SHAPE YOUR FUTURE
ActiveSHAPE YOUR FUTURE has been active since 2016 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €28k and a net result of €-454. Equity is growing by ~6.4% per year across the filed fiscal years. Its solvency ranks better than 61% of 31662 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.2% (very low).
Checked score
Score 2025
87
/ 100
Excellent
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability67▼-29
Solvency92▲+21
Growth32▼-46
Track record100
Bankruptcy probability, 12 months
0.2%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity ample (current ratio 4.12 against 2.18 in 2024; short-term debt: 20.9% and cash: 67.6% of total assets), and 33.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
66.8%
Return on assets
-1.1%
Age of the figures
9 mo
neutral · Filed after the deadline
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 10 filingsDeviation from the deadline
2025
31 d late
2024
on the day
2023
31 d late
2022
117 d late
2021
31 d late
2020
29 d late
2019
122 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
22-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€28k▼ 1.6%
2024 · €29k
2018: €28k
2019: €16k
2020: €17k
2021: €18k
2022: €31k
2023: €28k
2024: €29k
2018 → 2025
Total assets
€42k▼ 31.8%
2024 · €62k
2018: €50k
2019: €40k
2020: €33k
2021: €52k
2022: €55k
2023: €53k
2024: €62k
2018 → 2025
Net result
€-454
2024 · €13k
2018: €3k
2019: €-13k
2020: €1k
2021: €938
2022: €13k
2023: €979
2024: €13k
2018 → 2025
Working capital
€28k▼ 8.3%
2024 · €30k
2018: €34k
2019: €20k
2020: €19k
2021: €15k
2022: €29k
2023: €32k
2024: €30k
2018 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20212022202320242025Trend
Equity€18k-€31k▲ 72.6%€28k▼ 8.7%€29k▲ 1.7%€28k▼ 1.6%
Operating result€1k-€14k▲ 1,076%€3k▼ 81.9%€18k▲ 621%€781▼ 95.7%
Net result€938-€13k▲ 1,287%€979▼ 92.5%€13k▲ 1,278%€-454
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 96% below 2024 and is the lowest result in the available series.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €42k
Fixed assets
€6k▼ 6.9%
Current assets
€36k▼ 34.6%
Equity and liabilities €42k
Equity
€28k▼ 1.6%
Debt
€14k▼ 57.8%
The debt ratio falls from 53.7% to 33.2%. Equity and debt are lower.
Key figures and ratios
EBITDA
€3k▼
2024 · €24k
Cash flow
€2k▼
2024 · €19k
Solvency
66.8%▲
2024 · 46.3%
Current ratio
4.12▲
2024 · 2.18
Quick ratio
4.12▲
2024 · 2.18
Debt / equity
0.50▼
2024 · 1.16
ROE
-1.6%▼
2024 · 47.0%
ROA
-1.1%▼
2024 · 21.8%
Interest coverage
6.88▼
2024 · 79.80
Debt
€14k▼
2024 · €33k
Debt ≤ 1 year
€9k▼
2024 · €26k
Debt > 1 year
€5k▼
2024 · €8k
Income taxes
€878▼
2024 · €5k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€62k€42k▼
Fixed assets21/28€6k€6k▼
Intangible fixed assets21€5k€3k▼
Tangible fixed assets22/27€2k€3k▲
Furniture and vehicles24€2k€3k▲
Current assets29/58€56k€36k▼
Amounts receivable within one year40/41€19k€6k▼
Trade receivables40€11k€4k▼
Other amounts receivable41€8k€2k▼
Cash at bank and in hand54/58€34k€29k▼
Deferred charges and accrued income490/1€2k€2k▼
Equity and liabilities
Total equity and liabilities10/49€62k€42k▼
Equity10/15€29k€28k▼
Contributions10/11€19k€19k=
Outside capital11€19k-
Other1109/19€19k-
Reserves13€2k€2k=
Non-distributable reserves130/1€2k€2k=
Reserves not available under the articles1311€2k€2k=
Profit (loss) carried forward14€8k€8k▼
Amounts payable17/49€33k€14k▼
Amounts payable after more than one year17€8k€5k▼
Financial debts170/4€8k€5k▼
Amounts payable within one year42/48€26k€9k▼
Current portion of amounts payable after more than one year42€4k€4k▼
Financial debts43€2k-
Credit institutions430/8€2k-
Trade debts44€2k-
Suppliers440/4€2k-
Taxes, remuneration and social security45€6k€5k▼
Taxes450/3€6k€5k▼
Other amounts payable47/48€11k-
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€1k€725▼
Gross operating margin9900€25k€4k▼
Operating profit (loss)9901€18k€781▼
Financial income75/76B€450€123▼
Recurring financial income75€450€123▼
Financial charges65/66B€300€481▲
Recurring financial charges65€300€481▲
Profit (loss) for the period before taxes9903€18k€424▼
Income taxes67/77€5k€878▼
Profit (loss) for the period9904€13k€-454▼
Profit (loss) for the period to be appropriated9905€13k€-454▼
Appropriation of the result
Profit (loss) to be appropriated9906€21k€8k▼
Profit (loss) brought forward from the previous period14P€8k€8k▲
Profit to be distributed694/7€13k-
Return on contributions (dividend)694€13k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
31-08
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema · 31 days late
2025
31-07
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Highest result since 2018net €13k ▲1278%
Operating result €18k, net result €13k, both a record.
31-08
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema · 31 days late
2023
25-11
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 117 days late
2022
31-08
NBB filing
Annual accounts filed
fiscal year 2021 · micro schema · 31 days late
2021
29-08
NBB filing
Annual accounts filed
fiscal year 2020 · micro schema · 29 days late
2020
31-12
Financial
Back to profitnet €1k
Net result €1k after one loss-making year.
30-11
NBB filing
Annual accounts filed
fiscal year 2019 · micro schema · 122 days late
2019
31-12
Financial
Weakest financial yearnet €-13k ▼484%
Net result drops to €-13k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2018 · micro schema · 31 days late
2018
29-08
NBB filing
Annual accounts filed
fiscal year 2017 · micro schema · 29 days late
2017
29-08
NBB filing
Annual accounts filed
fiscal year 2016 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bonheiden · 1 establishment unit since 2016
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Streepkensdreef 42820 BonheidenGround area
208 m²
Building footprint
208 m²
Volume, LiDAR
841 m³
Parcel 12031C0439/00E000, Flanders · tallest building 5.7 m, ±1 floor. Linked by address, not a title deed.
1 establishment unit
Shape your Future
since 20162.251.101.170
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 12031C0439/00E000 | Flanders | 208 m² | 1 · 208 m² | 5.7 m · 1 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage (source: regional heritage registers, Onroerend Erfgoed / patrimoine.brussels).
Public money · subsidies and aid
Flemish government
2023 to 2025 · 3 entries · 2,632 EUR awarded · 2,632 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2025 | 1 | 608 EUR | 608 EUR |
| 2024 | 1 | 531 EUR | 531 EUR |
| 2023 | 1 | 1,493 EUR | 1,493 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
Recognitions · licences · registrations
Quality registration as a provider
1 live approvalQuality registration as a provider
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BGSA
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Of 82,569 companies in sector 70200 we hold annual accounts for 52,573. 33,970 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-01-2016
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 10 filingsAddress and cadastre registers
Data from official sources, last processed on 21-09-2026. Scores and ratios are computed by Checked and are not a credit decision.