥ 25%
About 3 in 100 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
03-2026: 1.6%lowest value
04-2026: 1.7%▲ +2.7% vs 03-2026
05-2026: 1.7%▲ +2.1% vs 04-2026
06-2026: 2.1%▲ +25.6% vs 05-2026
07-2026: 2.1%▲ +0.5% vs 06-2026
08-2026: 2.4%▲ +10.5% vs 07-2026
09-2026: 2.6%▲ +10.3% vs 08-2026
10-2026: 2.7%▲ +1.8% vs 09-2026highest value
- Founded in 2025 raises the probability for this profile
- No annual accounts with figures lowers the probability
Credit up to €6,000 at 30 days only on tighter terms
Liquidity ample (current ratio 1.64; short-term debt: 57.7% and cash: 51.4% of total assets), but 57.7% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 46, without accounts). Better than this share of them on solvency 85%, liquidity 84%, profitability 92%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 03-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Filed after the deadline
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 03-05-2026, 3 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 1 filingDeviation from the deadline
2025
3 d late
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2025 · abbreviated…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 03-05-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Wholesale tradeNACE 46496
- Founded
- 10-02-2025
- Year ends
- 30-09
- Peppol
- Reachable for e-invoices
Go further with this company
How much credit can you give this customer, and on what term?Credit check What should you check before you do business with this company?Supplier due diligence Can you accept this company as a client under the anti-money-laundering law?AML client file Which of your other customers can you e-invoice via Peppol?Peppol check How does this company compare with its sector?Sector benchmark Roughly what is this company worth?Value indication
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