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SHE CONSULT

Active
Private limited company (pre-2019)founded 201610 yrs activeRue Saint-Gilles 27, 4000 Liège, BelgiumKBO/BCE: BE 0649.716.589
Summary

SHE CONSULT has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €24,810 and a net result of -€1,247. Equity is growing by ~3.5% per year across the filed fiscal years. Its solvency ranks better than 85% of 2264 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.1% (very low).

Overview

Activity
Other education
NACE 85599
1 site
Size
€29,500total assets 2025
Equity
€24,810
Loss
-€1,247
Financial health
95 Excellent Checked score 2025
Bankruptcy chance 12 m
0.1%
Structure
Accounts on time0 of 2 deeds read
Why 95- 2 of the last 3 late+ Sector Education (NACE 85)+ Liquidity: current ratio 13.51, cash €20,174+ Size: total assets €29,500Show the evidence

Checked score

Score 2025
95 / 100
Excellent
Probability in this band: under 0.55%
Better than 63% of its sector peers (NACE 85, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 84.1% of total assets
Liquidity 100=
short-term debt 6.6% · cash 68.4%
Profitability 63-20
return on assets -4.2%
Bankruptcy probability, 12 months
0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (3,731 companies)
Last 5 months 06-2026: 0.1% 07-2026: 0.1%▲ +6.9% vs 06-2026highest value 08-2026: 0.1%▼ -17.7% vs 07-2026lowest value 09-2026: 0.1%▲ +11.8% vs 08-2026 10-2026: 0.1%● 0.0% vs 09-2026
  • Sector Education (NACE 85) lowers the probability
  • 2 of the last 3 late raises the probability
  • Liquidity: current ratio 13.51, cash €20,174 lowers the probability
  • Size: total assets €29,500 lowers the probability for this profile
Credit up to €2,000 at 30 days acceptable
Liquidity ample (current ratio 13.51 against 14.17 in 2024; short-term debt: 6.6% and cash: 68.4% of total assets), and 15.9% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 85, micro). Better than this share of them on solvency 88%, liquidity 97%, profitability 35%, growth against the median 34%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Sector Education (NACE 85)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 2 of the last 3 late
In the bankruptcy model this factor raises the probability.
NBB · filings
lowers risk · Liquidity: current ratio 13.51, cash €20,174
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Size: total assets €29,500
In the bankruptcy model this factor lowers the probability for this profile.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-07-2026, 0 days ahead of the deadline.
NBB · 10 filings
Deviation from the deadline
2025
on the day
2024
31 d late
2023
105 d late
2022
70 d late
2021
79 d late
2020
29 d early
2019
328 d late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 83 days after the deadline; the sector median for financial year 2024 is 16 days before the deadline, and 32% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 9 October (4 of the last 5 filed years within 39 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Annual accounts filedfiscal year 2024 · full…
  3. Highest result since 2018net €1,426 ▲48.2%

Key points

  • Positive: Among the best 16% on solvencysector median 44.1% · 2,264 companies 84.1% View
  • Known shareholdersaccounts at 31-12-2024 100% View
  • Total assets 20256 fiscal years filed €29,500 View

By topic

Financials

Fiscal year
2025
Total assets
€29,500
Loss
-€1,247
Solvency
84.1%
Turnover▲ 48.0%
Net result
20182024
Go to Financials

Timeline

Events
14
Since
2018
Next accounts
by 31-07-2027
  1. 31-07-2026Annual accounts filed
  2. 31-08-2025Annual accounts filed
  3. 31-12-2024Highest result since 2018
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Other educationNACE 85599
Founded
08-03-2016
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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