SG13 management
ActiveSG13 management has been active since 2020 and the Belgian State Gazette contains no insolvency or warning signals. The 2024 annual accounts show equity of €36k and a net result of €11k. Equity is growing by ~24.4% per year across the filed fiscal years. Its solvency ranks better than 24% of 8091 sector peers (fiscal year 2024). The computed 12-month bankruptcy probability is 0.4% (very low).
Checked score
Score 2024
65
/ 100
Healthy
The score weighs solvency, liquidity and profitability. Bankruptcy probability contributes 35%. Every signal that weighs is under Signals.
Axes · tick = 2023
Profitability79▲+7
Solvency50▲+6
Growth78▲+26
Track record100
Bankruptcy probability, 12 months
0.4%
Very low
0%0.5%1.5%4%10%≥ 25%
Credit up to €2k at 30 days acceptable
Liquidity short (current ratio 0.82 against 0.72 in 2023; short-term debt: 74.7% and cash: 22.5% of total assets), and 74.7% of the assets are financed with debt.
Credit advice for your own amount and term
Signals
Six signals. The signal on the left, the evidence on the right.
−lowers risk+raises risk○neutral
lowers risk · Lower-failure-rate sector
In this sector companies fail less often than the Belgian average.
Gazette · bankruptcies per sector, NACE 70
Relative position
BE, all sectors
reference
Sector 70
lower
← fewer bankruptcies
more bankruptcies →
raises risk · Limited track record
This company has not been active as long as an established one and statistically fails somewhat more often.
KBO · incorporation dateAge against the risk zone
raises risk · Annual accounts: weaker financial profile
The latest annual accounts show a weaker profile in solvency, result or liquidity than companies that stay afloat.
NBB · annual accounts 2024Solvency, return and age of the figures
Solvency
25.3%
Return on assets
7.9%
Age of the figures
20 mo
raises risk · Weak solvency vs sector
Solvency (equity / total assets) is in the sector's weakest quartile: better than 24% of 8091 sector peers (2024).
NBB · sector comparisonPosition among 8091 sector peers
Solvency
better than 24%
← weakest
strongest →
neutral · Filed after the deadline
The financial year that closed on 31-12-2024 was due by 31-07-2025 and was filed on 29-08-2025, 29 days later. For context: 47% of the Belgian market files late and the whole 1-to-90-day band measures 2.0% abnormal legal state against a 1.66% average. We show this as a fact and do not score it.
NBB · 5 filingsDeviation from the deadline
2025
not confirmed
2024
29 d late
2023
33 d late
2022
31 d late
2021
18 d late
2020
2 d early
← before the deadline
after the deadline →
Financials · fiscal year 2024, abbreviated schema
Equity
€36k▲ 40.7%
2023 · €26k
2020: €11k
2021: €21k
2022: €23k
2023: €26k
2020 → 2024
Total assets
€143k▲ 7.5%
2023 · €133k
2020: €49k
2021: €56k
2022: €104k
2023: €133k
2020 → 2024
Net result
€11k▲ 262%
2023 · €3k
2020: €10k
2021: €10k
2022: €4k
2023: €3k
2020 → 2024
Working capital
€-19k▲ 37.9%
2023 · €-30k
2020: €-15k
2021: €-10k
2022: €-34k
2023: €-30k
2020 → 2024
Multi-year overview
Every figure with its change against the year before
▲ rise
▼ fall
Line20202021202220232024Trend
Equity€11k-€21k▲ 88.3%€23k▲ 13.6%€26k▲ 9.9%€36k▲ 40.7%
Operating result€13k-€13k▲ 1.2%€5k▼ 62.4%€5k▲ 4.0%€13k▲ 151%
Net result€10k-€10k▲ 2.1%€4k▼ 65.5%€3k▼ 13.7%€11k▲ 262%
Turnover and EBIT margin not published: the abbreviated schema does not require them.
Result per fiscal year
Operating resultNet result
After the dip in 2022 the operating result has climbed two years in a row; 2024 is 151% above 2023.
Balance-sheet composition
2024 in colour, 2023 as the grey bar beneath
Assets €143k
Fixed assets
€55k▼ 1.9%
Current assets
€88k▲ 14.5%
Equity and liabilities €143k
Equity
€36k▲ 40.7%
Debt
€107k▼ 0.4%
The debt ratio falls from 80.7% to 74.7%. Equity is higher and debt is lower.
Key figures and ratios
EBITDA
€14k▲
2023 · €6k
Cash flow
€12k▲
2023 · €4k
Solvency
25.3%▲
2023 · 19.3%
Current ratio
0.82▲
2023 · 0.72
Quick ratio
0.82▲
2023 · 0.72
Debt / equity
2.96▼
2023 · 4.18
ROE
31.1%▲
2023 · 12.1%
ROA
7.9%▲
2023 · 2.3%
Interest coverage
230.03▲
2023 · 23.85
Debt
€107k▼
2023 · €107k
Debt ≤ 1 year
€107k▼
2023 · €107k
Income taxes
€5k▲
2023 · €4k
Green means a favourable move, even when the figure itself falls: as with debt or debt / equity.
Filed annual accounts
As filed with the NBB · 2024 against 2023
Balance sheet
Code20232024
Assets
Total assets20/58€133k€143k▲
Fixed assets21/28€56k€55k▼
Tangible fixed assets22/27€6k€5k▼
Furniture and vehicles24€6k€5k▼
Financial fixed assets28€50k€50k=
Current assets29/58€77k€88k▲
Amounts receivable after more than one year29€30k€33k▲
Trade receivables290€0-
Other amounts receivable291€30k€33k▲
Amounts receivable within one year40/41€46k€22k▼
Trade receivables40€24k€21k▼
Other amounts receivable41€22k€2k▼
Cash at bank and in hand54/58€496€32k▲
Deferred charges and accrued income490/1€0-
Equity and liabilities
Total equity and liabilities10/49€133k€143k▲
Equity10/15€26k€36k▲
Contributions10/11€2k€2k=
Reserves13€24k€35k▲
Distributable reserves133€24k€35k▲
Profit (loss) carried forward14€0€0=
Amounts payable17/49€107k€107k▼
Amounts payable within one year42/48€107k€107k▼
Financial debts43€564€677▲
Credit institutions430/8€564€677▲
Trade debts44€1k€2k▲
Suppliers440/4€1k€2k▲
Taxes, remuneration and social security45€5k€7k▲
Taxes450/3€5k€7k▲
Other amounts payable47/48€100k€97k▼
Income statement
Code20232024
Depreciation of and write-downs on formation expenses, intangible and tangible fixed assets630€1k€1k=
Other operating charges640/8€493€505▲
Gross operating margin9900€7k€15k▲
Operating profit (loss)9901€5k€13k▲
Financial income75/76B€2k€3k▲
Recurring financial income75€2k€3k▲
Financial charges65/66B€263€61▼
Recurring financial charges65€263€61▼
Profit (loss) for the period before taxes9903€7k€16k▲
Income taxes67/77€4k€5k▲
Profit (loss) for the period9904€3k€11k▲
Profit (loss) for the period to be appropriated9905€3k€11k▲
Appropriation of the result
Profit (loss) to be appropriated9906€3k€11k▲
Transfer to equity691/2€2k€10k▲
To other reserves6921€2k€10k▲
Profit to be distributed694/7€800€800=
Return on contributions (dividend)694€800€800=
The notes to these accounts (6 items: statements of assets and debts, cost breakdowns, rights and commitments) are not shown here.
Timeline · acts, filings and financial milestones
2025
29-08
NBB filing
Annual accounts filed
fiscal year 2024 · abbreviated schema · 29 days late
2024
31-12
Financial
Highest result since 2020net €11k ▲262%
Net result €11k, the highest in the series.
02-09
NBB filing
Annual accounts filed
fiscal year 2023 · abbreviated schema · 33 days late
2023
31-12
Financial
Weakest financial yearnet €3k ▼13.7%
Net result drops to €3k, the lowest in the series; recovery starts the following year.
31-08
NBB filing
Annual accounts filed
fiscal year 2022 · abbreviated schema · 31 days late
2022
18-08
NBB filing
Annual accounts filed
fiscal year 2021 · abbreviated schema · 18 days late
2021
29-07
NBB filing
Annual accounts filed
fiscal year 2020 · abbreviated schema
Financial milestoneNBB filingFinancial milestones sit on the fiscal year-end date, not the filing date.
Directors · office · real estate
Directors
2 acts for this company are in the Belgian State Gazette, of which we have read 0. We have therefore not extracted its directors from those acts yet.
Location & real-estate footprint
Registered office, Antwerpen · 1 establishment unit since 2020
Cannot be placed on the map
This address could not be matched to a point in the Belgian address register (BOSA BEST). The address below comes straight from the Crossroads Bank.
Frankrijklei 982000 AntwerpenGround area
613 m²
Building footprint
553 m²
Volume, LiDAR
12,043 m³
Parcel 11803C0374/00Z002, Flanders · tallest building 31.1 m, ±7 floors. Linked by address, not a title deed.
1 establishment unit
SG13 management
since 20202.298.391.739
1 parcel
Flanders
1
(100%)
| Parcel (capakey) | Region | Area | Buildings | Height / fl. |
|---|---|---|---|---|
| 11803C0374/00Z002 | Flanders | 613 m² | 1 · 553 m² | 31.1 m · 7 fl. |
Linked by address, not proof of ownership
Methodology
via registered seat: 1
1 of 1 parcel with an exact address match; the rest are indicative.
Linked through address data, this is not proof of ownership.
Public money · subsidies and aid
Flemish government
2022 to 2024 · 3 entries · 2,137 EUR awarded · 2,137 EUR paid| Year | Entries | awarded | paid |
|---|---|---|---|
| 2024 | 1 | 950 EUR | 950 EUR |
| 2023 | 1 | 842 EUR | 842 EUR |
| 2022 | 1 | 345 EUR | 345 EUR |
Schemes
Subsidie voor opleiding en advies voor kmo's en zelfstandigen (kmo-portefeuille)
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Of 82,518 companies in sector 70200 we hold annual accounts for 52,573. 35,908 are within a factor 10 of this equity.See the whole sector
Company data · Crossroads Bank
Identification
Legal formPrivate limited company
Founded15-01-2020
Fiscal year end31-12
Activities, NACEBEL
70200Business and other management consultancy
70220Business consulting
Sources
Crossroads Bank for EnterprisesNational Bank · 5 filingsAddress and cadastre registers
Data from official sources, last processed on 15-09-2026. Scores and ratios are computed by Checked and are not a credit decision.