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SGL INVEST

Active
Cooperative companyfounded 2012active for 14 yearsSylvain Dupuislaan 362, 1070 Anderlecht, BelgiumKBO/BCE: BE 0846.475.745
Summary

The computed 12-month bankruptcy probability of SGL INVEST is 6.2% (elevated). The 2025 annual accounts show negative equity (-€305,504) and a net result of -€424,250. Equity has been stable since 2019 (±2% per year). Its solvency ranks better than 5% of 9,380 sector peers (NACE 41, financial year 2025). The company has been active since 2012 and the Belgian Official Gazette contains no insolvency or warning signals.

Overview

Official details

Source: KBO
Status
Active since 11-06-2012 Normal situation
Registered office
11 active companies are registered at this address 1 started in the 12 months before. Source: KBO register, as of 2 November 2026.
Activity
General construction of residential buildings NACE 41001and 3 others
Establishment units
2.211.850.418 1070 Anderlecht, since 11-06-2012
2.271.900.544 1070 Anderlecht, since 22-01-2018
Financial year end
30 June
Peppol
Reachable since 16-01-2026

Board and ownership

Board
  • DIACONESCU ANTONDirector · since 01-10-2016
  • MARIN GHEORGHEDirector · since 01-10-2016
  • HASNAS SORINDirector · since 09-01-2017
and 18 others

Financial position

34 Weak Checked score 2025
Bankruptcy probabilitywithin 12 months
6.2%
Annual accounts to 30-06-2025
Gross margin
-€418,632
Loss
€424,250
▲ 669×
Equity
-€305,504
Total assets
€432,203
▼ 35.4%
  • Negative equity on 30-06-2025
  • 2025 accounts filed 2 days after the deadline
Filed on 02-02-2026
Score breakdownraises risk1 change of registered office in 24 monthsLoss of €424,250, the second in a row (financial year 2025)Negative equity -€305,504lowers riskSize: total assets €432,203Show the evidence

Checked score

Score 2025
34 / 100
Weak
Probability in this band: 4.2% to 15.0%
Financially stronger than 16% of micro companies in construction of buildings (NACE 41)
Financial strength · tick: 2024
Weak
Solvency 0-43
equity -70.7% of total assets
Liquidity 50+40
short-term debt 10.4% · cash 0.5%
Profitability 0-32
return on assets -98.2%
Bankruptcy probability within 12 months
6.2% Elevated
0%0.5%1.5%4%10%≥ 25%

About 6 in 100 comparable companies go bankrupt within 12 months (an estimate).

Sector median 1.5% (13,452 companies, NACE 41, micro)
Last 24 months 12-2024: 1.7% 01-2025: 2.2%▲ +0.5 percentage points vs 12-2024 02-2025: 1.6%▼ -0.6 percentage points vs 01-2025 03-2025: 1.6%● unchanged vs 02-2025 04-2025: 1.6%● unchanged vs 03-2025 05-2025: 1.6%● unchanged vs 04-2025 06-2025: 1.6%● unchanged vs 05-2025 07-2025: 1.6%● unchanged vs 06-2025 08-2025: 1.6%● unchanged vs 07-2025 09-2025: 1.6%● unchanged vs 08-2025 10-2025: 1.8%▲ +0.2 percentage points vs 09-2025 11-2025: 1.7%▼ -0.1 percentage points vs 10-2025 12-2025: 1.6%▼ -0.1 percentage points vs 11-2025lowest value 01-2026: 2.0%▲ +0.4 percentage points vs 12-2025 02-2026: 2.9%▲ +0.9 percentage points vs 01-2026 03-2026: 6.0%▲ +3.1 percentage points vs 02-2026 04-2026: 6.0%● unchanged vs 03-2026 05-2026: 6.0%● unchanged vs 04-2026 06-2026: 6.0%● unchanged vs 05-2026 07-2026: 6.0%● unchanged vs 06-2026 08-2026: 6.0%● unchanged vs 07-2026 09-2026: 5.8%▼ -0.2 percentage points vs 08-2026 10-2026: 6.2%▲ +0.4 percentage points vs 09-2026highest value 11-2026: 6.2%● unchanged vs 10-2026highest value
No credit on open account
Liquidity is ample, with a current ratio of 9.64 (1.21 in 2024), above the usual 1.5. Short-term debt is 10.4% and cash 0.5% of total assets. However, equity is negative.
Calculation

The band follows from the bankruptcy probability. 10 more points roughly halve it.

75-100 Excellent under 0.55%
60-74 Healthy 0.55% to 1.5%
45-59 Fair 1.5% to 4.2%
25-44 Weak 4.2% to 15.0%
0-24 Critical over 15.0%

Where the company stands within its band depends half on the bankruptcy probability and half on how it does against its sector peers (NACE 41, micro). It does better than 3% of them on solvency, 53% on liquidity, 5% on profitability and 1% on growth.

The bankruptcy probability was computed on 01-11-2026 by the bankruptcy model of 2 October 2026, which learns from Belgian bankruptcies and reads the registers, the annual accounts and the Belgian Official Gazette.

Some facts cap the score, however low the probability. With negative or zero equity, a heavy loss, a special status in the KBO, one missing filing or accounts filed more than 90 days late, the score is Fair at most (59). With two missing filings, it is Weak at most (44). During a judicial reorganisation or at the company's end (bankruptcy, dissolution, liquidation), it is Critical at most (24).

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Signals

Six signals.
lowers riskraises riskneutral
raises risk · 1 change of registered office in 24 months
Belgian Official Gazette
raises risk · Loss of €424,250, the second in a row (financial year 2025)
NBB · annual accounts
raises risk · Negative equity -€305,504
NBB · annual accounts
lowers risk · Size: total assets €432,203
Companies of this size fail less often. How much that weighs depends on the rest of the company's profile.
NBB · annual accounts
raises risk · Negative equity
The 2025 annual accounts show negative equity and a net loss.
NBB · annual accounts 2025
Equity per financial year
19202122232425
2019 to 2025 · latest year -€305,504
neutral · A punctual record breaks
This company filed 9 consecutive financial years on time. The year that closed on 30-06-2025 was due by 31-01-2026 and was filed on 02-02-2026, 2 days late. Weigh it accordingly: of the companies that move to filing 1 to 90 days late, 1.41% are now bankrupt, dissolved or in another special legal status, below the 1.66% of all filers. It is a change in behaviour, not evidence of elevated risk.
NBB · 10 filings
Deviation from the deadline
2025
2 days late
2024
1 day early
2023
1 day early
2022
32 days early
2021
46 days early
2020
20 days early
2019
17 days early
← before the deadline after the deadline →
tick = median of all Belgian filingsring = median in the sector

The company filed its last 7 accounts on average 16 days before the deadline. In the sector (NACE 41), the median for financial year 2024 was on the deadline day, and 46% of those companies filed late.

Searched, nothing found (2)
neutral · Next filing not due yet
The financial year that closed on 30-06-2026 is due by 31-01-2027. Nothing is late today. The company usually files around 30 January (4 of the last 5 accounts filed within 31 days either side of that date).
Companies Code · seven months
Where today falls in the filing period
30-06-2026 year end02-11-2026 today31-01-2027 deadline
neutral · No strike-offs in the KBO publications
That holds for every publication since 2021.
KBO publications

Key points

  • Risk: Negative equitydebts exceed assets in financial year 2025 -€305,504 View
  • Caution: Result fell in 2025from -€634 to -€424,250 ▼ 66,769% View
  • Caution: Lower solvency than 95% of companies in construction of buildingssector median 43.0% · 9,380 companies -70.7% View
  • Caution: 2 loss-making years in a rowloss in financial year 2025 -€424,250 View

Recent changes

  1. · Gazette deed Registered office moved within Anderlecht
  2. · Gazette deed Transfer of 5 shares
  3. · Gazette deed Reappointment: LAURIC Leonte (director)
All 18 events

Comparable companies

These companies have the same main activity as SGL INVEST: general construction of residential buildings (NACE 41001). They are comparable in size and age: total assets between €394,000 and €480,000, founded between 2009 and 2011.

CompanyTotal assetsGross margin
SGL INVEST Anderlecht€432,203-€418,632
HAL CONSTRUCT Sint-Gillis (bij-Brussel)€393,819-€47,326
SENIOR INVESTMENTS Evergem€441,667-€9,782
COREMI Rixensart€400,664€497
ABBA Brasschaat€479,808-€266,612
JNR CONSTRUCT Bocholt€417,947-€1,472
HERMANS & PARTNERS Schoten€457,882-€3,439
Full comparison

Key facts about SGL INVEST

What is the company number of SGL INVEST?
The company number of SGL INVEST is 0846.475.745. The VAT number is the same number with BE in front: BE 0846.475.745.
Where is SGL INVEST based?
The registered office is at Sylvain Dupuislaan 362, 1070 Anderlecht.Company details
What does SGL INVEST do?
According to the KBO register, the main activity is general construction of residential buildings (NACE 41001).
What is the legal form of SGL INVEST?
The legal form of SGL INVEST is Cooperative company (CV).
When was SGL INVEST founded?
SGL INVEST was founded on 11-06-2012.
Is SGL INVEST still active?
Yes, SGL INVEST is an active enterprise in the KBO register.
What is the turnover of SGL INVEST?
The annual accounts for financial year 2025 state no turnover. In financial year 2024 turnover was €1.6m.Financials
Is SGL INVEST profitable?
In financial year 2025, SGL INVEST made a loss of €424,250.
Where can I find the annual accounts of SGL INVEST?
SGL INVEST filed 13 annual accounts with the National Bank of Belgium, the latest for financial year 2025.
When are the next annual accounts of SGL INVEST due?
SGL INVEST must file the annual accounts for financial year 2026 by 31-01-2027.Timeline

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