SHAMA JAMIL

Active

Private limited companyfounded 2018active for 8 yearsRue de Valenciennes 64, 7380 Quiévrain, BelgiumKBO/BCE: BE 0701.645.144

Summary

The computed 12-month bankruptcy probability of SHAMA JAMIL is 2.0% (moderate). The 2025 annual accounts show equity of €38,540 and a net result of -€12,512. Equity is growing by about 9.9% per year across the filed financial years. Its solvency ranks better than 76% of 22,650 sector peers (NACE 47, financial year 2025). The company has been active since 2018 and the Belgian Official Gazette contains no insolvency or warning signals.

Risk analysisFollow Report Compare

SHAMA JAMILActiveChecked score 54/100

Risk analysis Report Compare

Activity

Retail trade

NACE 47260

2 sites

Size

€411,293turnover 2025

Equity: €38,540
Loss: -€12,512

Financial health

54 Fair Checked score 2025

Bankruptcy probabilitywithin 12 months: 2.0%

Structure

BAIG RafiqDirector

2025 accounts 7 days early2 of 3 deeds summarised

Why 54raises riskLoss of €12,512, the second in a row (financial year 2025)Size: turnover €411,293, total assets €60,446Sector: Retail trade (NACE 47)Liquidity: current ratio 21.09, cash €1,190Show the evidence

Checked score

Score 2025

54 / 100

Fair

Probability in this band: 1.5% to 4.2%

Financially better than 41% of its sector peers (NACE 47, micro)

Every signal that counts is listed under Signals.

Financial strength · tick = 2024

Weak

Solvency 89+5

equity 63.8% of total assets

Liquidity 52+14

short-term debt 2.7% · cash 2.0%

Profitability 7-27

return on assets -20.7%

Bankruptcy probability, 12 months

2.0% Moderate

0%0.5%1.5%4%10%≥ 25%

About 2 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.6% (40,263 companies, NACE 47, micro)

Last 24 months 11-2024: 0.7%lowest value 12-2024: 0.7%● unchanged vs 11-2024lowest value 01-2025: 0.7%● unchanged vs 12-2024 02-2025: 0.7%● unchanged vs 01-2025 03-2025: 0.8%▲ +0.1 percentage points vs 02-2025 04-2025: 0.8%● unchanged vs 03-2025 05-2025: 0.9%▲ +0.1 percentage points vs 04-2025 06-2025: 0.8%▼ -0.1 percentage points vs 05-2025 07-2025: 0.9%▲ +0.1 percentage points vs 06-2025 08-2025: 1.7%▲ +0.8 percentage points vs 07-2025 09-2025: 2.2%▲ +0.5 percentage points vs 08-2025 10-2025: 2.1%▼ -0.1 percentage points vs 09-2025 11-2025: 2.1%● unchanged vs 10-2025 12-2025: 2.1%● unchanged vs 11-2025 01-2026: 2.1%● unchanged vs 12-2025 02-2026: 2.1%● unchanged vs 01-2026 03-2026: 2.3%▲ +0.2 percentage points vs 02-2026 04-2026: 2.3%● unchanged vs 03-2026highest value 05-2026: 2.3%● unchanged vs 04-2026 06-2026: 2.2%▼ -0.1 percentage points vs 05-2026 07-2026: 2.3%▲ +0.1 percentage points vs 06-2026 08-2026: 2.1%▼ -0.2 percentage points vs 07-2026 09-2026: 2.1%● unchanged vs 08-2026 10-2026: 2.0%▼ -0.1 percentage points vs 09-2026

Credit of up to €2,000 on 30-day terms is acceptable

Liquidity ample (current ratio 21.09, compared with 1.77 in 2024, above the usual 1.5; short-term debt: 2.7% and cash: 2% of total assets), and 36.2% of the assets are financed with debt and provisions.

How it is calculated

The band follows from the bankruptcy probability, on a scale where 10 more points roughly halve it:

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 47, micro): better than 76% on solvency, 57% on liquidity, 16% on profitability and 17% on growth.

The bankruptcy probability was computed on 29-10-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. Negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late hold it at Fair at most (59); two missing filings, at Weak (44). An ongoing judicial reorganisation or the company's end (bankruptcy, dissolution, liquidation) holds it at Critical at most (24).

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Signals

Six signals.

raises riskneutral

Loss of €12,512, the second in a row (financial year 2025)

NBB · annual accounts

Size: turnover €411,293, total assets €60,446

Companies of this size fail more often; how much that weighs depends on the rest of its profile.

NBB · annual accounts

Sector: Retail trade (NACE 47)

KBO

Liquidity: current ratio 21.09, cash €1,190

NBB · annual accounts

Persistent losses

Two consecutive loss-making years (2024 and 2025); equity is also lower. May indicate structural pressure on profitability.

NBB · annual accounts 2025

Net result per financial year

19202122232425

2019 to 2025 · latest year -€12,512

Latest accounts filed on time

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 24-07-2026, 7 days ahead of the deadline.

NBB · 7 filings

Deviation from the deadline

2025

7 days early

2024

6 days late

2023

7 days early

2022

8 days late

2021

9 days late

2020

94 days early

2019

24 days late

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 9 days before the deadline; the sector median (NACE 47) for financial year 2024 is on the deadline day, and 47% of those companies filed late.

Searched, nothing found (2)

Next filing not due yet

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. The company usually files around 6 August (5 of the last 5 filed years within 30 days of that day).

Companies Code · seven months

Where today falls in the filing period

30-10-2026 today31-12-2026 year end31-07-2027 deadline

No strike-offs in the KBO publications

Searched since 2021.

KBO publications · our coverage

24-07-2026 Annual accounts filedfinancial year 2025 · micro…
31-12-2025 Weakest financial yearnet -€12,512
31-12-2025 Liquidity more than 11 timescurrent ratio 21.09

Key points

Caution: Among the weakest 16% on net resultsector median €5,089 · 22,631 companies -€12,512 View
Caution: 2 loss-making years in a rowloss financial year 2025 -€12,512 View
One director decidessole director in office 1 View

By topic

Financials

Financial year: 2025
Turnover: €411,293
Loss: -€12,512
Solvency: 63.8%

Turnover▼ 21.6%

Net result

20192025

Go to Financials

Board & ownership

Board: 1 member

BAIG RafiqDirector

Go to Board & ownership

Timeline

Events: 14
Since: 2020
Next accounts: by 31-07-2027

06-08-2025Annual accounts filed
24-07-2024Annual accounts filed
12-06-2024Capital & shares

Go to Timeline

Company details

Sites: 2

Legal form: Private limited company
Activity: Retail tradeNACE 47260
Founded: 22-08-2018
Year ends: 31-12
Peppol: Reachable for e-invoices

Go to Company details

Articles of association

Provisions read: 26

See the provisions in the deeds

Go to Articles of association

Key facts about SHAMA JAMIL

What is the company number of SHAMA JAMIL?: 0701.645.144. In Belgium the VAT number is the company number with BE in front: BE 0701.645.144.
Where is SHAMA JAMIL based?: The registered office is at Rue de Valenciennes 64, 7380 Quiévrain.Company details
What does SHAMA JAMIL do?: According to the KBO register, the main activity is retail trade (NACE 47260).
What is the legal form of SHAMA JAMIL?: Private limited company (BV).
When was SHAMA JAMIL founded?: On 22-08-2018.
Is SHAMA JAMIL still active?: Yes, SHAMA JAMIL is an active enterprise in the KBO register.
What is the turnover of SHAMA JAMIL?: €411,293 in financial year 2025, according to the filed annual accounts.Financials
Is SHAMA JAMIL profitable?: In financial year 2025, SHAMA JAMIL made a loss of €12,512.
Where can I find the annual accounts of SHAMA JAMIL?: SHAMA JAMIL filed 7 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SHAMA JAMIL due?: By 31-07-2027, for financial year 2026.Timeline