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SHM AUTOS

Active
Private limited companyfounded 2022active for 4 yearsLandmeterstraat 43/14, 1080 Sint-Jans-Molenbeek, BelgiumKBO/BCE: BE 0792.523.949
Summary

The computed 12-month bankruptcy probability of SHM AUTOS is 1.8% (moderate). The 2025 annual accounts show negative equity (-€18,258) and a net result of -€20,384. Equity has been shrinking by about 35% per year since 2023. Its solvency ranks better than 10% of 13,741 sector peers (NACE 46, financial year 2025). The company has been active since 2022 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 17-10-2022 Normal situation
Activity
Agents specialised in the wholesale of other particular products NACE 46180and 1 other
Establishment unit
2.337.656.844 1080 Sint-Jans-Molenbeek, since 17-10-2022
Financial year end
31 December
Peppol
Reachable since 21-10-2026

Board and ownership

Board

Financial position

52 Fair Checked score 2025
Bankruptcy probabilitywithin 12 months
1.8%
Annual accounts 2025
Gross margin
-€20,328
▼ 173%
Loss
€20,384
▲ 170%
Equity
-€18,258
Total assets
€31,292
▼ 50.7%
  • Negative equity on 31-12-2025
  • 2025 accounts filed 27 days after the deadline
Turnover not published (micro format)
Score breakdownraises riskNegative equity -€18,258Loss of €20,384, the second in a row (financial year 2025)lowers riskSize: total assets €31,292Liquidity: current ratio 0.60, cash €5,905, halvedShow the evidence

Checked score

Score 2025
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially stronger than 9% of micro companies in wholesale trade (NACE 46)
Financial strength · tick: 2024
Weak
Solvency 0-28
equity -58.3% of total assets
Liquidity 24-24
short-term debt 158.3% · cash 18.9%
Profitability 0-8
return on assets -65.1%
Bankruptcy probability within 12 months
1.8% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.4% (26,900 companies, NACE 46, micro)
Last 24 months 12-2024: 1.7% 01-2025: 1.7%● unchanged vs 12-2024 02-2025: 1.7%● unchanged vs 01-2025 03-2025: 1.7%● unchanged vs 02-2025 04-2025: 1.8%▲ +0.1 percentage points vs 03-2025 05-2025: 1.8%● unchanged vs 04-2025 06-2025: 1.7%▼ -0.1 percentage points vs 05-2025 07-2025: 1.4%▼ -0.3 percentage points vs 06-2025 08-2025: 1.4%● unchanged vs 07-2025 09-2025: 1.4%● unchanged vs 08-2025 10-2025: 1.4%● unchanged vs 09-2025 11-2025: 1.4%● unchanged vs 10-2025 12-2025: 1.4%● unchanged vs 11-2025 01-2026: 1.4%● unchanged vs 12-2025 02-2026: 1.4%● unchanged vs 01-2026 03-2026: 1.4%● unchanged vs 02-2026 04-2026: 1.5%▲ +0.1 percentage points vs 03-2026 05-2026: 1.5%● unchanged vs 04-2026 06-2026: 1.4%▼ -0.1 percentage points vs 05-2026lowest value 07-2026: 1.4%● unchanged vs 06-2026 08-2026: 2.1%▲ +0.7 percentage points vs 07-2026highest value 09-2026: 1.8%▼ -0.3 percentage points vs 08-2026 10-2026: 1.8%● unchanged vs 09-2026 11-2026: 1.8%● unchanged vs 10-2026
No credit on open account
Liquidity is insufficient, with a current ratio of 0.6 (1.01 in 2024), below 1. Short-term debt is 158.3% and cash 18.9% of total assets. Equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 46, micro). It does better than 6% of them on solvency, 22% on liquidity, 6% on profitability and 1% on growth.

The bankruptcy probability was computed on 03-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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The scores and ratios are Checked's own calculations, not a credit decision.

Signals

Six signals.
lowers riskraises risk
lowers risk · Size: total assets €31,292
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity -€18,258
NBB · annual accounts
raises risk · Loss of €20,384, the second in a row (financial year 2025)
NBB · annual accounts
lowers risk · Liquidity: current ratio 0.60, cash €5,905, halved
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
232425
2023 to 2025 · latest year -€18,258
raises risk · 2025 accounts filed 27 days late
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-08-2026, 27 days later. Nearly half (47%) of Belgian companies file late; of those that file 1 to 90 days late, 2.0% are now bankrupt, dissolved or in another special legal status, against 1.66% of all filers. A delay like this does not count in the score.
NBB · 3 filings
Deviation from the deadline
2025
27 days late
2024
34 days early
2023
49 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 3 accounts on average 19 days before the deadline. In the sector (NACE 46), the median for financial year 2024 was 3 days before the deadline, and 39% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 27 June (3 of the last 3 accounts filed within 61 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
04-11-2026 today31-12-2026 year end31-07-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since incorporation in 2022.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€18,258 View
  • Risk: 3 loss-making years in a rowloss in financial year 2025 -€20,384 View
  • Caution: Lower solvency than 89% of companies in wholesale tradesector median 40.6% · 13,741 companies -58.3% View

Recent changes

  1. · Gazette deed IncorporationAppointment: FOUZ Siham (director)
All 5 events

Comparable companies

These companies have the same main activity as SHM AUTOS: agents specialised in the wholesale of other particular products (NACE 46180). They are comparable in size and age: total assets between €19,700 and €42,300, founded between 2022 and 2023.

CompanyTotal assetsGross margin
SHM AUTOS Sint-Jans-Molenbeek€31,292-€20,328
I & M Solutions Sint-Niklaas€34,249-€2,818
Paviljoen Vlaams Hoofd Antwerpen€26,925-€26,438
AZUL MAYA Waterloo€39,393-€20,624
FUGU Sint-Jans-Molenbeek€19,730-€8,565
BIRÒ BELGIUM Elsene€42,323-€27,591
SPAX Projects Ukkel€21,849€1,689
Full comparison

Key facts about SHM AUTOS

What is the company number of SHM AUTOS?
The company number of SHM AUTOS is 0792.523.949. The VAT number is the same number with BE in front: BE 0792.523.949.
Where is SHM AUTOS based?
The registered office is at Landmeterstraat 43/14, 1080 Sint-Jans-Molenbeek.Company details
What does SHM AUTOS do?
According to the KBO register, the main activity is agents specialised in the wholesale of other particular products (NACE 46180).
What is the legal form of SHM AUTOS?
The legal form of SHM AUTOS is Private limited company (BV).
When was SHM AUTOS founded?
SHM AUTOS was founded on 17-10-2022.
Is SHM AUTOS still active?
Yes, SHM AUTOS is an active enterprise in the KBO register.
What is the turnover of SHM AUTOS?
The annual accounts for financial year 2025 state no turnover. The micro format does not require it.Financials
Is SHM AUTOS profitable?
In financial year 2025, SHM AUTOS made a loss of €20,384.
Where can I find the annual accounts of SHM AUTOS?
SHM AUTOS filed 3 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SHM AUTOS due?
SHM AUTOS must file the annual accounts for financial year 2026 by 31-07-2027.Timeline

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