SHABAN

Active

Private limited companyfounded 200521 yrs activeVleugelsstraat 27, 1030 Schaarbeek, BelgiumKBO/BCE: BE 0873.819.253

Summary

SHABAN has been active since 2005 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €58,113 and a net result of €23,893. Equity is growing by ~10.6% per year across the filed fiscal years. Its solvency ranks better than 47% of 18230 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Risk analysisWatch Report Compare

SHABANActiveChecked score 95/100

Risk analysis Report Compare

Activity

Dental practice

NACE 86230NACE 85130

1 site

Size

€96,998total assets 2025

Staff: 1 FTE
Equity: €58,113
Profit: €23,893

Turnover not published (abridged schema)

Financial health

95 Excellent Checked score 2025

Bankruptcy chance 12 m: < 0.1%

Structure

Accounts filed 31 d late0 of 2 deeds read

Why 95- Latest accounts 31 days late; 1 of the last 3 late+ Sector Human health activities (NACE 86)+ Liquidity: current ratio 2.83, cash €28,018+ Equity €58,113 (59.9% of total assets)Show the evidence

Checked score

Score 2025

95 / 100

Excellent

Probability in this band: under 0.55%

Better than 63% of its sector peers (NACE 86, micro)

Performance against the sector, not lower risk

Every signal that weighs is under Signals.

Financial strength · tick = 2024

Strong

Solvency 85+17

equity 59.9% of total assets

Liquidity 78+18

short-term debt 22.6% · cash 28.9%

Profitability 100+100

return on assets 24.6%

Bankruptcy probability, 12 months

< 0.1% Very low

0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median < 0.1% (23,628 companies)

Last 14 months 09-2025: 0.1% 10-2025: 0.1%● 0.0% vs 09-2025 11-2025: 0.1%● 0.0% vs 10-2025 12-2025: 0.1%● 0.0% vs 11-2025 01-2026: 0.1%● 0.0% vs 12-2025 02-2026: 0.1%● 0.0% vs 01-2026 03-2026: 0.1%▲ +17.1% vs 02-2026 04-2026: 0.1%▼ -1.2% vs 03-2026 05-2026: 0.1%▲ +2.5% vs 04-2026 06-2026: 0.1%▲ +1.2% vs 05-2026 07-2026: 0.1%▲ +19.0% vs 06-2026 08-2026: 0.2%▲ +94.0% vs 07-2026highest value 09-2026: < 0.1%▼ -82.0% vs 08-2026lowest value 10-2026: < 0.1%● 0.0% vs 09-2026lowest value

Sector Human health activities (NACE 86) lowers the probability
Liquidity: current ratio 2.83, cash €28,018 lowers the probability
Latest accounts 31 days late; 1 of the last 3 late raises the probability
Equity €58,113 (59.9% of total assets) lowers the probability

Credit up to €5,000 at 30 days acceptable

Liquidity ample (current ratio 2.83 against 1.81 in 2024; short-term debt: 22.6% and cash: 28.9% of total assets), and 40.1% of the assets are financed with debt.

How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100	Excellent	under 0.55%
60-74	Healthy	0.55% to 1.5%
45-59	Fair	1.5% to 4.2%
25-44	Weak	4.2% to 15.0%
0-24	Critical	over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 86, micro). Better than this share of them on solvency 47%, liquidity 60%, profitability 61%, growth against the median 85%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

Credit check for your own amount and term

Show the recommended maximum : and see how the verdict changes with amount, term and advance.

Signals

Five signals. The signal on the left, the evidence on the right.

−lowers risk+raises risk○neutral

Sector Human health activities (NACE 86)

In the bankruptcy model this factor lowers the probability.

KBO

Liquidity: current ratio 2.83, cash €28,018

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Latest accounts 31 days late; 1 of the last 3 late

In the bankruptcy model this factor raises the probability.

NBB · filings

Equity €58,113 (59.9% of total assets)

In the bankruptcy model this factor lowers the probability.

NBB · annual accounts

Filed after the deadline

The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 31-08-2026, 31 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.

NBB · 10 filings

Deviation from the deadline

2025

31 d late

2024

41 d early

2023

29 d late

2022

32 d early

2021

16 d early

2020

38 d early

2019

35 d early

← before the deadline after the deadline →

tick = median of all Belgian filingsring = median in the sector

This company filed its last 7 accounts on average 15 days before the deadline; the sector median for financial year 2024 is 7 days before the deadline, and 36% of the sector filed late.

Checked, nothing found (2)

The next deadline is still running

The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 15 July (4 of the last 5 filed years within 46 days of that day).

Companies Code · seven months

Position in the running window

02-10-2026 today31-12-2026 close31-07-2027 deadline

No strike-offs in the KBO publications

We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.

KBO publications · our coverage