Sharp Analytics
ActiveSharp Analytics has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €5k and a net result of €11k. Equity is shrinking by ~29.9% per year and would, assuming unchanged policy, indicatively turn negative around fiscal year 2025. Its solvency ranks better than 15% of 20785 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.3% (very low).
Checked score
Score 2024
Axes · tick = 2023
Profitability100=
Solvency25▼-18
Growth32▼-26
Stability100
Bankruptcy probability, 12 months
0.3%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €500 at 30 days acceptable
Liquidity tight (current ratio 1.18 against 1.32 in 2023), and 84.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
15.3%
Return on assets
32.5%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 15% of 20785 sector peers (2024).
NBB · sector comparisonPosition among 20785 sector peers
Solvency
better than 15%
← weakest
strongest →
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 26-06-2025, 35 days ahead of the deadline.
NBB · 7 filingsDeviation from the deadline
2025
not confirmed
2024
35 d early
2023
38 d early
2022
45 d early
2021
24 d early
2020
36 d early
2019
22 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, micro schema
Equity
€5k▼ 76.4%
2023 · €21k
2018: €40k
2019: €81k
2020: €108k
2021: €49k
2022: €50k
2023: €21k
2018 → 2024
Total assets
€33k▼ 62.4%
2023 · €87k
2018: €76k
2019: €116k
2020: €164k
2021: €153k
2022: €102k
2023: €87k
2018 → 2024
Net result
€11k▼ 81.2%
2023 · €57k
2018: €29k
2019: €35k
2020: €53k
2021: €60k
2022: €64k
2023: €57k
2018 → 2024
Working capital
€5k▼ 76.4%
2023 · €21k
2018: €39k
2019: €80k
2020: €108k
2021: €49k
2022: €50k
2023: €21k
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€108k-€49k▼ 54.7%€50k▲ 2.0%€21k▼ 57.5%€5k▼ 76.4%
Operating result€67k-€75k▲ 13.3%€78k▲ 3.7%€72k▼ 7.7%€14k▼ 80.6%
Net result€53k-€60k▲ 14.3%€64k▲ 5.9%€57k▼ 10.8%€11k▼ 81.2%
Turnover and EBIT margin not published: the abbreviated or micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2024 is 81% below 2023 and is the lowest year so far.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Equity and liabilities €33k
Equity
€5k▼ 76.4%
Debt
€28k▼ 57.9%
The debt ratio rises from 75.7% to 84.7%: equity shrinks faster than debt is paid down.
Key figures and ratios
Solvency
15.3%▼
2023 · 24.3%
Current ratio
1.18▼
2023 · 1.32
Quick ratio
1.18▼
2023 · 1.32
Debt / equity
5.54▲
2023 · 3.11
ROE
212.5%▼
2023 · 267.3%
ROA
32.5%▼
2023 · 65.0%
Debt
€28k▼
2023 · €66k
Debt ≤ 1 year
€28k▼
2023 · €66k
Income taxes
€3k▼
2023 · €15k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€87k€33k▼
Current assets29/58€87k€33k▼
Amounts receivable within one year40/41€16k-
Trade receivables40€16k-
Cash at bank and in hand54/58€71k€33k▼
Equity and liabilities
Total equity and liabilities10/49€87k€33k▼
Equity10/15€21k€5k▼
Contributions10/11€19k€5k▼
Reserves13€2k-
Distributable reserves133€2k-
Profit (loss) carried forward14€778-
Amounts payable17/49€66k€28k▼
Amounts payable within one year42/48€66k€28k▼
Trade debts44€38-
Suppliers440/4€38-
Taxes, remuneration and social security45€10k€944▼
Taxes450/3€10k€944▼
Other amounts payable47/48€56k€27k▼
Income statement
Code20232024
Other operating charges640/8€446-
Gross operating margin9900€73k€14k▼
Operating profit (loss)9901€72k€14k▼
Financial income75/76B€153-
Recurring financial income75€153-
Financial charges65/66B€104€188▲
Recurring financial charges65€104€188▲
Profit (loss) for the period before taxes9903€72k€14k▼
Income taxes67/77€15k€3k▼
Profit (loss) for the period9904€57k€11k▼
Profit (loss) for the period to be appropriated9905€57k€11k▼
Appropriation of the result
Profit (loss) to be appropriated9906€86k€11k▼
Profit (loss) brought forward from the previous period14P€30k€778▼
Transfer from equity791/2-€2k
Profit to be distributed694/7€86k€13k▼
Return on contributions (dividend)694€86k€13k▼
The notes to these accounts (3 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
26-06
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €11k ▼81.2%
Net result drops to €11k, the lowest in the series.
23-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
16-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
2022
31-12
Financial
Highest result since 2018net €64k ▲5.9%
Operating result €78k, net result €64k, both a record.
07-07
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema
2021
25-06
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema
2020
31-12
Financial
Equity above €100kEq €108k ▲34.2%
3 profitable years in a row build equity to €108k.
09-07
NBB filing
Annual accounts filed
fiscal year 2019 · abbreviated schema
2019
21-06
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 3 acts read
About the unread acts
We know of 3 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.
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Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Heusden-Zolder · 1 establishment unit since 2017
Ground area
1,177 m²
Building footprint
184 m²
Volume, LiDAR
1,032 m³
Parcel 71065F0427/00G000, Flanders · tallest building 8.3 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
Sharp Analytics
since 20172.263.385.132
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 71065F0427/00G000 | Flanders | 1,177 m² | 1 · 184 m² | 8.2 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 29,877 companies in sector 62200 we hold annual accounts for 18,321. 6,099 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded06-04-2017
Fiscal year end31-12
Activities, NACEBEL
62200Computer consultancy and computer facilities management
62900Other information technology and computer services
64999Other financial services
70200Business and other management consultancy
Sources
Crossroads Bank for EnterprisesNational Bank · 7 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.