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SGR

Active
Public limited companyfounded 20179 yrs activeBritselei 19, 2000 Antwerpen, BelgiumKBO/BCE: BE 0681.497.947
Summary

SGR has been active since 2017 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €770,779 and a net result of -€9,676. Equity remains stable across the filed fiscal years (±0.2% per year). The computed 12-month bankruptcy probability is 1.0% (low).

Checked score

Score 2025
Axes · tick = 2024
Profitability36▼-1
Solvency66=
Growth52=
Track record100
Bankruptcy probability, 12 months
1.0% Low
0%0.5%1.5%4%10%≥ 25%
Credit up to €35,000 at 30 days acceptable
Liquidity ample (current ratio 1.69 against 1.7 in 2024; short-term debt: 59.1% and cash: 0.1% of total assets), but 59.1% of the assets are financed with debt.
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Signals

Three signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
raises risk · No NACE activity registered
No NACE activity is registered in the KBO, which is more common among companies that later fail.
KBO · activities
lowers risk · Lower-risk legal form
Companies with this legal form statistically fail less often than a BV.
KBO · legal form
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 06-07-2026, 25 days ahead of the deadline.
NBB · 8 filings
Deviation from the deadline
2025
25 d early
2024
15 d early
2023
13 d early
2022
on the day
2021
66 d late
2020
66 d late
2019
116 d late
← before the deadline after the deadline →
tick = median of all Belgian filings

This company filed its last 7 accounts on average 28 days after the deadline; the Belgian median for financial year 2024 is 4 days before the deadline, and 38% of all filings were late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven months
Position in the running window
27-09-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage

History

SGR was incorporated on 19 September 2017.1 Total assets fell from EUR 2.9 million in 2018 to EUR 1.9 million in 2025.2

  1. 1Crossroads Bank for Enterprises
  2. 2National Bank, annual accounts 2018 and 2025

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Financials · fiscal year 2025, full schema

Turnover
Not included in this filing
EBIT margin
Not included in this filing
Net result
-€9,676▼ 75.3%
2024 · -€5,519
Working capital
€770,779▼ 1.2%
2024 · €780,455
Trend over the years

Click a name to add, emphasise or remove a line.

Every figure with its change against the fiscal year before
favourable unfavourable
Line20212022202320242025
Operating result-€89,842-€2,727▲ 97.0%-€1,395▲ 48.9%-€5,303▼ 280%-€9,455▼ 78.3%
Net result-€109,117-€2,852▲ 97.4%-€1,603▲ 43.8%-€5,519▼ 244%-€9,676▼ 75.3%
Equity€790,428▼ 12.1%€787,576▼ 0.4%€785,973▼ 0.2%€780,455▼ 0.7%€770,779▼ 1.2%
Total assets€2.3m▼ 28.7%€1.9m▼ 15.4%€1.9m▼ 0.2%€1.9m▼ 0.3%€1.9m▼ 0.5%
Debt€1.5m▼ 35.3%€1.1m▼ 23.5%€1.1m▼ 0.2%€1.1m=€1.1m=
Working capital€790,428▼ 12.1%€787,576▼ 0.4%€785,973▼ 0.2%€780,455▼ 0.7%€770,779▼ 1.2%
Why a figure moved sharply
  • 2022 Net result +97% on 2021. The accounts now follow the abbreviated schema, last year the micro schema.
Result per fiscal year
Operating resultNet result
-€150,000-€100,000-€50,000€0Operating result 2021: -€89,842-€89,842Net result 2021: -€109,117-€109,117Operating result 2022: -€2,727-€2,727Net result 2022: -€2,852-€2,852Operating result 2023: -€1,395-€1,395Net result 2023: -€1,603-€1,603Operating result 2024: -€5,303-€5,303Net result 2024: -€5,519-€5,519Operating result 2025: -€9,455-€9,455Net result 2025: -€9,676-€9,67620212022202320242025-€10,000-€7,500-€5,000-€2,500€0Operating result 2023: -€1,395-€1,390Net result 2023: -€1,603-€1,600Operating result 2024: -€5,303-€5,300Net result 2024: -€5,519-€5,520Operating result 2025: -€9,455-€9,460Net result 2025: -€9,676-€9,680202320242025
The operating result stays negative: a loss of €9,455 in 2025 against €5,303 in 2024; the loss grows.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Equity and liabilities €1.9m
Equity €770,779 ▼ 1.2%
Debt €1.1m =
Debt's share of the balance-sheet total rises from 58.8% to 59.1%. Equity is lower.
Key figures and ratios
2025 value · change against 2024
Current ratio
1.69▼
2024 · 1.70
Quick ratio
1.13▼
2024 · 1.14
Debt to equity
1.45▲
2024 · 1.43
ROE
-1.3%▼
2024 · -0.7%
ROA
-0.5%▼
2024 · -0.3%
Debt ≤ 1 year
€1.1m=
2024 · €1.1m
Green means a favourable move, even when the figure itself falls: as with debt or debt to equity.

Peer companies

Historical observation

Of the 925 companies that looked in July 2024 the way this one looks now, 1.5% went bankrupt within 24 months and 93% are still going.

  • Small
  • 5 to 10 years old
  • solvency 30% or more
  • a small loss
1.5% went bankrupt
5.6% stopped otherwise
93% still going

A further 0.2% stopped, but we cannot tell whether within those 24 months.

For this company itself Checked computes a bankruptcy probability of 1.0% over twelve months; the group does not contradict it.

How reliable is this rule?

Tested on the year before, without using that year itself: the groups of July 2023 gave each of the 497,058 companies of July 2024 its group's bankruptcy share. Expected: 1.5%; actually bankrupt within 24 months: 1.6%.

The companies in ten equal groups, from lowest to highest expected share.
Group Expected Actual
1 0.2% 0.2%
2 0.3% 0.4%
3 0.5% 0.5%
4 0.6% 0.7%
5 0.8% 0.9%
6 1.2% 1.3%
7 1.5% 1.6%
8 1.7% 1.7%
9 2.7% 2.8%
10 5.3% 5.7%

The rule ranks well: a company that went bankrupt got a higher share than one that kept going in 74% of comparisons. The level follows the economy: in a year with more bankruptcies, the actual share is higher than the year before.

An observation about 925 comparable companies, not a prediction for this company. The sector does not count: the register keeps no sector for companies that stopped, so it would make the outcome look better than it was.

Annual accounts
Filed annual accounts As filed with the NBB · 2025 against 2024 · 29 lines
Balance sheet Code20242025
Assets
Total assets20/58€1.9m€1.9m▼
Current assets29/58€1.9m€1.9m▼
Stocks and contracts in progress3€624,246€624,246=
Stocks30/36€624,246€624,246=
Amounts receivable within one year40/41€1.3m€1.3m=
Other amounts receivable41€1.3m€1.3m=
Cash at bank and in hand54/58€11,473€1,797▼
Equity and liabilities
Total equity and liabilities10/49€1.9m€1.9m▼
Equity10/15€780,455€770,779▼
Contributions10/11€62,000€62,000=
Capital10€62,000€62,000=
Issued capital100€62,000€62,000=
Reserves13€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200=
Legal reserve130€6,200€6,200=
Profit (loss) carried forward14€712,255€702,579▼
Amounts payable17/49€1.1m€1.1m=
Amounts payable within one year42/48€1.1m€1.1m=
Other amounts payable47/48€1.1m€1.1m=
Income statement Code20242025
Other operating charges640/8€1,099€1,133▲
Gross operating margin9900-€4,204-€8,322▼
Operating profit (loss)9901-€5,303-€9,455▼
Financial charges65/66B€215€221▲
Recurring financial charges65€215€221▲
Profit (loss) for the period before taxes9903-€5,519-€9,676▼
Profit (loss) for the period9904-€5,519-€9,676▼
Profit (loss) for the period to be appropriated9905-€5,519-€9,676▼
Appropriation of the result
Profit (loss) to be appropriated9906€712,255€702,579▼
Profit (loss) brought forward from the previous period14P€717,773€712,255▼
Line20212022202320242025Change
Other operating charges640/8€969€1,002€1,082€1,099€1,133▲ 3.0%
Gross operating margin9900-€88,873-€1,725-€313-€4,204-€8,322▼ 98.0%
Operating profit (loss)9901-€89,842-€2,727-€1,395-€5,303-€9,455▼ 78.3%
Financial income75/76B€0€0----
Recurring financial income75€0€0----
Financial charges65/66B€23,726€125€208€215€221▲ 2.6%
Recurring financial charges65€23,726€125€208€215€221▲ 2.6%
Profit (loss) for the period before taxes9903-€113,568-€2,852-€1,603-€5,519-€9,676▼ 75.3%
Income taxes67/77-€4,451€0----
Profit (loss) for the period9904-€109,117-€2,852-€1,603-€5,519-€9,676▼ 75.3%
Profit (loss) for the period to be appropriated9905-€109,117-€2,852-€1,603-€5,519-€9,676▼ 75.3%
Line20212022202320242025Change
Assets
Total assets20/58€2.3m€1.9m€1.9m€1.9m€1.9m▼ 0.5%
Current assets29/58€2.3m€1.9m€1.9m€1.9m€1.9m▼ 0.5%
Stocks and contracts in progress3€624,246€624,246€624,246€624,246€624,246=
Stocks30/36€624,246€624,246€624,246€624,246€624,246=
Amounts receivable within one year40/41€1.3m€1.3m€1.3m€1.3m€1.3m=
Other amounts receivable41€1.3m€1.3m€1.3m€1.3m€1.3m=
Cash at bank and in hand54/58€367,842€21,323€16,991€11,473€1,797▼ 84.3%
Equity and liabilities
Total equity and liabilities10/49€2.3m€1.9m€1.9m€1.9m€1.9m▼ 0.5%
Equity10/15€790,428€787,576€785,973€780,455€770,779▼ 1.2%
Contributions10/11€62,000€62,000€62,000€62,000€62,000=
Capital10€62,000€62,000€62,000€62,000€62,000=
Issued capital100€62,000€62,000€62,000€62,000€62,000=
Reserves13€6,200€6,200€6,200€6,200€6,200=
Non-distributable reserves130/1€6,200€6,200€6,200€6,200€6,200=
Legal reserve130€6,200€6,200€6,200€6,200€6,200=
Profit (loss) carried forward14€722,228€719,376€717,773€712,255€702,579▼ 1.4%
Amounts payable17/49€1.5m€1.1m€1.1m€1.1m€1.1m=
Amounts payable within one year42/48€1.5m€1.1m€1.1m€1.1m€1.1m=
Trade debts44€186,396€2,562€0---
Suppliers440/4€186,396€2,562€0---
Other amounts payable47/48€1.3m€1.1m€1.1m€1.1m€1.1m=
Line20212022202320242025Change
Profit (loss) for the period9904-€109,117-€2,852-€1,603-€5,519-€9,676▼ 75.3%
Operating cash flow (approximation)-€109,117-€2,852-€1,603-€5,519-€9,676▼ 75.3%
Change in cash--€346,519-€4,332-€5,519-€9,676▼ 75.3%

Simplified and derived: a Belgian filing has no cash-flow statement, so these rows come from the income statement and the balance-sheet moves.

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Timeline · acts, filings and financial milestones

Next filing, fiscal year 2026, expected by 31-07-2027
2026
06-07
NBB filing Annual accounts filed
fiscal year 2025 · full schema
2025
16-07
NBB filing Annual accounts filed
fiscal year 2024 · abbreviated schema
2024
18-07
NBB filing Annual accounts filed
fiscal year 2023 · abbreviated schema
2023
31-07
NBB filing Annual accounts filed
fiscal year 2022 · abbreviated schema
2022
05-10
NBB filing Annual accounts filed
fiscal year 2021 · micro schema · 66 days late
2021
31-12
Financial Weakest financial yearnet -€109,117
Net result drops to -€109,117, the lowest in the series; recovery starts the following year.
05-10
NBB filing Annual accounts filed
fiscal year 2020 · micro schema · 66 days late
2020
31-12
Financial Highest result since 2018net €573,536 ▲217%
Operating result €805,782, net result €573,536, both a record.
31-12
Financial Equity above €500,000Eq €899,545 ▲176%
3 profitable years in a row build equity to €899,545.
24-11
NBB filing Annual accounts filed
fiscal year 2019 · micro schema · 116 days late
2019
31-12
Financial Equity above €200,000Eq €326,009 ▲125%
2 profitable years in a row build equity to €326,009.
31-07
NBB filing Annual accounts filed
fiscal year 2018 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
0 of 7 acts read
About the unread acts

We know of 7 Belgian State Gazette acts for this company. None of them has been read yet: what they contain is neither established nor disproved here.

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Directors · office · real estate

Directors
7 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2017
seat establishment The establishment unit on the map
Ground area
370 m²
Building footprint
217 m²
Volume, LiDAR
3,759 m³
Parcel 11810K2754/00F005, Flanders · tallest building 27.0 m, ±6 floors. Linked by address, not a title deed.
21 companies at this address See who is registered here
1 establishment unit
SGR
Britselei 19, 2000 AntwerpenReal estate development
since 20172.270.047.547
1 parcel
Flanders 1 (100%)
Parcel (capakey) Region Area Buildings Height / fl.
11810K2754/00F005
ProtectedMonumentWoning Bovie-SchildersSource ↗
Flanders 369 m² 1 · 217 m² 26.9 m · 6 fl.
Linked by address, not proof of ownership
Good to know
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
1 of these parcels carry protected heritage: expect extra rules on renovation or sale.

Structure & network

Owners and holdings

1 owner

Owners 1

Holdings 0

No holding stated in the accounts, acts or LEI register we read.

According to the annual accounts of the other companies, the acts in the Belgian Gazette and the LEI register. The register of ultimate beneficial owners (UBO) is not public: who ultimately stands behind a natural person or a foreign parent is not stated here. A company that does not fill in these statements, or need not, is missing.

Connections & network

No current directors or connected companies found in the register.

Identification & contact

Identification
Legal formPublic limited company
Founded19-09-2017
Fiscal year end31-12
E-invoicing
Not found in the Peppol register

No Peppol card under this enterprise or VAT number. That proves nothing: publishing a card is voluntary.

What can you do?

Try sending from your invoicing software; if that fails, ask the customer whether they already receive via Peppol.

If the customer is not ready yet, you may send the invoice another way, for example as a PDF; if electronically, with their agreement on a secure alternative. That invoice is valid; the customer risks a penalty. FPS Finance

Register as of 27 September 2026 · Peppol Directory

Scores and ratios are computed by Checked and are not a credit decision.