Financials
- Fiscal year
- 2026
- Turnover
- €73,334
- Profit
- €11,226
- Solvency
- 80.0%
SGM Création
ActiveSummary
SGM Création has been active since 2025 and the Belgian State Gazette contains no insolvency or warning signals. The 2026 annual accounts show equity of €13,226 and a net result of €11,226. Its solvency ranks better than 85% of 41 sector peers (fiscal year 2026). The computed 12-month bankruptcy probability is 0.4% (very low).
Overview
Activity
Hairdressing and barber services
NACE 96210
1 site
Size
€73,334turnover 2026
- Equity
- €13,226
- Profit
- €11,226
Structure
Accounts 127 d early0 of 1 deed read
Why 90- Founded in 2025- Size: turnover €73,334, total assets €16,539+ Liquidity: current ratio 4.18, cash €9,460+ Equity €13,226 (80.0% of total assets)Show the evidence
Checked score
Score 2026
90
/ 100
Excellent
Probability in this band: under 0.55%
Better than 93% of its sector peers (NACE 96, micro)
Performance against the sector, not lower risk
Financial strength
Strong
Solvency
100
equity 80.0% of total assets
Liquidity
94
short-term debt 20.0% · cash 57.2%
Profitability
100
return on assets 67.9%
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
About 4 in 1,000 comparable companies go bankrupt within 12 months (an estimate).
Last 24 months
05-2026: 1.6%
06-2026: 1.7%▲ +2.7% vs 05-2026
07-2026: 1.7%▲ +2.1% vs 06-2026
08-2026: 2.1%▲ +23.3% vs 07-2026
09-2026: 2.1%▲ +0.5% vs 08-2026highest value
10-2026: 0.4%▼ -83.3% vs 09-2026lowest value
- Liquidity: current ratio 4.18, cash €9,460 lowers the probability
- Founded in 2025 raises the probability for this profile
- Size: turnover €73,334, total assets €16,539 raises the probability for this profile
- Equity €13,226 (80.0% of total assets) lowers the probability
Credit up to €1,000 at 30 days acceptable
Liquidity ample (current ratio 4.18; short-term debt: 20% and cash: 57.2% of total assets), and 20% of the assets are financed with debt.
How it is calculated
The band comes from the bankruptcy probability on a scale of 0 to 100: every 10 points more double the odds of getting through the year without bankruptcy.
| 75-100 | Excellent | under 0.55% |
| 60-74 | Healthy | 0.55% to 1.5% |
| 45-59 | Fair | 1.5% to 4.2% |
| 25-44 | Weak | 4.2% to 15.0% |
| 0-24 | Critical | over 15.0% |
Place inside the band: half the bankruptcy probability, half how the company does against its sector peers (NACE 96, micro). Better than this share of them on solvency 93%, liquidity 93%, profitability 93%. That is performance, not lower risk; the band itself always comes from the probability.
Bankruptcy probability: model pd-v3.202610021621, computed on 04-10-2026. The model learns from Belgian bankruptcies and reads the registers, the annual accounts and the gazette.
Ceilings: negative or zero equity, a heavy loss, a special KBO legal situation and a missing filing 59 (two missing 44), an ongoing judicial reorganisation or an ending 24. Financial strength does not count in the score.
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Signals
Five signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
neutral · Latest accounts filed on time
The financial year that closed on 30-06-2026 was due by 31-01-2027 and was filed on 26-09-2026, 127 days ahead of the deadline.
NBB · 1 filingDeviation from the deadline
2026
127 d early
← before the deadline
after the deadline →
Checked, nothing found (1)
- Annual accounts filedfiscal year 2026 · micro…
Key points
By topic
Timeline
- Events
- 1
- Since
- 2026
- 26-09-2026Annual accounts filed
Company details
- Sites
- 1
- Legal form
- Private limited company
- Activity
- Hairdressing and barber servicesNACE 96210
- Founded
- 14-04-2025
- Year ends
- 30-06
- Peppol
- Reachable for e-invoices
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