SGO CONSULTING
ActiveSGO CONSULTING has been active since 2021 and the Belgian State Gazette contains no insolvency or warning signals. The 2025 annual accounts show equity of €103k and a net result of €56k. Equity is growing by ~35% per year across the filed fiscal years. Its solvency ranks better than 47% of 31523 sector peers (fiscal year 2025). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2025
98
/ 100
Excellent▲ +5 vs 2024
The score combines four axes. Every signal that weighs is under Signals.
Axes · tick = 2024
Profitability100=
Solvency86▼-14
Growth52=
Stability94
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €10k at 30 days acceptable
Liquidity ample (current ratio 1.52 against 27.69 in 2024), and 47.4% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Seven signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
lowers risk · Annual accounts: healthy financial profile
The latest annual accounts show a healthy profile in solvency, result and liquidity.
NBB · annual accounts 2025Solvency, return and age of the figures
Solvency
52.6%
Return on assets
28.9%
Age of the figures
8 mo
neutral · Latest accounts filed on time
The financial year that closed on 31-12-2025 was due by 31-07-2026 and was filed on 14-04-2026, 108 days ahead of the deadline.
NBB · 4 filingsDeviation from the deadline
2025
108 d early
2024
71 d early
2023
63 d early
2022
55 d early
← before the deadline
after the deadline →
neutral · The next deadline is still running
The next financial year closes on 31-12-2026 and is due by 31-07-2027. Nothing is late today.
Companies Code · seven monthsPosition in the running window
15-09-2026 today31-12-2026 close31-07-2027 deadline
Financials · fiscal year 2025, micro schema
Equity
€103k▼ 35.2%
2024 · €158k
2022: €48k
2023: €104k
2024: €158k
2022 → 2025
Total assets
€195k▲ 20.2%
2024 · €162k
2022: €64k
2023: €107k
2024: €162k
2022 → 2025
Net result
€56k▲ 4.1%
2024 · €54k
2022: €58k
2023: €56k
2024: €54k
2022 → 2025
Working capital
€48k▼ 53.4%
2024 · €104k
2022: €42k
2023: €98k
2024: €104k
2022 → 2025
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line2022202320242025Trend
Equity€48k-€104k▲ 118%€158k▲ 51.9%€103k▼ 35.2%
Operating result€75k-€73k▼ 3.4%€67k▼ 7.4%€71k▲ 5.0%
Net result€58k-€56k▼ 3.2%€54k▼ 4.1%€56k▲ 4.1%
Turnover and EBIT margin not published: the micro schema does not require them.
Result per fiscal year
Operating resultNet result
The operating result recovers in 2025; 2025 is 5% above 2024.
Balance-sheet composition
2025 in colour, 2024 as the grey bar beneath
Assets €195k
Fixed assets
€54k▼ 0.6%
Current assets
€141k▲ 30.8%
Equity and liabilities €195k
Equity
€103k▼ 35.2%
Debt
€92k▲ 2,280%
The debt ratio rises from 2.4% to 47.4%: debt grows while equity shrinks.
Key figures and ratios
EBITDA
€73k▲
2024 · €71k
Cash flow
€59k▲
2024 · €57k
Solvency
52.6%▼
2024 · 97.6%
Current ratio
1.52▼
2024 · 27.69
Quick ratio
1.52▼
2024 · 27.69
Debt / equity
0.90▲
2024 · 0.02
ROE
54.9%▲
2024 · 34.2%
ROA
28.9%▼
2024 · 33.4%
Interest coverage
85.52▲
2024 · 55.89
Debt
€92k▲
2024 · €4k
Debt ≤ 1 year
€92k▲
2024 · €4k
Income taxes
€15k▲
2024 · €14k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2025 against 2024
Balance sheet
Code20242025
Assets
Total assets20/58€162k€195k▲
Fixed assets21/28€55k€54k▼
Tangible fixed assets22/27€5k€5k▼
Furniture and vehicles24€5k€5k▼
Financial fixed assets28€49k€49k=
Current assets29/58€107k€141k▲
Amounts receivable within one year40/41€14k€16k▲
Trade receivables40€13k€15k▲
Other amounts receivable41€1k€548▼
Cash at bank and in hand54/58€86k€119k▲
Deferred charges and accrued income490/1€7k€5k▼
Equity and liabilities
Total equity and liabilities10/49€162k€195k▲
Equity10/15€158k€103k▼
Contributions10/11€3k€3k=
Reserves13€156k€100k▼
Distributable reserves133€156k€100k▼
Amounts payable17/49€4k€92k▲
Amounts payable within one year42/48€4k€92k▲
Trade debts44€2k€302▼
Suppliers440/4€2k€302▼
Taxes, remuneration and social security45€2k€4k▲
Taxes450/3€2k€4k▲
Other amounts payable47/48-€88k
Income statement
Code20242025
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€3k€3k▼
Other operating charges640/8€984€1k▲
Gross operating margin9900€72k€75k▲
Operating profit (loss)9901€67k€71k▲
Financial income75/76B€2k€1k▼
Recurring financial income75€2k€1k▼
Financial charges65/66B€1k€858▼
Recurring financial charges65€1k€858▼
Profit (loss) for the period before taxes9903€68k€71k▲
Income taxes67/77€14k€15k▲
Profit (loss) for the period9904€54k€56k▲
Profit (loss) for the period to be appropriated9905€54k€56k▲
Appropriation of the result
Profit (loss) to be appropriated9906€54k€56k▲
Transfer from equity791/2-€56k
Transfer to equity691/2€54k-
To other reserves6921€54k-
Profit to be distributed694/7-€112k
Return on contributions (dividend)694-€112k
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
Next filing, fiscal year 2026, expected by
2026
14-04
NBB filing
Annual accounts filed
fiscal year 2025 · micro schema
2025
21-05
NBB filing
Annual accounts filed
fiscal year 2024 · micro schema
2024
31-12
Financial
Weakest financial yearnet €54k ▼4.1%
Net result drops to €54k, the lowest in the series; recovery starts the following year.
31-12
Financial
Equity above €150kEq €158k ▲51.9%
3 profitable years in a row build equity to €158k.
29-05
NBB filing
Annual accounts filed
fiscal year 2023 · micro schema
2023
31-12
Financial
Liquidity times 9current ratio 32.65
Current ratio from 3.58 to 32.65; short-term debt falls from €16k to €3k.
31-12
Financial
Equity above €100kEq €104k ▲118%
2 profitable years in a row build equity to €104k.
06-06
NBB filing
Annual accounts filed
fiscal year 2022 · micro schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
1 act for this company is in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Orp-Jauche · 1 establishment unit since 2021
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Rue de Branchon(J-J) 771350 Orp-JaucheGround area
2,122 m²
Building footprint
153 m²
Volume, LiDAR
1,134 m³
Parcel 25045E0253/00P000, Wallonia · tallest building 8.9 m, ±3 floors. Linked by address, not a title deed.
1 establishment unit
SGO CONSULTING
since 20212.322.340.544
1 parcel
Wallonia
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 25045E0253/00P000 | Wallonia | 2,122 m² | 1 · 153 m² | 8.9 m · 3 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
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Of 82,215 companies in sector 70200 we hold annual accounts for 52,392. 40,478 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded07-09-2021
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
62010Computer programming, consultancy and related activities
62020IT consultancy
62100Computer programming
62200Computer consultancy and computer facilities management
74201Photography, excluding press photography
85599Other education
Sources
Crossroads Bank for EnterprisesNational Bank · 4 filingsAddress and cadastre registers
Data from official sources, last processed on 14-09-2026. Scores and ratios are computed by Checked and are not a credit decision.