SHABO
ActiveSHABO is a financial institution; the bankruptcy model is trained on trading and manufacturing companies and does not apply here. The 2024 annual accounts show equity of €533k and a net result of €109k. Equity is growing by ~14.2% per year across the filed fiscal years. Its solvency ranks better than 56% of 2791 sector peers (fiscal year 2024). The company has been active since 2013 and the Belgian State Gazette contains no insolvency or warning signals.
Signals
Two signals. The signal on the left, the evidence on the right.
○neutral
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 01-07-2025, 30 days ahead of the deadline.
NBB · 10 filingsDeviation from the deadline
2025
not confirmed
2024
30 d early
2023
16 d early
2022
35 d early
2021
27 d early
2020
9 d early
2019
27 d late
← before the deadline
after the deadline →
Financials · fiscal year 2024, full schema
Equity
€533k▲ 25.7%
2023 · €425k
2018: €246k
2019: €244k
2020: €243k
2021: €366k
2022: €353k
2023: €425k
2018 → 2024
Net result
€109k▲ 53.3%
2023 · €71k
2018: €-2k
2019: €-2k
2020: €-2k
2021: €123k
2022: €-12k
2023: €71k
2018 → 2024
Total assets
€830k▲ 2.8%
2023 · €807k
2018: €250k
2019: €255k
2020: €255k
2021: €367k
2022: €354k
2023: €807k
2018 → 2024
Solvency
64.3%▲ 11.7pp
2023 · 52.6%
2018: 98.3%
2019: 95.8%
2020: 95.3%
2021: 99.7%
2022: 99.8%
2023: 52.6%
2018 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€243k-€366k▲ 50.8%€353k▼ 3.4%€425k▲ 20.1%€533k▲ 25.7%
Operating result€-2k-€-2k▼ 0.2%€-12k▼ 715%€-4k▲ 69.2%€-2k▲ 54.9%
Net result€-2k-€123k€-12k€71k€109k▲ 53.3%
Result per fiscal year
Operating resultNet result
The operating result stays negative: a loss of €2k in 2024 against €4k in 2023; the loss shrinks.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €830k
Fixed assets
€250k=
Current assets
€580k▲ 4.0%
Equity and liabilities €830k
Equity
€533k▲ 25.7%
Debt
€296k▼ 22.6%
The debt ratio falls from 47.4% to 35.7%: equity grows while debt is paid down.
Key figures and ratios
Solvency
64.3%▲
2023 · 52.6%
ROE
20.4%▲
2023 · 16.7%
ROA
13.1%▲
2023 · 8.8%
Debt
€296k▼
2023 · €383k
Debt ≤ 1 year
€296k▼
2023 · €383k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€807k€830k▲
Fixed assets21/28€250k€250k=
Financial fixed assets28€250k€250k=
Affiliated companies280/1€250k€250k=
Participating interests280€250k€250k=
Current assets29/58€557k€580k▲
Current investments50/53€511k€522k▲
Own shares50€422k€422k=
Other investments51/53€89k€100k▲
Cash at bank and in hand54/58€46k€58k▲
Equity and liabilities
Total equity and liabilities10/49€807k€830k▲
Equity10/15€425k€533k▲
Contributions10/11€92k€92k=
Reserves13€422k€422k=
Non-distributable reserves130/1€422k€422k=
Own shares acquired1312€422k€422k=
Profit (loss) carried forward14€-90k€19k▲
Amounts payable17/49€383k€296k▼
Amounts payable within one year42/48€383k€296k▼
Trade debts44€3k€847▼
Suppliers440/4€3k€847▼
Other amounts payable47/48€380k€296k▼
Income statement
Code20232024
Operating charges60/66A€4k€2k▼
Services and other goods61€3k€847▼
Other operating charges640/8€853€866▲
Operating profit (loss)9901€-4k€-2k▲
Financial income75/76B€75k€100k▲
Recurring financial income75€75k€100k▲
Income from financial fixed assets750€75k€100k▲
Financial charges65/66B€150€-11k▼
Recurring financial charges65€150€-11k▼
Debt charges650€150€150=
Write-downs on current assets other than stocks, contracts in progress and trade receivables: additions (reversals)651-€-11k
Profit (loss) for the period before taxes9903€71k€109k▲
Profit (loss) for the period9904€71k€109k▲
Profit (loss) for the period to be appropriated9905€71k€109k▲
Appropriation of the result
Profit (loss) to be appropriated9906€316k€19k▼
Profit (loss) brought forward from the previous period14P€245k€-90k▼
Transfer from equity791/2€17k-
From reserves792€17k-
Transfer to equity691/2€422k-
To other reserves6921€422k-
The notes to these accounts (9 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
01-07
NBB filing
Annual accounts filed
fiscal year 2024 · full schema
2024
31-12
Financial
Equity above €500kEq €533k ▲25.7%
2 profitable years in a row build equity to €533k.
15-07
NBB filing
Annual accounts filed
fiscal year 2023 · full schema
2023
31-12
Financial
Back to profitnet €71k
Net result €71k after one loss-making year.
26-06
NBB filing
Annual accounts filed
fiscal year 2022 · full schema
2022
31-12
Financial
Weakest financial yearnet €-12k ▼110%
Net result drops to €-12k, the lowest in the series; recovery starts the following year.
04-07
NBB filing
Annual accounts filed
fiscal year 2021 · full schema
2021
31-12
Financial
Back to profitnet €123k
Net result €123k after 3 loss-making years.
31-12
Financial
Liquidity times 328current ratio 126.41
Current ratio from 0.39 to 126.41; short-term debt falls from €12k to €925.
22-07
NBB filing
Annual accounts filed
fiscal year 2020 · full schema
2020
27-08
NBB filing
Annual accounts filed
fiscal year 2019 · full schema · 27 days late
2019
30-08
NBB filing
Annual accounts filed
fiscal year 2018 · full schema · 30 days late
2018
30-08
NBB filing
Annual accounts filed
fiscal year 2017 · full schema · 30 days late
2017
30-08
NBB filing
Annual accounts filed
fiscal year 2016 · full schema · 30 days late
2016
29-08
NBB filing
Annual accounts filed
fiscal year 2015 · abbreviated schema · 29 days late
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Herentals · 1 establishment unit since 2013
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Toekomstlaan(HRT) 172200 HerentalsGround area
1.5 ha
Building footprint
2,740 m²
Volume, LiDAR
21,312 m³
Parcel 13302D0271/00K000, Flanders · tallest building 10.0 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
Toekomstlaan(HRT) 17, 2200 Herentals
since 20132.224.343.028
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 13302D0271/00K000 | Flanders | 1.5 ha | 1 · 2,740 m² | 10.0 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 24,641 companies in sector 64210 we hold annual accounts for 19,693. 13,543 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded12-07-2013
Fiscal year end31-12
Activities, NACEBEL
64200Holdings
64210Activities of holding companies
Sources
Crossroads Bank for EnterprisesNational Bank · 12 filingsAddress and cadastre registers
Data from official sources, last processed on 11-09-2026. Scores and ratios are computed by Checked and are not a credit decision.