SHJ Interieur
ActiveSHJ Interieur has been active since 2011 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €80k and a net result of €11k. Equity is growing by ~14.4% per year across the filed fiscal years. Its solvency ranks better than 95% of 27787 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
88
/ 100
Excellent
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability86▲+1
Solvency100=
Growth78=
Track record100
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €7k at 30 days acceptable
short-term debt: 0.5% and cash: 63.5% of total assets, and 0.6% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Higher-failure-rate sector
In this sector companies fail more often than the Belgian average.
Gazette · bankruptcies per sector, NACE 43
Relative position
BE, all sectors
reference
Sector 43
higher
← fewer bankruptcies
more bankruptcies →
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
99.4%
Return on assets
13.6%
Age of the figures
9 mo
lowers risk · Long track record
A company with a long track record statistically fails less often than a young one.
KBO · incorporation dateAge against the risk zone
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 07-07-2026, 24 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
24 d early
2024
24 d early
2023
26 d early
2022
25 d early
2021
30 d early
2020
25 d early
2019
23 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
23-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€80k▲ 15.8%
2024 · €69k
2018: €27k
2019: €29k
2020: €43k
2021: €47k
2022: €58k
2023: €60k
2024: €69k
2018 → 2025
Total assets
€80k▲ 14.3%
2024 · €70k
2018: €32k
2019: €36k
2020: €53k
2021: €54k
2022: €62k
2023: €62k
2024: €70k
2018 → 2025
Net result
€11k▲ 19.4%
2024 · €9k
2018: €-226
2019: €2k
2020: €14k
2021: €4k
2022: €11k
2023: €2k
2024: €9k
2018 → 2025
Working capital
€76k▲ 39.0%
2023 · €55k
2018: €19k
2019: €22k
2020: €45k
2021: €45k
2022: €54k
2023: €55k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€47k-€58k▲ 22.6%€60k▲ 2.7%€69k▲ 15.3%€80k▲ 15.8%
Operating result€7k-€16k▲ 124%€3k▼ 83.3%€13k▲ 396%€16k▲ 19.1%
Net result€4k-€11k▲ 141%€2k▼ 85.2%€9k▲ 476%€11k▲ 19.4%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2023 the operating result has climbed two years in a row; 2025 is 19% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €80k
Fixed assets
€3k▼ 29.8%
Current assets
€77k▲ 17.4%
Equity and liabilities €80k
Equity
€80k▲ 15.8%
Debt
€503▼ 63.4%
The debt ratio falls from 2.0% to 0.6%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€18k▲
2024 · €16k
Cash flow
€13k▲
2024 · €12k
Solvency
99.4%▲
2024 · 98.0%
Debt / equity
0.01▼
2024 · 0.02
ROE
13.7%▲
2024 · 13.2%
ROA
13.6%▲
2024 · 13.0%
Interest coverage
182.81▲
2024 · 99.58
Debt
€503▼
2024 · €1k
Debt ≤ 1 year
€429
Income taxes
€6k▲
2024 · €5k
A ratio outside any meaningful range has been withheld (balance sheet total €80k, equity €80k).
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€70k€80k▲
Fixed assets21/28€5k€3k▼
Tangible fixed assets22/27€5k€3k▼
Land and buildings22€433€325▼
Plant, machinery and equipment23€3k€2k▼
Furniture and vehicles24€1k€665▼
Current assets29/58€65k€77k▲
Stocks and contracts in progress3€10k€781▼
Stocks30/36€10k€781▼
Amounts receivable within one year40/41€16k€23k▲
Trade receivables40€393€465▲
Other amounts receivable41€16k€23k▲
Cash at bank and in hand54/58€37k€51k▲
Deferred charges and accrued income490/1€2k€2k▲
Equity and liabilities
Total equity and liabilities10/49€70k€80k▲
Equity10/15€69k€80k▲
Contributions10/11€6k€6k=
Reserves13€44k€54k▲
Distributable reserves133€44k€54k▲
Profit (loss) carried forward14€19k€19k=
Amounts payable17/49€1k€503▼
Amounts payable within one year42/48-€429
Taxes, remuneration and social security45-€429
Taxes450/3-€429
Accrued charges and deferred income492/3€1k€75▼
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€2k▼
Other operating charges640/8€1k€1k▼
Non-recurring operating charges66A€2-
Gross operating margin9900€17k€20k▲
Operating profit (loss)9901€13k€16k▲
Financial income75/76B€583€568▼
Recurring financial income75€583€568▼
Financial charges65/66B€162€101▼
Recurring financial charges65€162€101▼
Profit (loss) for the period before taxes9903€14k€16k▲
Income taxes67/77€5k€6k▲
Profit (loss) for the period9904€9k€11k▲
Profit (loss) for the period to be appropriated9905€9k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€28k€30k▲
Profit (loss) brought forward from the previous period14P€19k€19k=
Transfer to equity691/2€9k€11k▲
To other reserves6921€9k€11k▲
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
07-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
07-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
05-07
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
06-07
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
01-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
06-07
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Highest result since 2018net €14k ▲451%
Operating result €20k, net result €14k, both a record.
08-07
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema
2019
31-12
Financial
Back to profitnet €2k
Net result €2k after one loss-making year.
03-07
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
2018
29-06
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema
2017
03-07
NBB filing
Annual accounts filed
fiscal year 2016 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Nieuwerkerken (Limb.) · 1 establishment unit since 2011
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rode Haagstraat 183850 Nieuwerkerken (Limb.)Ground area
518 m²
Building footprint
157 m²
Volume, LiDAR
814 m³
Parcel 71045B0045/00S002, Flanders · tallest building 6.6 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Rode Haagstraat 18, 3850 Nieuwerkerken (Limb.)
since 20112.200.401.943
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71045B0045/00S002 | Flanders | 518 m² | 1 · 157 m² | 6.6 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DE STOBBE
BE 0863.207.354
Antwerpen · Eq €80k
MENUISERIE PASCAL WILKIN
BE 0882.746.025
Léglise · Eq €80k
PROFIL-CONSTRUCT
BE 0881.085.444
Malle · Eq €80k
TOITURES MERCIER
BE 1020.596.188
Sprimont · Eq €80k
TVDB INTERIEUR
BE 0656.545.290
Vorselaar · Eq €80k
Of 20,024 companies in sector 43320 we hold annual accounts for 9,135. 7,672 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-05-2011
Fiscal year end31-12
Activities, NACEBEL
43320Joinery installation
47551Retail sale of household furniture
47591Retail trade
Sources
Crossroads Bank for EnterprisesNational Bank · 14 filingsAddress and cadastre registers
Data from official sources, last processed on 23-09-2026. Scores and ratios are computed by Checked and are not a credit decision.