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SGPM CONSULT

Active
Private limited companyfounded 20224 yrs activeVerbueckenstraat 37, 2440 Geel, BelgiumKBO/BCE: BE 0787.941.886
Summary

SGPM CONSULT has been active since 2022 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €228,633 and a net result of €69,245. Equity is growing by ~42.8% per year across the filed fiscal years. Its solvency ranks better than 86% of 10442 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is < 0.1% (very low).

Overview

Activity
Engineering and related technical consultancy, excluding land surveyors
NACE 71121
1 site
Size
€264,389total assets 2025
Equity
€228,633
Profit
€69,245
Turnover not published (abridged schema)
Financial health
98 Excellent Checked score 2025
Bankruptcy chance 12 m
< 0.1%
Structure
Accounts 49 d early1 of 2 deeds read
Why 98- 1 change of registered office in 24 months+ Liquidity: current ratio 7.21, cash €147,598+ Sector Architectural and engineering activities; technical testing and analysis (NACE 71)+ Equity €228,633 (86.5% of total assets)Show the evidence

Checked score

Score 2025
98 / 100
Excellent
Probability in this band: under 0.55%
Better than 87% of its sector peers (NACE 71, micro)
Performance against the sector, not lower risk
Financial strength · tick = 2024
Strong
Solvency 100=
equity 86.5% of total assets
Liquidity 98+4
short-term debt 13.5% · cash 55.8%
Profitability 100=
return on assets 26.2%
Bankruptcy probability, 12 months
< 0.1% Very low
0%0.5%1.5%4%10%≥ 25%

Fewer than 1 in 1,000 comparable companies go bankrupt within 12 months (an estimate).

Sector median 0.1% (14,633 companies)
Last 5 months 06-2026: < 0.1%lowest value 07-2026: < 0.1%▲ +9.3% vs 06-2026highest value 08-2026: < 0.1%● 0.0% vs 07-2026highest value 09-2026: < 0.1%● 0.0% vs 08-2026highest value 10-2026: < 0.1%● 0.0% vs 09-2026highest value
  • Liquidity: current ratio 7.21, cash €147,598 lowers the probability
  • Sector Architectural and engineering activities; technical testing and analysis (NACE 71) lowers the probability
  • 1 change of registered office in 24 months raises the probability
  • Equity €228,633 (86.5% of total assets) lowers the probability
Credit up to €22,000 at 30 days acceptable
Liquidity ample (current ratio 7.21 against 4.63 in 2024; short-term debt: 13.5% and cash: 55.8% of total assets), and 13.5% of the assets are financed with debt.
How it is calculated

The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 71, micro). Better than this share of them on solvency 87%, liquidity 92%, profitability 88%, growth against the median 80%. That is performance, not lower risk; the band itself always comes from the probability.

Bankruptcy probability: model pd-v3.202610021621, computed on 02-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.

Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.

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Signals

Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Liquidity: current ratio 7.21, cash €147,598
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
lowers risk · Sector Architectural and engineering activities; technical testing and analysis (NACE 71)
In the bankruptcy model this factor lowers the probability.
KBO
raises risk · 1 change of registered office in 24 months
In the bankruptcy model this factor raises the probability.
Belgian State Gazette
lowers risk · Equity €228,633 (86.5% of total assets)
In the bankruptcy model this factor lowers the probability.
NBB · annual accounts
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 12-06-2026, 49 days ahead of the deadline.
NBB · 3 filings
Deviation from the deadline
2025
49 d early
2024
42 d early
2023
27 d early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

This company filed its last 3 accounts on average 39 days before the deadline; the sector median for financial year 2024 is 8 days before the deadline, and 34% of the sector filed late.

Checked, nothing found (2)
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today. Usually files around 19 June (3 of the last 3 filed years within 30 days of that day).
Companies Code · seven months
Position in the running window
02-10-2026 today31-12-2026 close31-07-2027 deadline
neutral · No strike-offs in the KBO publications
We found no ex-officio strike-off or cessation. Our series starts in 2021 and has gaps, so this is not a confirmation that there is nothing.
KBO publications · our coverage
  1. Annual accounts filedfiscal year 2025 · micro…
  2. Registered officeRegistered-office move · Director in…
  3. Equity above €200,000Eq €228,633 ▲43.4%

Key points

  • Positive: Among the best 14% on solvencysector median 54.4% · 10,442 companies 86.5% View
  • Positive: Equity rose in 2025from €159,388 to €228,633 ▲ 43.4% View
  • Total assets 20253 fiscal years filed €264,389 View

By topic

Financials

Fiscal year
2025
Total assets
€264,389
Profit
€69,245
Solvency
86.5%
Total assets▲ 28.9%
Net result
20232025
Go to Financials

Timeline

Events
7
Since
2024
Next accounts
by 31-07-2027
  1. 12-06-2026Annual accounts filed
  2. 28-05-2026Registered office
  3. 31-12-2025Equity above €200,000
Go to Timeline

Company details

Sites
1
Legal form
Private limited company
Activity
Engineering and related technical consultancy, excluding land surveyorsNACE 71121
Founded
01-07-2022
Year ends
31-12
Peppol
Reachable for e-invoices
Go to Company details

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