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SHARMA INVEST & CONSTRUCT

Active
Private limited company (pre-2019)founded 2010active for 15 yearsWaterlose Steenweg 33, 1060 Sint-Gillis (bij-Brussel), BelgiumKBO/BCE: BE 0832.299.590

The file of SHARMA INVEST & CONSTRUCT contains 2 historical bankruptcy publications, as published in the Belgian Official Gazette.

Summary

The computed 12-month bankruptcy probability is 2.4% (moderate). The 2024 annual accounts show equity of €267,862 and a net result of €585. Equity is growing by about 21% per year across the filed financial years. Its solvency ranks better than 73% of 19,147 sector peers (NACE 68, financial year 2024).

Overview

Activity
Real estate agency activities
NACE 68310Other specialised construction activities NACE 43990
1 site
Size
€426,871total assets 2024
Equity
€267,862
Profit
€585
Financial health
52 Fair Checked score 2024
Bankruptcy probabilitywithin 12 months
2.4%
Structure
Holdings
1
Accounts 72 days overdue0 of 6 deeds read
Why 52raises riskLiquidity: current ratio 0.99, cash €184, halvedFigures for financial year 2024 (filed 21-10-2025)1 financial year not filed after the legal deadline; latest accounts 75 days late; 2 of the last 3 latelowers riskFounded in 2010Show the evidence

Checked score

Score 2024
52 / 100
Fair
Probability in this band: 1.5% to 4.2%
Financially better than 46% of its sector peers (NACE 68, micro)
Financial strength · tick = 2023
Average
Solvency 88+6
equity 62.8% of total assets
Liquidity 33+3
short-term debt 37.2% · cash 0.0%
Profitability 43-20
return on assets 0.1%
Bankruptcy probability, 12 months
2.4% Moderate
0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.2% (26,560 companies, NACE 68, micro)
Last 24 months 11-2024: 1.1% 12-2024: 1.1%● unchanged vs 11-2024 01-2025: 1.1%● unchanged vs 12-2024 02-2025: 1.1%● unchanged vs 01-2025 03-2025: 1.1%● unchanged vs 02-2025 04-2025: 1.0%▼ -0.1 percentage points vs 03-2025 05-2025: 1.0%● unchanged vs 04-2025 06-2025: 1.0%● unchanged vs 05-2025lowest value 07-2025: 1.2%▲ +0.2 percentage points vs 06-2025 08-2025: 1.5%▲ +0.3 percentage points vs 07-2025 09-2025: 1.7%▲ +0.2 percentage points vs 08-2025 10-2025: 2.1%▲ +0.4 percentage points vs 09-2025 11-2025: 1.7%▼ -0.4 percentage points vs 10-2025 12-2025: 1.7%● unchanged vs 11-2025 01-2026: 1.7%● unchanged vs 12-2025 02-2026: 1.7%● unchanged vs 01-2026 03-2026: 1.7%● unchanged vs 02-2026 04-2026: 1.6%▼ -0.1 percentage points vs 03-2026 05-2026: 1.5%▼ -0.1 percentage points vs 04-2026 06-2026: 1.5%● unchanged vs 05-2026 07-2026: 1.4%▼ -0.1 percentage points vs 06-2026 08-2026: 1.7%▲ +0.3 percentage points vs 07-2026 09-2026: 1.9%▲ +0.2 percentage points vs 08-2026 10-2026: 2.4%▲ +0.5 percentage points vs 09-2026highest value
Credit of up to €13,000 on 30-day terms, only on tighter conditions
Liquidity insufficient (current ratio 0.99, compared with 2.25 in 2023; short-term debt: 37.2% and cash: 0% of total assets), and 37.2% of the assets are financed with debt.
How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 68, micro): better than 73% on solvency, 26% on liquidity, 38% on profitability and 46% on growth.

The bankruptcy probability was computed on 10-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · Liquidity: current ratio 0.99, cash €184, halved
NBB · annual accounts
raises risk · Figures for financial year 2024 (filed 21-10-2025)
NBB · annual accounts
raises risk · 1 financial year not filed after the legal deadline; latest accounts 75 days late; 2 of the last 3 late
NBB · filings
lowers risk · Founded in 2010
How long the company has existed counts in the probability; how much depends on the rest of its profile.
KBO
neutral · Prior bankruptcy
Earlier bankruptcy on record in the Belgian Official Gazette, no current open procedure.
Belgian Official Gazette
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 14-10-2025, 75 days later. For context: 47% of Belgian companies file late, and of those that file 1 to 90 days late, 2.0% are now in a legal situation other than normal in the KBO (such as bankruptcy, liquidation or dissolution), against 1.66% of all filers. We show this as a fact and do not score it.
NBB · 9 filings
Deviation from the deadline
2025
not confirmed
2024
75 days late
2023
30 days late
2022
67 days late
2021
31 days late
2020
86 days late
2019
122 days late
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 6 accounts on average 69 days after the deadline; the sector median (NACE 68) for financial year 2024 is 7 days before the deadline, and 36% of those companies filed late.

Searched, nothing found (1)
neutral · No strike-offs in the KBO publications
Searched since 2021.
KBO publications · our coverage
  1. Annual accounts filedfinancial year 2024 · micro…
  2. Annual accounts filedfinancial year 2023 · abbreviated…
  3. Annual accounts filedfinancial year 2023 · micro…

Key points

  • Caution: Accounts not fileddeadline was 31-07-2026 72 days late View
  • Positive: 5 profitable years in a rowprofit 2024: €585 5 years View
  • Total assets 20246 financial years filed €426,871 View

By topic

Financials

Financial year
2024
Total assets
€426,871
Profit
€585
Solvency
62.8%
Total assets▼ 9.2%
Net result
20182024
Go to Financials

Timeline

Events
23
Since
2012
  1. 31-12-2023Liquidity more than doubles
  2. 06-10-2023Annual accounts filed
  3. 31-12-2022Highest result from 2018 to 2024
Go to Timeline

Company details

Sites
1
Legal form
Private limited company (pre-2019)
Activity
Real estate agency activitiesNACE 68310
Founded
29-12-2010
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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