SHANDEHOUSE
ActiveSHANDEHOUSE has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €68k and a net result of €19k. Equity is growing by ~54.5% per year across the filed fiscal years. Its solvency ranks better than 42% of 16941 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.8% (low).
Checked score
Score 2025
68
/ 100
Healthy
The score weighs solvency, liquidity, profitability and financial development. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability87▼-4
Solvency76▲+9
Growth78=
Track record94
Bankruptcy probability, 12 months
0.8%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €4.5k at 30 days acceptable
Liquidity ample (current ratio 1.6 against 1.27 in 2024; short-term debt: 49.2% and cash: 0.2% of total assets), and 49.2% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 62
Relative position
BE, all sectors
reference
Sector 62
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
50.8%
Return on assets
14.4%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 30-07-2026, 1 day ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
1 d early
2024
112 d late
2023
39 d early
2022
20 d late
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€68k▲ 39.7%
2024 · €48k
2022: €5k
2023: €28k
2024: €48k
2022 → 2025
Total assets
€133k▲ 14.8%
2024 · €116k
2022: €78k
2023: €77k
2024: €116k
2022 → 2025
Net result
€19k▼ 6.8%
2024 · €21k
2022: €3k
2023: €23k
2024: €21k
2022 → 2025
Working capital
€39k▲ 116%
2024 · €18k
2022: €-11k
2023: €-147
2024: €18k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€5k-€28k▲ 442%€48k▲ 74.4%€68k▲ 39.7%
Operating result€6k-€31k▲ 401%€26k▼ 16.9%€24k▼ 6.2%
Net result€3k-€23k▲ 624%€21k▼ 8.8%€19k▼ 6.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result has fallen two years in a row; 2025 is 6% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €133k
Fixed assets
€28k▼ 6.4%
Current assets
€105k▲ 22.2%
Equity and liabilities €133k
Equity
€68k▲ 39.7%
Debt
€65k▼ 3.1%
The debt ratio falls from 58.3% to 49.2%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€28k▼
2024 · €32k
Cash flow
€23k▼
2024 · €26k
Solvency
50.8%▲
2024 · 41.7%
Current ratio
1.60▲
2024 · 1.27
Quick ratio
1.60▲
2024 · 1.27
Debt / equity
0.97▼
2024 · 1.40
ROE
28.4%▼
2024 · 42.6%
ROA
14.4%▼
2024 · 17.8%
Interest coverage
25.29▲
2024 · 16.08
Debt
€65k▼
2024 · €68k
Debt ≤ 1 year
€65k▼
2024 · €67k
Income taxes
€7k▲
2024 · €6k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€116k€133k▲
Fixed assets21/28€30k€28k▼
Intangible fixed assets21€7k€5k▼
Tangible fixed assets22/27€914€965▲
Plant, machinery and equipment23-€965
Furniture and vehicles24€914€0▼
Financial fixed assets28€22k€23k▲
Current assets29/58€86k€105k▲
Amounts receivable after more than one year29€37k€37k=
Other amounts receivable291€37k€37k=
Amounts receivable within one year40/41€24k€21k▼
Trade receivables40€16k€17k▲
Other amounts receivable41€8k€5k▼
Cash at bank and in hand54/58€5k€275▼
Deferred charges and accrued income490/1€20k€46k▲
Equity and liabilities
Total equity and liabilities10/49€116k€133k▲
Equity10/15€48k€68k▲
Contributions10/11€2k€2k=
Profit (loss) carried forward14€46k€66k▲
Amounts payable17/49€68k€65k▼
Amounts payable within one year42/48€67k€65k▼
Financial debts43€4k€10k▲
Credit institutions430/8€4k€10k▲
Trade debts44€29k€25k▼
Suppliers440/4€29k€25k▼
Taxes, remuneration and social security45€35k€31k▼
Taxes450/3€35k€31k▼
Other amounts payable47/48€0-
Accrued charges and deferred income492/3€54€54=
Income statement
Code20242025
Remuneration, social security and pensions62€0-
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€6k€3k▼
Other operating charges640/8€216€530▲
Gross operating margin9900€32k€28k▼
Operating profit (loss)9901€26k€24k▼
Financial income75/76B€3k€3k▲
Recurring financial income75€3k€3k▲
Financial charges65/66B€2k€1k▼
Recurring financial charges65€2k€1k▼
Profit (loss) for the period before taxes9903€27k€26k▼
Income taxes67/77€6k€7k▲
Profit (loss) for the period9904€21k€19k▼
Profit (loss) for the period to be appropriated9905€21k€19k▼
Appropriation of the result
Profit (loss) to be appropriated9906€46k€66k▲
Profit (loss) brought forward from the previous period14P€26k€46k▲
The notes to these accounts (14 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
30-07
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
20-11
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema · 112 days late
2024
22-06
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Highest result since 2022net €23k ▲624%
Operating result €31k, net result €23k, both a record.
20-08
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema · 20 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
3 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Brussel · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Koloniënstraat 111000 BrusselGround area
3,802 m²
Building footprint
3,480 m²
Volume, LiDAR
89,801 m³
2 parcels, Brussels, Flanders · tallest building 35.3 m, ±9 floors. Linked by address, not a title deed.
1 establishment unit
SHANDEHOUSE
since 20212.328.239.332
2 parcels
Flanders
1
(50%)
Brussels
1
(50%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 21804D1424/00E002 | Brussels | 3,406 m² | 1 · 3,354 m² | 35.3 m · 9 fl. |
| 37015K0593/00F002 | Flanders | 396 m² | 1 · 127 m² | 9.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1 · via establishment units: 1
2 of 2 parcels with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
DVD IT CONSULTING
BE 0872.560.629
Chaudfontaine · Eq €68k
SG Consultants
BE 1015.197.248
Antwerpen · Eq €68k
ECP
BE 0464.664.543
Stekene · Eq €68k
NORVELL JEFFERSON PRODUCTIONS
BE 0475.066.903
Turnhout · Eq €68k
Guney Automation
BE 1008.595.112
Heusden-Zolder · Eq €68k
Of 16,874 companies in sector 62100 we hold annual accounts for 8,779. 6,921 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded02-12-2021
Fiscal year end31-12
Activities, NACEBEL
62010Computer programming, consultancy and related activities
62100Computer programming
62020IT consultancy
62900Other information technology and computer services
62200Computer consultancy and computer facilities management
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 16-09-2026. Scores and ratios are computed by Checked and are not a credit decision.