ShopBE
ActiveShopBE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €675k and a net result of €131k. Equity is growing by ~22.2% per year across the filed fiscal years. Its solvency ranks better than 27% of 7993 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
54
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability66▲+27
Solvency47▲+2
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35k at 30 days acceptable
Liquidity tight (current ratio 1.32 against 1.34 in 2024; short-term debt: 73.6% and cash: 4.5% of total assets), and 78.3% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.7%
Return on assets
4.2%
Age of the figures
12 mo
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 46
Relative position
BE, all sectors
reference
Sector 46
higher
← fewer bankruptcies
more bankruptcies →
neutral · Latest accounts filed on time
The financial year that closed on 30-09-2025 was due by 30-04-2026 and was filed on 28-04-2026, 2 days ahead of the deadline.
NBB · 9 filingsDeviation from the deadline
2025
2 d early
2024
14 d early
2023
33 d early
2022
2 d early
2021
2 d late
2020
on the day
2019
on the day
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 30-09-2026 and is due by 30-04-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
21-09-2026 today30-09-2026 close30-04-2027 deadline
Financials · fiscal year 2025, abbreviated schema
Equity
€675k▲ 24.0%
2024 · €544k
2018: €168k
2019: €241k
2020: €89k
2021: €239k
2022: €413k
2023: €506k
2024: €544k
2018 → 2025
Total assets
€3.11M▲ 15.7%
2024 · €2.69M
2018: €2.89M
2019: €2.60M
2020: €2.45M
2021: €2.57M
2022: €3.03M
2023: €3.03M
2024: €2.69M
2018 → 2025
Net result
€131k▲ 244%
2024 · €38k
2018: €94k
2019: €73k
2020: €-152k
2021: €151k
2022: €174k
2023: €93k
2024: €38k
2018 → 2025
Working capital
€730k▲ 12.1%
2024 · €651k
2018: €523k
2019: €467k
2020: €281k
2021: €438k
2022: €544k
2023: €649k
2024: €651k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€239k-€413k▲ 72.5%€506k▲ 22.6%€544k▲ 7.5%€675k▲ 24.0%
Operating result€203k-€269k▲ 32.7%€202k▼ 25.1%€121k▼ 39.8%€233k▲ 92.2%
Net result€151k-€174k▲ 15.3%€93k▼ 46.3%€38k▼ 59.2%€131k▲ 244%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 92% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €3.11M
Fixed assets
€90k▼ 11.4%
Current assets
€3.02M▲ 16.7%
Equity and liabilities €3.11M
Equity
€675k▲ 24.0%
Debt
€2.44M▲ 13.5%
The debt ratio falls from 79.8% to 78.3%. Equity and debt are higher.
Key figures and ratios
EBITDA
€265k▲
2024 · €162k
Cash flow
€162k▲
2024 · €79k
Solvency
21.7%▲
2024 · 20.2%
Current ratio
1.32▼
2024 · 1.34
Quick ratio
0.58▲
2024 · 0.45
Debt / equity
3.61▼
2024 · 3.94
ROE
19.4%▲
2024 · 7.0%
ROA
4.2%▲
2024 · 1.4%
Interest coverage
5.10▲
2024 · 2.27
Debt
€2.44M▲
2024 · €2.15M
Debt ≤ 1 year
€2.29M▲
2024 · €1.94M
Debt > 1 year
€142k▼
2024 · €194k
Income taxes
€52k▲
2024 · €15k
Staff costs
€275k▲
2024 · €254k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€2.69M€3.11M▲
Fixed assets21/28€102k€90k▼
Tangible fixed assets22/27€98k€90k▼
Plant, machinery and equipment23€25k€30k▲
Furniture and vehicles24€10k€3k▼
Other tangible fixed assets26€63k€58k▼
Financial fixed assets28€4k-
Current assets29/58€2.59M€3.02M▲
Stocks and contracts in progress3€1.72M€1.70M▼
Stocks30/36€1.72M€1.70M▼
Amounts receivable within one year40/41€826k€1.17M▲
Trade receivables40€782k€1.14M▲
Other amounts receivable41€45k€25k▼
Cash at bank and in hand54/58€33k€139k▲
Deferred charges and accrued income490/1€8k€10k▲
Equity and liabilities
Total equity and liabilities10/49€2.69M€3.11M▲
Equity10/15€544k€675k▲
Contributions10/11€6k€6k=
Reserves13€2k€2k=
Non-distributable reserves130/1€0-
Reserves not available under the articles1311€0-
Distributable reserves133€2k€2k=
Profit (loss) carried forward14€536k€667k▲
Amounts payable17/49€2.15M€2.44M▲
Amounts payable after more than one year17€194k€142k▼
Financial debts170/4€194k€142k▼
Amounts payable within one year42/48€1.94M€2.29M▲
Current portion of amounts payable after more than one year42€58k€52k▼
Financial debts43€750k€750k=
Credit institutions430/8€750k€750k=
Trade debts44€1.08M€1.07M▼
Suppliers440/4€1.08M€1.07M▼
Advances received on contracts in progress46€10k-
Taxes, remuneration and social security45€42k€101k▲
Taxes450/3€15k€76k▲
Remuneration and social security454/9€26k€24k▼
Other amounts payable47/48-€322k
Accrued charges and deferred income492/3€15k€3k▼
Income statement
Code20242025
Non-recurring operating income76A-€27k
Remuneration, social security and pensions62€254k€275k▲
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€41k€31k▼
Write-downs on stocks, contracts in progress and trade receivables: additions (reversals)631/4-€-35k
Other operating charges640/8€2k€178k▲
Gross operating margin9900€418k€683k▲
Operating profit (loss)9901€121k€233k▲
Financial income75/76B€3k€708▼
Recurring financial income75€3k€708▼
Financial charges65/66B€71k€52k▼
Recurring financial charges65€71k€52k▼
Profit (loss) for the period before taxes9903€53k€182k▲
Income taxes67/77€15k€52k▲
Profit (loss) for the period9904€38k€131k▲
Profit (loss) for the period to be appropriated9905€38k€131k▲
Appropriation of the result
Profit (loss) to be appropriated9906€536k€667k▲
Profit (loss) brought forward from the previous period14P€498k€536k▲
Social balance
Average headcount (FTE)90876.16.3▲
The notes to these accounts (11 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
28-04
NBB filing
Annual accounts filed
fiscal year 2025 · abbreviated schema
2025
16-04
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
28-03
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
30-09
Financial
Equity above €500kEq €506k ▲22.6%
3 profitable years in a row build equity to €506k.
28-04
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
30-09
Financial
Highest result since 2018net €174k ▲15.3%
Operating result €269k, net result €174k, both a record.
02-05
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 2 days late
2021
30-09
Financial
Back to profitnet €151k
Net result €151k after one loss-making year.
30-09
Financial
Equity above €200kEq €239k ▲169%
Equity rises from €89k to €239k.
30-04
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
2020
30-09
Financial
Weakest financial yearnet €-152k ▼309%
Net result drops to €-152k, the lowest in the series; recovery starts the following year.
30-04
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
30-09
Financial
Equity above €200kEq €241k ▲43.3%
2 profitable years in a row build equity to €241k.
30-04
NBB filing
Annual accounts filed
fiscal year 2018 · abbreviated schema
2018
27-03
NBB filing
Annual accounts filed
fiscal year 2017 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Beveren · 2 establishment units since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Pareinpark(BEV) 299120 BeverenGround area
6,087 m²
Building footprint
2,542 m²
Volume, LiDAR
16,038 m³
2 parcels, Flanders · tallest building 8.5 m, ±2 floors. Linked by address, not a title deed.
2 establishment units
ShopBE
since 20162.256.072.421
Pareinpark(BEV) 29, 9120 Beveren
since 20182.290.164.852
2 parcels
Flanders
2
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 46003B0705/00S000 | Flanders | 5,569 m² | 1 · 2,406 m² | 8.4 m · 2 fl. |
| 46016G0727/00W000 | Flanders | 518 m² | 1 · 136 m² | 0.2 m |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Recognitions · licences · registrations
Food safety, FASFC
1 siteBeveren-Kruibeke-Zwijndrecht2.290.164.852
Similar companies · same sector, comparable size
WAVE DISTIL
BE 0663.914.916
Dinant · Eq €676k
DRANKEN ARSENAAL OUDENAARDE
BE 0413.227.522
Oudenaarde · Eq €678k
BRASSERIE BALLEUX
BE 0414.125.167
Beauraing · Eq €679k
SITALVINI
BE 0882.760.673
Le Roeulx · Eq €679k
DRANKENSHOP BROEKMANS
BE 0437.875.816
Heusden-Zolder · Eq €669k
Of 1,581 companies in sector 46349 we hold annual accounts for 987. 642 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded24-06-2016
Fiscal year end30-09
Activities, NACEBEL
46349Wholesale of beverages, general range
Sources
Crossroads Bank for EnterprisesNational Bank · 9 filingsAddress and cadastre registers
Data from official sources, last processed on 20-09-2026. Scores and ratios are computed by Checked and are not a credit decision.