SGU Management
ActiveSGU Management has been active since 2024 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €109k and a net result of €37k. Its solvency ranks better than 25% of 6994 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 1.2% (low).
Checked score
Score 2025
51
/ 100
Fair
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability56▼-44
Solvency46▼-22
Growth52
Track record82
Bankruptcy probability, 12 months
1.2%
Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €5k at 30 days acceptable
Liquidity short (current ratio 0.06 against 0.52 in 2024; short-term debt: 41% and cash: 0.2% of total assets), and 78.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · Young company
A young company has little track record yet and statistically fails more often than an established one.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
21.3%
Return on assets
7.3%
Age of the figures
9 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 27-03-2026, 126 days ahead of the deadline.
NBB · 2 filingsDeviation from the deadline
2025
126 d early
2024
143 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
18-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€109k▲ 51.8%
2024 · €72k
2024: €72k
2024 → 2025
Total assets
€512k▲ 203%
2024 · €169k
2024: €169k
2024 → 2025
Net result
€37k▼ 46.8%
2024 · €70k
2024: €70k
2024 → 2025
Working capital
€-198k▼ 328%
2024 · €-46k
2024: €-46k
2024 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20242025Trend
Equity€72k-€109k▲ 51.8%
Operating result€88k-€53k▼ 39.3%
Net result€70k-€37k▼ 46.8%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result falls in 2025; 2025 is 39% below 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €512k
Fixed assets
€500k▲ 323%
Current assets
€12k▼ 76.2%
Equity and liabilities €512k
Equity
€109k▲ 51.8%
Debt
€403k▲ 316%
The debt ratio rises from 57.4% to 78.7%. Equity and debt are higher.
Key figures and ratios
Solvency
21.3%▼
2024 · 42.6%
Current ratio
0.06▼
2024 · 0.52
Quick ratio
0.06▼
2024 · 0.52
Debt / equity
3.69▲
2024 · 1.35
ROE
34.1%▼
2024 · 97.2%
ROA
7.3%▼
2024 · 41.4%
Debt
€403k▲
2024 · €97k
Debt ≤ 1 year
€210k▲
2024 · €97k
Debt > 1 year
€193k
Income taxes
€10k▼
2024 · €18k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€169k€512k▲
Fixed assets21/28€118k€500k▲
Financial fixed assets28€118k€500k▲
Current assets29/58€51k€12k▼
Amounts receivable after more than one year29€40k€0▼
Other amounts receivable291€40k€0▼
Amounts receivable within one year40/41€9k€11k▲
Trade receivables40€9k€11k▲
Cash at bank and in hand54/58€2k€1k▼
Equity and liabilities
Total equity and liabilities10/49€169k€512k▲
Equity10/15€72k€109k▲
Contributions10/11€2k€2k=
Reserves13€70k€107k▲
Distributable reserves133€70k€107k▲
Amounts payable17/49€97k€403k▲
Amounts payable after more than one year17-€193k
Financial debts170/4-€193k
Amounts payable within one year42/48€97k€210k▲
Current portion of amounts payable after more than one year42-€36k
Trade debts44-€552
Suppliers440/4-€552
Taxes, remuneration and social security45€22k€31k▲
Taxes450/3€20k€29k▲
Remuneration and social security454/9€2k€2k=
Other amounts payable47/48€75k€142k▲
Income statement
Code20242025
Other operating charges640/8€2k€657▼
Gross operating margin9900€89k€54k▼
Operating profit (loss)9901€88k€53k▼
Financial income75/76B€500€9▼
Recurring financial income75€500€9▼
Financial charges65/66B€91€6k▲
Recurring financial charges65€91€6k▲
Profit (loss) for the period before taxes9903€88k€47k▼
Income taxes67/77€18k€10k▼
Profit (loss) for the period9904€70k€37k▼
Profit (loss) for the period to be appropriated9905€70k€37k▼
Appropriation of the result
Profit (loss) to be appropriated9906€70k€37k▼
Transfer to equity691/2€70k€37k▼
To other reserves6921€70k€37k▼
The notes to these accounts (8 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
27-03
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
31-12
Financial
Equity above €100kEq €109k ▲51.8%
2 profitable years in a row build equity to €109k.
10-03
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Bertem · 1 establishment unit since 2024
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Bosstraat 67 A3060 BertemGround area
142 m²
Building footprint
142 m²
Volume, LiDAR
769 m³
Parcel 24009B0341/00L010, Flanders · tallest building 7.5 m, ±2 floors. Linked by address, not a title deed.
1 establishment unit
SGU Management
since 20242.354.993.714
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 24009B0341/00L010 | Flanders | 141 m² | 1 · 141 m² | 7.5 m · 2 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Similar companies · same sector, comparable size
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Who Els(e)
BE 0742.976.943
Brasschaat · Eq €109k
Of 13,425 companies in sector 73300 we hold annual accounts for 6,901. 5,578 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded30-01-2024
Fiscal year end31-12
Activities, NACEBEL
70210Activities of head offices; management consultancy activities
73300Public relations and communication consultancy
70200Business and other management consultancy
70220Business consulting
73110Advertising agencies
82100Office administrative and support services
82110Office administrative, office support and other business support activities
82990Other business support services
Sources
Crossroads Bank for EnterprisesNational Bank · 2 filingsAddress and cadastre registers
Data from official sources, last processed on 18-09-2026. Scores and ratios are computed by Checked and are not a credit decision.