SHEQ Solutions

Active

Private limited companyfounded 20215 yrs activeAntwerpsesteenweg 41, 2500 Lier, BelgiumKBO/BCE: BE 0770.896.909

SHEQ Solutions has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €21k and a net result of €61k. The figures fluctuate too strongly year-on-year for a reliable trend projection. Its solvency ranks better than 25% of 623 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.6% (low).

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Checked score

Score 2025

70 / 100

Healthy

The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.

Axes · tick = 2024

Profitability100=

Solvency40▼-35

Growth78=

Track record94

Bankruptcy probability, 12 months

0.6% Low

0%0.5%1.5%4%10%≥ 25%

Credit up to €1k at 30 days acceptable

Liquidity tight (current ratio 1.18 against 2.06 in 2024; short-term debt: 84.6% and cash: 88.1% of total assets), and 84.6% of the assets are financed with debt.

How do we compute the score and the probability?

Credit advice for your own amount and term

Signals

Six signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Limited track record

This company has not been active as long as an established one and statistically fails somewhat more often.

KBO · incorporation date

Age against the risk zone

Lower-failure-rate sector

In this sector companies fail less often than the Belgian average.

Gazette · bankruptcies per sector, NACE 74

Relative position

BE, all sectors

reference

Sector 74

lower

← fewer bankruptcies more bankruptcies →

Annual accounts: healthy financial profile

The latest annual accounts show a healthy profile in solvency, result and liquidity.

NBB · annual accounts 2025

Solvency, return and age of the figures

Solvency

15.4%

Return on assets

44.8%

Age of the figures

9 mo

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 04-05-2026, 88 days ahead of the deadline.

NBB · 4 filings

Deviation from the deadline

2025

88 d early

2024

35 d late

2023

400 d late

2022

30 d late

← before the deadline after the deadline →

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.

Companies Code · seven months

Position in the running window

17-09-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage

Financials · fiscal year 2025, abbreviated schema

Equity

€21k▼ 81.5%

2024 · €112k

2022: €-9k 2023: €19k 2024: €112k

2022 → 2025

Total assets

€135k▼ 39.7%

2024 · €224k

2022: €30k 2023: €110k 2024: €224k

2022 → 2025

Net result

€61k▼ 35.1%

2024 · €93k

2022: €-11k 2023: €28k 2024: €93k

2022 → 2025

Working capital

€20k▼ 82.5%

2024 · €115k

2022: €-16k 2023: €17k 2024: €115k

2022 → 2025

Multi-year overview

Every figure with its change against the year before

▲ rise ▼ fall

Line2022202320242025Trend

Equity€-9k-€19k€112k▲ 494%€21k▼ 81.5%

Operating result€-10k-€39k€124k▲ 218%€81k▼ 34.5%

Net result€-11k-€28k€93k▲ 230%€61k▼ 35.1%

Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.

Result per fiscal year

Operating resultNet result

The operating result falls in 2025; 2025 is 34% below 2024.

Balance-sheet composition

2025 in colour, 2024 as the grey bar beneath

Assets €135k

99.5%

Fixed assets €728▼ 46.2%

Current assets €134k▼ 39.7%

Equity and liabilities €135k

15.4%

84.6%

Equity €21k▼ 81.5%

Debt €114k▲ 2.2%

The debt ratio rises from 49.9% to 84.6%. Equity is lower and debt is higher.

Key figures and ratios

2025 value · change against 2024

EBITDA

€82k▼

2024 · €128k

Cash flow

€61k▼

2024 · €97k

Solvency

15.4%▼

2024 · 50.1%

Current ratio

1.18▼

2024 · 2.06

Quick ratio

1.18▼

2024 · 2.06

Debt / equity

5.49▲

2024 · 1.00

ROE

290.9%▲

2024 · 83.1%

ROA

44.8%▲

2024 · 41.6%

Interest coverage

49.67▼

2024 · 68.00

Debt

€114k▲

2024 · €112k

Debt ≤ 1 year

€114k▲

2024 · €108k

Income taxes

€19k▼

2024 · €29k

Staff costs

€0▼

2024 · €35k

Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.

Filed annual accounts

As filed with the NBB · 2025 against 2024

Balance sheet Code20242025

Assets

Total assets20/58€224k€135k▼

Fixed assets21/28€1k€728▼

Tangible fixed assets22/27€1k€728▼

Furniture and vehicles24€1k€728▼

Current assets29/58€223k€134k▼

Amounts receivable within one year40/41€32k€14k▼

Trade receivables40€27k€13k▼

Other amounts receivable41€5k€765▼

Cash at bank and in hand54/58€190k€119k▼

Deferred charges and accrued income490/1€1k€1k▲

Equity and liabilities

Total equity and liabilities10/49€224k€135k▼

Equity10/15€112k€21k▼

Contributions10/11€2k€2k=

Reserves13€110k€19k▼

Distributable reserves133€110k€19k▼

Profit (loss) carried forward14-€0

Amounts payable17/49€112k€114k▲

Amounts payable within one year42/48€108k€114k▲

Current portion of amounts payable after more than one year42€0-

Financial debts43€103€0▼

Credit institutions430/8€103€0▼

Trade debts44€23k€761▼

Suppliers440/4€23k€761▼

Taxes, remuneration and social security45€80k€11k▼

Taxes450/3€78k€11k▼

Remuneration and social security454/9€2k€0▼

Other amounts payable47/48€6k€102k▲

Accrued charges and deferred income492/3€4k€0▼

Income statement Code20242025

Remuneration, social security and pensions62€35k€0▼

Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€4k€625▼

Other operating charges640/8€6k€6k▼

Non-recurring operating charges66A-€50

Gross operating margin9900€169k€88k▼

Operating profit (loss)9901€124k€81k▼

Financial income75/76B€1€0▼

Recurring financial income75€1€0▼

Financial charges65/66B€2k€2k▼

Recurring financial charges65€2k€2k▼

Profit (loss) for the period before taxes9903€122k€80k▼

Income taxes67/77€29k€19k▼

Profit (loss) for the period9904€93k€61k▼

Profit (loss) for the period to be appropriated9905€93k€61k▼

Appropriation of the result

Profit (loss) to be appropriated9906€93k€61k▼

Profit (loss) brought forward from the previous period14P€0-

Transfer from equity791/2-€91k

Transfer to equity691/2€93k€0▼

To other reserves6921€93k€0▼

Profit to be distributed694/7-€152k

Return on contributions (dividend)694-€152k

Social balance

Average headcount (FTE)90870.80.0▼

The notes to these accounts (7 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.

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Timeline · acts, filings and financial milestones

All 8Financial 4Filings 4

Next filing, fiscal year 2026, expected by 31-07-2027

2026

04-05

NBB filing Annual accounts filed

fiscal year 2025 · abbreviated schema

2025

04-09

NBB filing Annual accounts filed

fiscal year 2024 · abbreviated schema · 35 days late

04-09

NBB filing Annual accounts filed

fiscal year 2023 · abbreviated schema · 400 days late

2024

31-12

Financial Highest result since 2022net €93k ▲230%

Operating result €124k, net result €93k, both a record.

31-12

Financial Equity above €100kEq €112k ▲494%

2 profitable years in a row build equity to €112k.

2023

31-12

Financial Back to profitnet €28k

Net result €28k after one loss-making year.

31-12

Financial Liquidity doublescurrent ratio 1.19

Current ratio from 0.55 to 1.19.

30-08

NBB filing Annual accounts filed

fiscal year 2022 · micro schema · 30 days late

Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.

Directors · office · real estate

Directors

1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.

Location & real-estate footprint

Registered office, Lier · 1 establishment unit since 2021

establishment The establishment unit on the map

Cannot be placed on the map

This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.

Antwerpsesteenweg 412500 Lier

Ground area

219 m²

Building footprint

68 m²

Volume, LiDAR

531 m³

Parcel 12393F0298/00V003, Flanders · tallest building 13.3 m, ±3 floors. Linked by address, not a title deed.

1 establishment unit

SHEQ Solutions

Antwerpsesteenweg 41, 2500 LierOther professional, scientific and technical activities

since 20212.319.338.888

1 parcel

Flanders 1 (100%)

Parcel (capakey)	Region	Area	Buildings	Height / fl.
12393F0298/00V003	Flanders	219 m²	1 · 68 m²	13.2 m · 3 fl.

Linked by address, not proof of ownership

Methodology

via registered seat: 1

1 of 1 parcel with an exact address match; the rest are indicative.

Linked through address data, this is not proof of ownership.

Similar companies · same sector, comparable size

Acti-ô

BE 1015.990.371

Florenville · Eq €21k

Dynoprotec Training and Consulting

Ottignies-Louvain-la-Neuve · Eq €21k

Of 4,566 companies in sector 74999 we hold annual accounts for 1,940. 1,318 are within a factor 10 of this equity.See the whole sector

Company data · Crossroads Bank

Identification

Legal formPrivate limited company

Founded08-07-2021

Fiscal year end31-12

Activities, NACEBEL

74909Other professional, scientific and technical activities

74999Other professional, scientific and technical activities

70200Business and other management consultancy

70220Business consulting

Sources

Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers

Data from official sources, last processed on 17-09-2026. Scores and ratios are computed by Checked and are not a credit decision.